Company Overview
Cowes Combined Clubs Limited is listed at the official companies registry as Active Private Limited By Guarantee Without Share Capital. The company was incorporated on Wednesday 26 June 2002, so this is a well established company. Cowes Combined Clubs Limited has been in business for 23 years and 9 months. The accounts status is micro entity and the accounts are next due on Friday 31 July 2026.
Registered Address

18 Bath Road, Cowes, Isle Of Wight, PO31 7QN
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Companies House Data
Company NameCOWES COMBINED CLUBS LIMITED
Company Number04470064
Registered Office Address18 Bath Road
 Cowes
 PO31 7QN
Company CategoryPrivate Limited By Guarantee Without Share Capital
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date26/06/2002
Accounting Reference Date Day31
Accounting Reference Date Month10
Accounts Next Due Date31/07/2026
Accounts Last Made Up Date31/10/2024
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date11/07/2017
Returns Last Made Up Date13/06/2016
Directors & Members
Show Resigned
Martin Bean - Director
(British, 68 years old, born June 1958)
Appointed 04 October 2019
 Active
Vanessa Clifford - Director
(British, 60 years old, born April 1966)
Appointed 02 October 2025
 Active
Guy Darby - Director
(British, 75 years old, born January 1951)
Appointed 02 October 2025
 Active
Timothy Devlin - Director
(British, 70 years old, born June 1956)
Appointed 01 November 2021
 Active
Michael Garvey - Director
(British, 74 years old, born August 1952)
Appointed 28 October 2022
 Active
David Gower - Director
(British, 76 years old, born February 1950)
Appointed 14 February 2024
 Active
Richard Hargreaves - Director
(British, 71 years old, born March 1955)
Appointed 21 June 2024
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Martin Bean
COWES WEEK LIMITED
ISLAND YOUTH WATER ACTIVITIES CENTRE (ISLE OF WIGHT) LIMITED
Vanessa Clifford
No companies found
Guy Darby
ESSENTIAL & AFFORDABLE HOUSING LLP
SOUTHAMPTON YACHT CLUB BUILDING COMPANY,LIMITED(THE)
THE ROYAL SOUTHAMPTON YACHT CLUB LIMITED
Timothy Devlin
No companies found
Michael Garvey
COWES WEEK LIMITED
David Gower
COWES WEEK LIMITED
Richard Hargreaves
COWES WEEK LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Balance Sheet
Fixed Assets 243,001 243,001 246,001
Current Assets 49,090 49,090 51,342
Creditors Due Within One Year 8,634 8,634 5,901
Working Cap 40,456 40,456 45,441
Total Assets Less Current Liabilities 283,457 283,457 291,442
Long-term Liabilities 27,000 27,000 27,000
Net Assets 256,457 256,457 264,442
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 256,457 256,457 264,442
Common Size Financial Analysis Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Tangible Fixed Assets - - -
Fixed Assets 83.2% 83.2% 82.7%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 16.8% 16.8% 17.3%
Creditors Due Within One Year 3.0% 3.0% 2.0%
Net Current Assets Liabilities 13.9% 13.9% 15.3%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 87.8% 87.8% 88.9%
Capital Employed - - -
Total Assets Less Current Liabilities 97.0% 97.0% 98.0%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Liquidity Ratio 5.7 5.7 8.7
Solvency Ratio 8.2 8.2 9.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 3
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 2
Assets and Debt Analysis Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Assets 292,091 292,091 297,343
Debt 35,634 35,634 32,901
Net Assets/Debt 256,457 256,457 264,442

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around PO31 7QN
M. GREVILLE & CO LLP
PRINCES BUILDING, BATH ROAD, COWES, ISLE OF WIGHT, PO31 7QN
KENDALLS FINE ART LTD
KENDALLS FINE ART, BATH ROAD, COWES, PO31 7QN
GREVILLE INVENTORIES LLP
PRINCES BUILDING, BATH ROAD, COWES, ISLE OF WIGHT, PO31 7QN
INVIVID LIMITED
GROUND FLOOR REGATTA HOUSE, 18 BATH ROAD, COWES, ISLE OF WIGHT, PO31 7QN
BOATAFLOAT LIMITED
Princes Building, Bath Road, Cowes, PO31 7QN
COWES WEEK LIMITED
REGATTA HOUSE, 18 BATH ROAD, COWES, ISLE OF WIGHT, PO31 7QN
COWES COMBINED CLUBS (DEVELOPMENTS) LIMITED
17-19 Bath Road, Cowes, Isle Of Wight, PO31 7QN
Document Filings
Termination of appointment of Philip David Warwick as a director on 20 January 2026
Appointment of Mr Philip David Warwick as a director on 20 January 2026
Appointment of Vanessa Elizabeth Clifford as a director on 2 October 2025
Appointment of Mr Guy Robert Darby as a director on 2 October 2025
Termination of appointment of Robert John Gatehouse as a director on 1 July 2025
Confirmation statement made on 13 June 2025 with no updates
Termination of appointment of Demian Gosset Smith as a director on 6 June 2025
Termination of appointment of Paul Nigel Alan Ward as a director on 25 September 2024
Confirmation statement made on 13 June 2024 with no updates
Appointment of Mr Richard Hargreaves as a director on 21 June 2024
Termination of appointment of Mark Charles Hart as a director on 21 June 2024
Appointment of Mr Demian Gosset Smith as a director on 14 February 2024
Appointment of Mr David Nicholas Gower as a director on 14 February 2024
Termination of appointment of Richard Ottaway as a director on 25 October 2023
Termination of appointment of Christopher John Pegna as a secretary on 25 October 2023
Confirmation statement made on 13 June 2023 with no updates
Appointment of Mr Michael Edwin Garvey as a director on 28 October 2022
Director's details changed for Mr Robert John Gatehouse on 28 October 2022
Appointment of Sir Richard Ottaway as a director on 28 October 2022
Appointment of Mr Robert John Gatehouse as a director on 28 October 2022
Appointment of Mr Bruce Huber as a director on 28 October 2022
Termination of appointment of Robert Morris Bicket as a director on 28 October 2022
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