Company Overview
Goldentree Financial Services Plc is listed at the official companies registry as Active Public Limited Company. The company was incorporated on Wednesday 14 March 2001, so this is a well established company. Goldentree Financial Services Plc has been in business for 25 years. The accounts status is full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

The Spectrum 56-58 Benson Road, Birchwood, Warrington, Cheshire, WA3 7PQ
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Companies House Data
Company NameGOLDENTREE FINANCIAL SERVICES PLC
Company Number04179323
Registered Office AddressThe Spectrum 56-58 Benson Road
 Birchwood
 WA3 7PQ
Company CategoryPublic Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date14/03/2001
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryFULL
Returns Next Due Date11/04/2017
Returns Last Made Up Date14/03/2016
Directors & Members
Show Resigned
Susan Bickerton - Director
(British, 63 years old, born April 1963)
Appointed 08 December 2014
 Active
Philip Derbyshire - Director
(British, 43 years old, born May 1983)
Appointed 08 January 2018
 Active
Fred Done - Director
(British, 83 years old, born March 1943)
Appointed 01 October 2009
 Active
Steven Marsh - Director
(British, 65 years old, born March 1961)
Appointed 04 October 2010
 Active
Secretaries
Show Resigned
Kathryn Clough - Secretary
Appointed 05 July 2021
 Active
Other Company Directorships
Susan Bickerton
BIRCHWOOD MORTGAGES LIMITED
GOLDENTREE MORTGAGES LIMITED
Philip Derbyshire
BIRCHWOOD MORTGAGES LIMITED
ELLISON COURT MANAGEMENT COMPANY LIMITED
GOLDENTREE MORTGAGES LIMITED
ORCHARD WAY BRAMLEY MANAGEMENT COMPANY LIMITED
Fred Done
ALSO INCLUDED LIMITED
BETFRED GROUP HOLDINGS LIMITED
BETFRED TECHNOLOGY LIMITED
CAMPBELLS (BOOKMAKERS) LIMITED
CGAF LIMITED
COMMUNICATIONS AGENCY SERVICES LIMITED
CROXLEY HOUSE MANAGEMENT LIMITED
DARTLAKE LIMITED
DONE PROPERTY TRADING LIMITED
DONE SATELLITE LIMITED
GOLDENTREE MORTGAGES LIMITED
GRAHAM BAXTER SPORTING TOURS LIMITED
HENLEY HOMES BARNES VILLAGE LIMITED
HYDE STREET PROPERTIES LIMITED
LORRY PARK (HOLYHEAD) LIMITED
MISAIL LIMITED
MONETA COMMUNICATIONS HOLDINGS LIMITED
MOSLEY STREET VENTURES LIMITED
MYSKY LLP
ROADKING HOLYHEAD LIMITED
SALBOY (WRMC) LIMITED
SALBOY LIMITED
THE ENERGY SAVINGS PROVIDER LIMITED
TOTE (SUCCESSOR COMPANY) LIMITED
TOTE BOOKMAKERS LIMITED
TOTE COMPUTER SERVICES LIMITED
TOTE COURSE LIMITED
TOTE CREDIT LIMITED
TOTE DIGITAL LIMITED
TOTE EUROPOOLS LIMITED
TOTE INVESTORS LIMITED
TOTE LIMITED
TOTE UK INTERNATIONAL LIMITED
TOTESPORT LIMITED
Steven Marsh
4SYTE LENDING LTD
AZSIO LIMITED
BARNES VILLAGE MANAGEMENT COMPANY LIMITED
BIRCHWOOD MORTGAGES LIMITED
BOOKER MONTAGUE LEASING LIMITED
BUYORBORROW LTD
DAVENHAM GROUP HOLDINGS LIMITED
DAVENHAM GROUP PLC
DAVENHAM MORTGAGE FINANCE LIMITED
DAVENHAM TREASURY SERVICES LIMITED
DT REALISATIONS (2012) LIMITED
DTF REALISATIONS (2012) LIMITED
FIELDHURST MANAGEMENT COMPANY LIMITED
GOLDENTREE MORTGAGES LIMITED
HENLEY HOMES BARNES VILLAGE LIMITED
JMT FINANCE LIMITED
NORTH ROAD APARTMENTS LTD
P C. RISK MANAGEMENT LTD
PENICHE LIMITED
PENICHE VENTURES LTD
PEPPER ROAD GYM LIMITED
PROSPECT VENTURES LIMITED
ST JOHN STREET PROPERTIES LIMITED
THE BRIDGING & DEVELOPMENT LENDERS ASSOCIATION LIMITED
TORLUNDY LIMITED
WORKPLACE FINANCE LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2016 31-Mar-2015
Balance Sheet
Fixed Assets 100,121,108 100,121,108 97,210,578
Current Assets 2,592,566 2,592,566 3,711,850
Creditors Due Within One Year 112,824,625 112,824,625 115,203,033
Working Cap -110,232,059 -110,232,059 -111,491,183
Total Assets Less Current Liabilities -10,110,951 -10,110,951 -14,280,605
Long-term Liabilities 0 0 0
