Company Overview
Cgm Cumbria Granite & Marble Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 04 December 2002, so this is a well established company. Cgm Cumbria Granite & Marble Limited has been in business for 23 years and 4 months. The accounts status is total exemption full and the accounts are next due on Thursday 31 December 2026.
Registered Address

Unit 27 Escott Business Park, Rome Street, Carlisle, Cumbria, CA2 5LE
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Companies House Data
Company NameCGM CUMBRIA GRANITE & MARBLE LIMITED
Company Number04608510
Registered Office AddressUnit 27 Escott Business Park
 Rome Street
 CA2 5LE
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date04/12/2002
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date28/11/2016
Returns Last Made Up Date31/10/2015
Directors & Members
Show Resigned
Robert Agnew - Director
(British, 56 years old, born September 1970)
Appointed 01 September 2009
 Active
Jacqueline Agnew - Director
(British, 57 years old, born July 1969)
Appointed 05 April 2017
 Active
Secretaries
Show Resigned
Other Company Directorships
Robert Agnew
No companies found
Jacqueline Agnew
BLOKK CONCEPTS LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Balance Sheet
Fixed Assets 219,920 219,920 167,679
Current Assets 566,231 566,231 572,749
Creditors Due Within One Year 249,024 249,024 328,646
Working Cap 317,207 317,207 244,103
Total Assets Less Current Liabilities 537,127 537,127 411,782
Long-term Liabilities 31,400 31,400 41,921
Net Assets 505,727 505,727 369,861
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 505,727 505,727 369,861
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Tangible Fixed Assets - - -
Fixed Assets 28.0% 28.0% 22.6%
Stocks Inventory - - -
Debtors 14.9% 14.9% 26.0%
Cash Bank In Hand 43.8% 43.8% 37.2%
Current Assets 72.0% 72.0% 77.4%
Creditors Due Within One Year 31.7% 31.7% 44.4%
Net Current Assets Liabilities 40.3% 40.3% 33.0%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 64.3% 64.3% 50.0%
Capital Employed - - -
Total Assets Less Current Liabilities 68.3% 68.3% 55.6%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Liquidity Ratio 2.3 2.3 1.7
Solvency Ratio 2.8 2.8 2.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Assets 786,151 786,151 740,428
Debt 280,424 280,424 370,567
Net Assets/Debt 505,727 505,727 369,861

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around CA2 5LE
SCADA PROTECTION LIMITED
Escott Business Park, Rome Street, Carlisle, Cumbria, CA2 5LE
SCOTT SELF STORAGE (CUMBRIA) LIMITED
ESCOTT BUSINESS PARK, ROME STREET, CARLISLE, CUMBRIA, CA2 5LE
Document Filings
Confirmation statement made on 14 October 2025 with updates
Confirmation statement made on 14 October 2024 with updates
Register inspection address has been changed from Bute House Montgomery Way Rosehill Industrial Estate Carlisle Cumbria CA1 2RW England to James Watson House Montgomery Way Rosehill Carlisle CA1 2UU
Confirmation statement made on 15 October 2023 with updates
Change of details for Mr Robert Agnew as a person with significant control on 1 November 2017
Change of details for Mrs Jacqueline Agnew as a person with significant control on 5 April 2017
Confirmation statement made on 15 October 2022 with updates
Confirmation statement made on 15 October 2021 with updates
Confirmation statement made on 31 October 2020 with updates
Confirmation statement made on 31 October 2019 with updates
Confirmation statement made on 31 October 2018 with updates
Change of details for Mr Robert Agnew as a person with significant control on 1 November 2017
Notification of Jacqueline Agnew as a person with significant control on 5 April 2017
Confirmation statement made on 31 October 2017 with updates
Change of details for Mr Robert Agnew as a person with significant control on 31 October 2017
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