Company Overview
Howells Bradford Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 16 August 2001, so this is a well established company. Howells Bradford Limited has been in business for 24 years and 7 months. The accounts status is total exemption full and the accounts are next due on Tuesday 30 June 2026.
Registered Address

Unit 7B Lower Farm, Common Lane, Bednall, Stafford, ST17 0SA
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameHOWELLS BRADFORD LIMITED
Company Number04271550
Registered Office AddressUnit 7b Lower Farm, Common Lane
 Bednall
 ST17 0SA
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date16/08/2001
Accounting Reference Date Day30
Accounting Reference Date Month9
Accounts Next Due Date30/06/2026
Accounts Last Made Up Date30/09/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date13/09/2016
Returns Last Made Up Date16/08/2015
Previous Company NameChanged Date
BANCARE LIMITED19 Feb 2007
Directors & Members
Show Resigned
Paul Argent - Director
(British, 56 years old, born November 1970)
Appointed 06 February 2007
 Active
Loretta Bradford - Director
(British, 55 years old, born June 1971)
Appointed 16 June 2011
 Active
Derren Howells - Director
(British, 54 years old, born October 1972)
Appointed 01 October 2021
 Active
Secretaries
Show Resigned
Loretta Bradford - Secretary
Appointed 25 March 2010
 Active
Other Company Directorships
Paul Argent
No companies found
Loretta Bradford
No companies found
Derren Howells
No companies found
Balance Sheet Unlock full report
Accounts Date 30-Sep-2024 30-Sep-2022 30-Sep-2021
Balance Sheet
Fixed Assets 42,484 42,484 59,348
Current Assets 196,770 196,770 121,048
Creditors Due Within One Year 105,801 105,801 72,770
Working Cap 90,969 90,969 48,278
Total Assets Less Current Liabilities 133,453 133,453 107,626
Long-term Liabilities 17,160 17,160 29,269
Net Assets 116,293 116,293 78,357
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 116,293 116,293 78,357
Common Size Financial Analysis Unlock full report
Accounts Date 30-Sep-2024 30-Sep-2022 30-Sep-2021
Tangible Fixed Assets - - -
Fixed Assets 17.8% 17.8% 32.9%
Stocks Inventory - - -
Debtors 79.4% 79.4% 61.6%
Cash Bank In Hand 2.2% 2.2% 4.7%
Current Assets 82.2% 82.2% 67.1%
Creditors Due Within One Year 44.2% 44.2% 40.3%
Net Current Assets Liabilities 38.0% 38.0% 26.8%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 48.6% 48.6% 43.4%
Capital Employed - - -
Total Assets Less Current Liabilities 55.8% 55.8% 59.7%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Sep-2024 30-Sep-2022 30-Sep-2021
Liquidity Ratio 1.9 1.9 1.7
Solvency Ratio 1.9 1.9 1.8
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Sep-2024 30-Sep-2022 30-Sep-2021
Assets 239,254 239,254 180,396
Debt 122,961 122,961 102,039
Net Assets/Debt 116,293 116,293 78,357

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around ST17 0SA
MAFFOO LTD
Church Barn Church Farm, Bednall, Stafford, Staffordshire, ST17 0SA
LOWER FARM (BEDNALL) LIMITED
THE COTTAGE SCHOOL LANE, BEDNALL, STAFFORD, STAFFORDSHIRE, ST17 0SA
Document Filings
Change of details for Mrs Kirsty Howells as a person with significant control on 12 February 2026
Confirmation statement made on 16 August 2025 with no updates
Change of details for Mrs Loretta Ann Bradford as a person with significant control on 24 September 2024
Confirmation statement made on 16 August 2024 with no updates
Registered office address changed from C/O Howells Bradford Ltd Parkfield Business Centre Park Street Stafford Staffordshire ST17 4AL to Unit 7B Lower Farm, Common Lane Bednall Stafford ST17 0SA on 24 October 2023
Director's details changed for Mr Derren Geoffrey Howells on 29 April 2022
Change of details for Mrs Kirsty Howells as a person with significant control on 29 April 2022
Confirmation statement made on 16 August 2023 with no updates
Confirmation statement made on 16 August 2022 with no updates
Appointment of Mr Derren Geoffrey Howells as a director on 1 October 2021
Confirmation statement made on 16 August 2021 with no updates
Confirmation statement made on 16 August 2020 with no updates
Confirmation statement made on 16 August 2019 with no updates
Change of details for Mrs Kirsty Howells as a person with significant control on 1 August 2018
Confirmation statement made on 16 August 2018 with no updates
Confirmation statement made on 16 August 2017 with updates
Director's details changed for Mrs Loretta Ann Bradford on 6 December 2016
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2026 Check Free