Company Overview
J&M Group Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 07 February 2002, so this is a well established company. J&M Group Limited has been in business for 24 years and 2 months. The accounts status is total exemption full and the accounts are next due on Wednesday 31 March 2027.
Registered Address

Suite 1B The Engine Rooms, Station Road, Chepstow, Monmouthshire, NP16 5PB
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Companies House Data
Company NameJ&M GROUP LIMITED
Company Number04369042
Registered Office AddressSuite 1b The Engine Rooms
 Station Road
 NP16 5PB
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date07/02/2002
Accounting Reference Date Day30
Accounting Reference Date Month6
Accounts Next Due Date31/03/2027
Accounts Last Made Up Date30/06/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date14/07/2017
Returns Last Made Up Date16/06/2016
Directors & Members
Show Resigned
Peter Ward - Director
(British, 55 years old, born June 1971)
Appointed 10 January 2024
 Active
Yvonne Winship - Director
(British, 70 years old, born May 1956)
Appointed 08 October 2021
 Active
James Winship - Director
(British, 76 years old, born January 1950)
Appointed 07 February 2002
 Active
Secretaries
Show Resigned
James Winship - Secretary
(British)
Appointed 07 February 2002
 Active
Other Company Directorships
Peter Ward
No companies found
Yvonne Winship
FOOD, EVENTS AND THINGS (FEAT) LIMITED
MJM MANAGEMENT LIMITED
THE EVENT SERVICES ASS. LIMITED
James Winship
BROCKWEIR WYE VALLEY FESTIVAL COMMUNITY INTEREST COMPANY
FOOD HOUSE LTD
FOOD, EVENTS AND THINGS (FEAT) LIMITED
MJM MANAGEMENT LIMITED
SANDWICH INTERNATIONAL LIMITED
THE BRITISH SANDWICH ASSOCIATION
THE CAFE SOCIETY
THE EUROPEAN SANDWICH ASSOCIATION
THE EVENTS INDUSTRY FORUM LTD
THE FOOD LEARNING COMPANY LIMITED
THE PIZZA PASTA AND ITALIAN FOOD ASSOCIATION
TRADE PUBLICATIONS LIMITED
Balance Sheet Unlock full report
Accounts Date 30-Jun-2025 30-Jun-2023 30-Jun-2022
Balance Sheet
Fixed Assets 8,459 8,459 2,888
Current Assets 247,107 247,107 196,112
Creditors Due Within One Year 69,248 69,248 38,491
Working Cap 177,859 177,859 157,621
Total Assets Less Current Liabilities 186,318 186,318 160,509
Long-term Liabilities 120,937 120,937 83,257
Net Assets 65,381 65,381 77,252
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 65,381 65,381 77,252
Common Size Financial Analysis Unlock full report
Accounts Date 30-Jun-2025 30-Jun-2023 30-Jun-2022
Tangible Fixed Assets - - -
Fixed Assets 3.3% 3.3% 1.5%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 96.7% 96.7% 98.5%
Creditors Due Within One Year 27.1% 27.1% 19.3%
Net Current Assets Liabilities 69.6% 69.6% 79.2%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 25.6% 25.6% 38.8%
Capital Employed - - -
Total Assets Less Current Liabilities 72.9% 72.9% 80.7%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Jun-2025 30-Jun-2023 30-Jun-2022
Liquidity Ratio 3.6 3.6 5.1
Solvency Ratio 1.3 1.3 1.6
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Jun-2025 30-Jun-2023 30-Jun-2022
Assets 255,566 255,566 199,000
Debt 190,185 190,185 121,748
Net Assets/Debt 65,381 65,381 77,252

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Registered office address changed from Suite 1B the Engine Rooms Station Road Chepstow Monmouthshire NP16 5PB United Kingdom to The Engine Rooms Station Road Chepstow NP16 5PB on 7 April 2026
Confirmation statement made on 21 January 2026 with no updates
Director's details changed for Mrs Yvonne Gunn Winship on 20 January 2026
Confirmation statement made on 25 January 2025 with updates
Director's details changed for Mrs Yvonne Gunn Winship on 24 January 2025
Change of details for Mr James Gunn Winship as a person with significant control on 20 January 2025
Resolutions
Memorandum and Articles of Association
Statement of capital following an allotment of shares on 15 January 2024
Particulars of variation of rights attached to shares
Confirmation statement made on 25 January 2024 with updates
Confirmation statement made on 23 January 2024 with no updates
Appointment of Mr Peter John Ward as a director on 10 January 2024
Registered office address changed from The Blue Room, Engine Rooms Station Road Chepstow NP16 5PB Wales to Suite 1B the Engine Rooms Station Road Chepstow Monmouthshire NP16 5PB on 30 August 2023
Confirmation statement made on 9 January 2023 with updates
Confirmation statement made on 23 January 2023 with updates
Confirmation statement made on 1 November 2022 with no updates
Registered office address changed from The Blue Room, Engine Rooms Mossways Park Wilmslow SK9 5PB England to The Blue Room, Engine Rooms Station Road Chepstow NP16 5PB on 10 January 2022
Registered office address changed from Association House 18C Moor Street Chepstow NP16 5DB to The Blue Room, Engine Rooms Mossways Park Wilmslow SK9 5PB on 10 January 2022
Confirmation statement made on 1 November 2021 with no updates
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