Company Overview
Vcb Homes Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 09 July 2002, so this is a well established company. Vcb Homes Limited has been in business for 23 years and 8 months. The accounts status is total exemption full and the accounts are next due on Thursday 30 April 2026.
Registered Address

The Old Rectory Church Lane, South Moreton, Didcot, OX11 9AF
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Companies House Data
Company NameVCB HOMES LIMITED
Company Number04480936
Registered Office AddressThe Old Rectory Church Lane
 South Moreton
 OX11 9AF
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date09/07/2002
Accounting Reference Date Day31
Accounting Reference Date Month7
Accounts Next Due Date30/04/2026
Accounts Last Made Up Date31/07/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date06/08/2016
Returns Last Made Up Date09/07/2015
Directors & Members
Show Resigned
Christopher Fussell - Director
(British, 52 years old, born October 1974)
Appointed 09 July 2002
 Active
Katherine Fussell - Director
(British, 52 years old, born May 1974)
Appointed 17 June 2025
 Active
Secretaries
Show Resigned
Katherine Fussell - Secretary
(British)
Appointed 25 July 2005
 Active
Other Company Directorships
Christopher Fussell
ACCELERATED COLLECTION SERVICES LIMITED
DATASURE HOLDINGS LIMITED
DATASURE LIMITED
DATASURE UNDERWRITING SYSTEMS LIMITED
DIALIGHT EUROPE LIMITED
HR ENTERPRISE LIMITED
HR HOLDCO LIMITED
LAIRD ANTENNAS LIMITED
LAIRD ASIA HOLDINGS LIMITED
LAIRD HOLDINGS LIMITED
LAIRD LIMITED
LAIRD OVERSEAS HOLDINGS LIMITED
LAIRD TREASURY LIMITED
LAIRDTAI LIMITED
XCHANGING (REBUS) PENSION TRUSTEES LIMITED
XCHANGING ADVISORY SERVICES LIMITED
XCHANGING B.V.
XCHANGING EUROPE HOLDCO LIMITED
XCHANGING GLOBAL INSURANCE SOLUTIONS LIMITED
XCHANGING HOLDCO NO.3 LIMITED
XCHANGING HOLDINGS LIMITED
XCHANGING INSURANCE SYSTEMS (FUSION) LIMITED
XCHANGING INTERNATIONAL LIMITED
XCHANGING LIFE MANAGEMENT LIMITED
XCHANGING RESOURCING LIMITED
XCHANGING TECHNOLOGY SERVICES LIMITED
XCHANGING US FUNDING LIMITED
XCHANGING US HOLDINGS LIMITED
XPANSE LIMITED
XPANSE NO. 2 LIMITED
XUK CO 2 LIMITED
XUK CO. LIMITED
XUK HOLDCO (NO. 2) LIMITED
Katherine Fussell
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Jul-2024 31-Jul-2022 31-Jul-2021
Balance Sheet
Fixed Assets 1,300,000 1,300,000 1,300,000
Current Assets 14,795 14,795 1,601
Creditors Due Within One Year 4,931 4,931 569,957
Working Cap 9,864 9,864 -568,356
Total Assets Less Current Liabilities 1,309,864 1,309,864 731,644
Long-term Liabilities 875,871 875,871 131,978
Net Assets 433,993 433,993 599,666
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 433,993 433,993 599,666
Common Size Financial Analysis Unlock full report
Accounts Date 31-Jul-2024 31-Jul-2022 31-Jul-2021
Tangible Fixed Assets - - -
Fixed Assets 98.9% 98.9% 99.9%
Stocks Inventory - - -
Debtors 0.4% 0.4% 0.0%
Cash Bank In Hand 0.8% 0.8% 0.1%
Current Assets 1.1% 1.1% 0.1%
Creditors Due Within One Year 0.4% 0.4% 43.8%
Net Current Assets Liabilities 0.8% 0.8% -43.7%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 33.0% 33.0% 46.1%
Capital Employed - - -
Total Assets Less Current Liabilities 99.6% 99.6% 56.2%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Jul-2024 31-Jul-2022 31-Jul-2021
Liquidity Ratio 3.0 3.0 0.0
Solvency Ratio 1.5 1.5 1.9
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 5
Mortgages Outstanding 2
Mortgages Part Satisfied 0
Mortgages Satisfied 3
Assets and Debt Analysis Unlock full report
Accounts Date 31-Jul-2024 31-Jul-2022 31-Jul-2021
Assets 1,314,795 1,314,795 1,301,601
Debt 880,802 880,802 701,935
Net Assets/Debt 433,993 433,993 599,666

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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STUDIO HUMBUG LTD
CHURCH HOUSE SOTWELL STREET, BRIGHTWELL-CUM-SOTWELL, WALLINGFORD, OX11 9AF
Document Filings
Confirmation statement made on 19 June 2025 with updates
Appointment of Mrs Katherine Elizabeth Fussell as a director on 17 June 2025
Confirmation statement made on 9 July 2024 with no updates
Confirmation statement made on 9 July 2023 with no updates
Confirmation statement made on 9 July 2022 with no updates
Director's details changed for Mr Christopher Mark Fussell on 18 March 2022
Registered office address changed from The Old Rectory Church Lane South Moreton Didcot OX11 9AF England to The Old Rectory Church Lane South Moreton Didcot OX11 9AF on 14 October 2021
Secretary's details changed for Katherine Elizabeth Fussell on 13 October 2021
Director's details changed for Mr Christopher Mark Fussell on 13 October 2021
Change of details for Mrs Katherine Elizabeth Fussell as a person with significant control on 13 October 2021
Change of details for Mr Christopher Mark Fussell as a person with significant control on 13 October 2021
Registered office address changed from 46 Frewin Road London SW18 3LP to The Old Rectory Church Lane South Moreton Didcot OX11 9AF on 13 October 2021
Satisfaction of charge 3 in full
Registration of charge 044809360004, created on 12 October 2021
Registration of charge 044809360005, created on 12 October 2021
Confirmation statement made on 9 July 2021 with no updates
Confirmation statement made on 9 July 2020 with no updates
Confirmation statement made on 9 July 2019 with no updates
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