Company Overview
Clo Finance Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 20 August 2002, so this is a well established company. Clo Finance Limited has been in business for 23 years and 7 months. The accounts status is total exemption small and the accounts are next due on Friday 30 September 2016.
Registered Address

5 St. John's Lane, London, EC1M 4BH
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Companies House Data
Company NameCLO FINANCE LIMITED
Company Number04515645
Registered Office Address5 St. John's Lane
 EC1M 4BH
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date20/08/2002
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2016
Accounts Last Made Up Date31/12/2014
Accounts Account CategoryTOTAL EXEMPTION SMALL
Returns Next Due Date17/09/2016
Returns Last Made Up Date20/08/2015
Directors & Members
Show Resigned
Nigel Fraser-Gausden - Director
(English, 72 years old, born February 1954)
Appointed 01 November 2002
 Active
David Marshall - Director
(British, 70 years old, born November 1956)
Appointed 20 August 2002
 Active
Secretaries
Show Resigned
Other Company Directorships
Nigel Fraser-Gausden
BUSINESS AND EDUCATION LONDON SOUTH
CHALK FARM HOTEL LIMITED
EASTBOURNE AREA PARENTS' ACTION GROUP (LEARNING DISABILITIES)
HOOPOE TIMESHARE FINANCE LIMITED
TUDOR COURT RESIDENTS (EASTBOURNE) LIMITED
David Marshall
17 CRESCENT EAST LIMITED
BOMANTON PROPERTIES (2006) LTD
COORSTEK ADVANCED MATERIALS CREWE LIMITED
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DYNAMIC-MATERIALS LIMITED
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RATTEE & KETT LIMITED
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RENTPLUS-UK LIMITED
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RP FREEHOLDS LTD
RPA1 LIMITED
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RPB1 LIMITED
RPB2 LIMITED
RPB3 LIMITED
RPI 1 LIMITED
RPI 2 LIMITED
RPI 3 LIMITED
ST BLAISE LIMITED
STONE FACADES LIMITED
STONEWEST CAPITAL LIMITED
STONEWEST HOLDINGS LIMITED
STONEWEST LIMITED
TRADITIONAL FACADE RESTORATION LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2014 31-Dec-2013
Balance Sheet
Fixed Assets 3,757,995 4,084,777
Current Assets 179,838 173,950
Creditors Due Within One Year 0 0
Working Cap 179,838 173,950
Total Assets Less Current Liabilities 3,937,833 4,258,727
Long-term Liabilities 2,895,993 3,048,414
Net Assets 1,041,840 1,210,313
Share Capital & Reserves
Share Cap 100,000 100,000
Profit & Loss Reserves -1,095,305 -1,152,953
Other Reserves 2,037,145 2,263,266
Shareholders Funds 1,041,840 1,210,313
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2014 31-Dec-2013
Tangible Fixed Assets - -
Fixed Assets 95.4% 95.9%
Stocks Inventory - -
Debtors 4.1% 4.0%
Cash Bank In Hand 0.4% 0.0%
Current Assets 4.6% 4.1%
Creditors Due Within One Year 0.0% 0.0%
Net Current Assets Liabilities 4.6% 4.1%
Creditors Due After One Year 73.5% 71.6%
Accruals Deferred Income - -
Provisions For Liabilities Charges - -
Net Assets Liabilities Including Pension Asset Liability 26.5% 28.4%
Called Up Share Capital 2.5% 2.3%
Share Capital Allotted Called Up Paid - -
Profit Loss Account Reserve -27.8% -27.1%
Shareholder Funds 26.5% 28.4%
Capital Employed - -
Total Assets Less Current Liabilities 100.0% 100.0%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2014 31-Dec-2013
Liquidity Ratio 179838.0 173950.0
Solvency Ratio 1.4 1.4
Reserves to Assets -0.3 -0.3
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 1
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2014 31-Dec-2013
Assets 3,937,833 4,258,727
Debt 2,895,993 3,048,414
Net Assets/Debt 1,041,840 1,210,313
The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Compulsory strike-off action has been suspended
First Gazette notice for compulsory strike-off
Registration of charge 045156450002, created on 25 May 2018
Compulsory strike-off action has been discontinued
Compulsory strike-off action has been suspended
First Gazette notice for compulsory strike-off
Confirmation statement made on 20 August 2017 with no updates
Compulsory strike-off action has been discontinued
Confirmation statement made on 20 August 2016 with updates
Compulsory strike-off action has been suspended
First Gazette notice for compulsory strike-off
Annual return made up to 20 August 2015 with full list of shareholders
Compulsory strike-off action has been discontinued
Compulsory strike-off action has been suspended
First Gazette notice for compulsory strike-off
Annual return made up to 20 August 2014 with full list of shareholders
Registered office address changed from 12-16 Clerkenwell Road London EC1M 5PQ to 5 St. John's Lane London EC1M 4BH on 28 August 2014
Satisfaction of charge 1 in full
Annual return made up to 20 August 2013 with full list of shareholders
Annual return made up to 20 August 2012 with full list of shareholders
Director's details changed for Mr Nigel John Fraser-Gausden on 31 August 2012
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