Net Assets -10,110,951 -10,110,951 -14,280,605
Share Capital & Reserves
Share Cap 50,000 50,000 50,000
Profit & Loss Reserves -10,160,951 -10,160,951 -14,330,605
Other Reserves 0 0 0
Shareholders Funds -10,110,951 -10,110,951 -14,280,605
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2016 31-Mar-2015
Tangible Fixed Assets - - -
Fixed Assets 97.5% 97.5% 96.3%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 0.0% 0.0% 0.0%
Cash Bank In Hand 0.9% 0.9% 0.6%
Current Assets 2.5% 2.5% 3.7%
Creditors Due Within One Year 109.8% 109.8% 114.2%
Net Current Assets Liabilities -107.3% -107.3% -110.5%
Creditors Due After One Year 0.0% 0.0% 0.0%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability -9.8% -9.8% -14.2%
Called Up Share Capital 0.0% 0.0% 0.0%
Share Capital Allotted Called Up Paid 0.0% 0.0% 0.0%
Profit Loss Account Reserve -9.9% -9.9% -14.2%
Shareholder Funds -9.8% -9.8% -14.2%
Capital Employed - - -
Total Assets Less Current Liabilities -9.8% -9.8% -14.2%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2016 31-Mar-2015
Liquidity Ratio 0.0 0.0 0.0
Solvency Ratio 0.9 0.9 0.9
Reserves to Assets -0.1 -0.1 -0.1
Secured Creditors Unlock full report
Mortgages Charges 9
Mortgages Outstanding 2
Mortgages Part Satisfied 0
Mortgages Satisfied 7
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2016 31-Mar-2015
Assets 102,713,674 102,713,674 100,922,428
Debt 112,824,625 112,824,625 115,203,033
Net Assets/Debt -10,110,951 -10,110,951 -14,280,605

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around WA3 7PQ
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TOTE INVESTORS LIMITED
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SALBOY (WRMC) LIMITED
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BETFRED GROUP LIMITED
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FRED DONE PROPERTY TRADING GROUP LIMITED
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HYDE STREET PROPERTIES LIMITED
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MOSLEY STREET VENTURES LIMITED
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HANLEY RACING LIMITED
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VERDIGRIJS LTD
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Document Filings
Notification of Joanne Louise Whittaker as a person with significant control on 25 March 2026
Notification of Nicola Anne Done-Orrell as a person with significant control on 25 March 2026
Change of details for Mr Peter Eric Done as a person with significant control on 25 March 2026
Change of details for Mr Fred Done as a person with significant control on 25 March 2026
Confirmation statement made on 14 March 2026 with updates
Director's details changed for Mrs Susan Catherine Bickerton on 5 December 2025
Change of details for Mr Fred Done as a person with significant control on 24 November 2025
Confirmation statement made on 14 March 2025 with no updates
Confirmation statement made on 14 March 2024 with no updates
Confirmation statement made on 14 March 2023 with no updates
Registration of charge 041793230010, created on 7 March 2023
Director's details changed for Mrs Susan Catherine Bickerton on 17 January 2023
Court order
Rectified the form MR04 was removed from the public register on 31/05/2022 pursuant to order of court.
Confirmation statement made on 14 March 2022 with no updates
Director's details changed for Mr Philip John Derbyshire on 1 October 2021
Appointment of Mrs Kathryn Elizabeth Clough as a secretary on 5 July 2021
Termination of appointment of Susan Catherine Bickerton as a secretary on 5 July 2021
Confirmation statement made on 14 March 2021 with no updates
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