Company Overview
Alchemy Financial Solutions Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 23 December 2002, so this is a well established company. Alchemy Financial Solutions Limited has been in business for 23 years and 3 months. The accounts status is unaudited abridged and the accounts are next due on Wednesday 30 September 2026.
Registered Address

19 Edinburgh Drive, Staines-Upon-Thames, TW18 1PJ
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Companies House Data
Company NameALCHEMY FINANCIAL SOLUTIONS LIMITED
Company Number04623744
Registered Office Address19 Edinburgh Drive
 TW18 1PJ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date23/12/2002
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryUNAUDITED ABRIDGED
Returns Next Due Date20/01/2017
Returns Last Made Up Date23/12/2015
Directors & Members
Show Resigned
Inderjot Matharu - Director
(British, 49 years old, born May 1977)
Appointed 01 April 2005
 Active
Avninder Sehmi - Director
(British, 60 years old, born February 1966)
Appointed 31 March 2005
 Active
Secretaries
Show Resigned
Inderjot Matharu - Secretary
(Kenyan)
Appointed 01 April 2005
 Active
Other Company Directorships
Inderjot Matharu
ACADEMY CATERERS LIMITED
BROCKWELLS FLORIST LIMITED
EVENT VENTURES LTD
GENSYS LIMITED
KEYTIME LIMITED
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STATERA CAPITAL LIMITED
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SECURE SPACE LIMITED
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SMART AERO SUPPORT LIMITED
TERRAFIRMA CERAMICA LIMITED
TRAFFIC RESIDUAL LIMITED
UK PARTNERS LIMITED
UK TRAFFIC MANAGEMENT LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets 308,673 308,673 312,160
Current Assets 244,178 244,178 332,557
Creditors Due Within One Year 122,845 122,845 192,470
Working Cap 121,333 121,333 140,087
Total Assets Less Current Liabilities 430,006 430,006 452,247
Long-term Liabilities 203,420 203,420 221,649
Net Assets 226,586 226,586 230,598
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 226,586 226,586 230,598
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 55.8% 55.8% 48.4%
Stocks Inventory - - -
Debtors 27.8% 27.8% 37.8%
Cash Bank In Hand 13.6% 13.6% 11.2%
Current Assets 44.2% 44.2% 51.6%
Creditors Due Within One Year 22.2% 22.2% 29.9%
Net Current Assets Liabilities 21.9% 21.9% 21.7%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 41.0% 41.0% 35.8%
Capital Employed - - -
Total Assets Less Current Liabilities 77.8% 77.8% 70.1%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Liquidity Ratio 2.0 2.0 1.7
Solvency Ratio 1.7 1.7 1.6
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 2
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Assets 552,851 552,851 644,717
Debt 326,265 326,265 414,119
Net Assets/Debt 226,586 226,586 230,598

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Particulars of variation of rights attached to shares
Confirmation statement made on 23 December 2025 with updates
Confirmation statement made on 23 December 2024 with no updates
Confirmation statement made on 23 December 2023 with no updates
Confirmation statement made on 23 December 2022 with no updates
Change of details for Mr Inderjot Singh Matharu as a person with significant control on 17 March 2022
Confirmation statement made on 23 December 2021 with no updates
Confirmation statement made on 23 December 2020 with no updates
Confirmation statement made on 23 December 2019 with no updates
Director's details changed for Mr Inderjot Singh Matharu on 28 February 2019
Confirmation statement made on 23 December 2018 with no updates
Confirmation statement made on 23 December 2017 with no updates
Notification of Inderjot Singh Matharu as a person with significant control on 16 July 2016
Registered office address changed from Unit 1a Printing House Lane Hayes Middlesex UB3 1AP to 19 Edinburgh Drive Staines-upon-Thames TW18 1PJ on 22 February 2017
Confirmation statement made on 23 December 2016 with updates
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