Company Overview
Premier Financial Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 20 April 2001, so this is a well established company. Premier Financial Limited has been in business for 24 years and 11 months. The accounts status is micro entity and the accounts are next due on Thursday 31 December 2026.
Registered Address

10 Epperstone Road, Lowdham, Nottingham, NG14 7BU
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Companies House Data
Company NamePREMIER FINANCIAL LIMITED
Company Number04202345
Registered Office Address10 Epperstone Road
 Lowdham
 NG14 7BU
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date20/04/2001
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date28/07/2017
Returns Last Made Up Date29/06/2016
Directors & Members
Show Resigned
Claire Ball - Director
(British, 47 years old, born November 1979)
Appointed 16 December 2011
 Active
Secretaries
Show Resigned
Other Company Directorships
Claire Ball
HAREHILL CRESCENT LTD
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Balance Sheet
Fixed Assets 0 0 0
Current Assets 46,137 46,137 79,351
Creditors Due Within One Year 3,901 3,901 8,596
Working Cap 42,236 42,236 70,755
Total Assets Less Current Liabilities 42,236 42,236 70,755
Long-term Liabilities 42,210 42,210 47,131
Net Assets 26 26 23,624
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 26 26 23,624
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 8.5% 8.5% 10.8%
Net Current Assets Liabilities 91.5% 91.5% 89.2%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 0.1% 0.1% 29.8%
Capital Employed - - -
Total Assets Less Current Liabilities 91.5% 91.5% 89.2%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Liquidity Ratio 11.8 11.8 9.2
Solvency Ratio 1.0 1.0 1.4
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Assets 46,137 46,137 79,351
Debt 46,111 46,111 55,727
Net Assets/Debt 26 26 23,624

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around NG14 7BU
LOWDHAM JOINERY LIMITED
28 Epperstone Road Lowdham, Nottingham, NG14 7BU
Document Filings
Confirmation statement made on 23 June 2025 with no updates
Confirmation statement made on 22 May 2025 with updates
Change of details for Ms Claire Ball as a person with significant control on 9 June 2024
Confirmation statement made on 9 June 2024 with updates
Termination of appointment of Kirsty Ann Morley as a secretary on 31 December 2023
Cessation of Steven Donald Morley as a person with significant control on 15 January 2024
Confirmation statement made on 9 June 2023 with no updates
Change of details for Ms Claire Ball as a person with significant control on 15 June 2023
Secretary's details changed for Kirsty Ann Morley on 15 June 2023
Change of details for Mr Steven Donald Morley as a person with significant control on 15 June 2023
Confirmation statement made on 9 June 2022 with no updates
Director's details changed for Ms Claire Malcolmson on 22 February 2022
Change of details for Ms Claire Malcolmson as a person with significant control on 22 February 2022
Registered office address changed from 4 Rosa Court Gedling Nottingham Notts NG4 3LT to 10 Epperstone Road Lowdham Nottingham NG14 7BU on 17 January 2022
Change of details for Ms Claire Malcolmson as a person with significant control on 10 January 2022
Director's details changed for Ms Claire Malcolmson on 10 January 2022
Confirmation statement made on 10 June 2021 with no updates
Confirmation statement made on 10 June 2020 with no updates
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