Company Overview
Individual Pubs Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 02 November 2001, so this is a well established company. Individual Pubs Limited has been in business for 24 years and 5 months. The accounts status is total exemption full and the accounts are next due on Monday 31 August 2026.
Registered Address

Pegasus House Pembroke Avenue, Waterbeach, Cambridge, CB25 9PY
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameINDIVIDUAL PUBS LIMITED
Company Number04315642
Registered Office AddressPegasus House Pembroke Avenue
 Waterbeach
 CB25 9PY
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date02/11/2001
Accounting Reference Date Day30
Accounting Reference Date Month11
Accounts Next Due Date31/08/2026
Accounts Last Made Up Date30/11/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date30/11/2016
Returns Last Made Up Date02/11/2015
Directors & Members
Show Resigned
Timothy Cowper - Director
(British, 52 years old, born September 1974)
Appointed 02 October 2017
 Active
Stephen Early - Director
(British, 52 years old, born March 1974)
Appointed 06 February 2002
 Active
Richard Naisby - Director
(British, 53 years old, born July 1973)
Appointed 06 February 2002
 Active
Secretaries
Show Resigned
Stephen Early - Secretary
(British)
Appointed 06 February 2002
 Active
Other Company Directorships
Timothy Cowper
EAST ANGLIAN BREWERS LTD.
THE MILTON BREWERY CAMBRIDGE LIMITED
Stephen Early
No companies found
Richard Naisby
SIBA
SIBA COMMERCIAL SERVICES LTD
THE MILTON BREWERY CAMBRIDGE LIMITED
Balance Sheet Unlock full report
Accounts Date 30-Nov-2024 30-Nov-2022 30-Nov-2021
Balance Sheet
Fixed Assets 411,281 411,281 440,872
Current Assets 320,899 320,899 317,580
Creditors Due Within One Year 196,265 196,265 175,482
Working Cap 124,634 124,634 142,098
Total Assets Less Current Liabilities 535,915 535,915 582,970
Long-term Liabilities 37,000 37,000 54,275
Net Assets 498,915 498,915 528,695
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 498,915 498,915 528,695
Common Size Financial Analysis Unlock full report
Accounts Date 30-Nov-2024 30-Nov-2022 30-Nov-2021
Tangible Fixed Assets - - -
Fixed Assets 56.2% 56.2% 58.1%
Stocks Inventory - - -
Debtors 11.8% 11.8% 13.9%
Cash Bank In Hand 29.2% 29.2% 25.8%
Current Assets 43.8% 43.8% 41.9%
Creditors Due Within One Year 26.8% 26.8% 23.1%
Net Current Assets Liabilities 17.0% 17.0% 18.7%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 68.1% 68.1% 69.7%
Capital Employed - - -
Total Assets Less Current Liabilities 73.2% 73.2% 76.9%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Nov-2024 30-Nov-2022 30-Nov-2021
Liquidity Ratio 1.6 1.6 1.8
Solvency Ratio 3.1 3.1 3.3
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 4
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 3
Assets and Debt Analysis Unlock full report
Accounts Date 30-Nov-2024 30-Nov-2022 30-Nov-2021
Assets 732,180 732,180 758,452
Debt 233,265 233,265 229,757
Net Assets/Debt 498,915 498,915 528,695

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around CB25 9PY
LAVONDALE LIMITED
Pegasus House Pembroke Avenue, Waterbeach, Cambridge, CB25 9PY
THE MILTON BREWERY CAMBRIDGE LIMITED
PEGASUS HOUSE PEMBROKE AVENUE, WATERBEACH, CAMBRIDGE, CAMBRIDGESHIRE, CB25 9PY
Document Filings
Confirmation statement made on 2 November 2025 with no updates
Confirmation statement made on 2 November 2024 with no updates
Satisfaction of charge 3 in full
Registration of charge 043156420004, created on 30 August 2024
Confirmation statement made on 2 November 2023 with no updates
Confirmation statement made on 2 November 2022 with no updates
Confirmation statement made on 2 November 2021 with no updates
Confirmation statement made on 2 November 2020 with no updates
Change of details for Mr Stephen David Early as a person with significant control on 6 December 2019
Director's details changed for Mr Stephen David Early on 6 December 2019
Confirmation statement made on 2 November 2019 with no updates
Confirmation statement made on 2 November 2018 with no updates
Satisfaction of charge 2 in full
Director's details changed for Mr Stephen David Early on 24 October 2017
Change of details for Mr Stephen David Early as a person with significant control on 22 October 2017
Confirmation statement made on 2 November 2017 with updates
Appointment of Mr Timothy John Cowper as a director on 2 October 2017
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2026 Check Free