Company Overview
Prism Independent Financial Advisers Limited is listed at the official companies registry as in Liquidation Private Limited Company. The company was incorporated on Monday 11 September 2000, so this is a well established company. Prism Independent Financial Advisers Limited has been in business for 25 years and 7 months. The accounts status is unaudited abridged and the accounts are next due on Monday 31 January 2022.
Registered Address

Sophia House, 28 Cathedral Road, Cardiff, CF11 9LJ
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Companies House Data
Company NamePRISM INDEPENDENT FINANCIAL ADVISERS LIMITED
Company Number04069495
Registered Office AddressSophia House, 28 Cathedral Road
 CF11 9LJ
Company CategoryPrivate Limited Company
Company StatusLiquidation
Country of OriginUnited Kingdom
Incorporation Date11/09/2000
Accounting Reference Date Day30
Accounting Reference Date Month4
Accounts Next Due Date31/01/2022
Accounts Last Made Up Date30/04/2020
Accounts Account CategoryUNAUDITED ABRIDGED
Returns Next Due Date02/10/2016
Returns Last Made Up Date04/09/2015
Directors & Members
Show Resigned
Warren Attewell - Director
(Welsh, 59 years old, born July 1967)
Appointed 12 November 2001
 Active
Rodney Collins - Director
(British, 58 years old, born July 1968)
Appointed 31 March 2010
 Active
Martin Evans - Director
(Welsh, 64 years old, born August 1962)
Appointed 11 September 2000
 Active
Secretaries
Martin Evans - Secretary
(Welsh)
Appointed 11 September 2000
 Active
Other Company Directorships
Warren Attewell
DRAGON FINANCIAL PLANNING LTD
FINANCE HOUSE (NEWPORT) LIMITED
PRISM DIRECT LIMITED
PRISM IFA LIMITED
PRISM WEALTH SOLUTIONS LIMITED
Rodney Collins
FINANCE HOUSE (NEWPORT) LIMITED
PRISM DIRECT LIMITED
PRISM IFA LIMITED
PRISM WEALTH SOLUTIONS LIMITED
ROCOL FINANCIAL SERVICES LIMITED
SENTINEL FINANCIAL PLANNING LTD
TORUS FINANCIAL PLANNING LTD
Martin Evans
PRISM DIRECT LIMITED
PRISM IFA LIMITED
PRISM WEALTH SOLUTIONS LIMITED
VITAL FINANCIAL PLANNING LTD
Balance Sheet Unlock full report
Accounts Date 30-Apr-2020 30-Apr-2019 30-Apr-2017
Balance Sheet
Fixed Assets 9,608 12,810 8,687
Current Assets 209,601 305,174 183,635
Creditors Due Within One Year 88,636 96,787 67,579
Working Cap 120,965 208,387 116,056
Total Assets Less Current Liabilities 130,573 221,197 124,743
Long-term Liabilities 0 0 0
Net Assets 130,573 221,197 124,743
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 130,573 221,197 124,743
Common Size Financial Analysis Unlock full report
Accounts Date 30-Apr-2020 30-Apr-2019 30-Apr-2017
Tangible Fixed Assets - - -
Fixed Assets 4.4% 4.0% 4.5%
Stocks Inventory - - -
Debtors - 24.8% -
Cash Bank In Hand 95.6% 71.2% -
Current Assets 95.6% 96.0% 95.5%
Creditors Due Within One Year 40.4% 30.4% 35.1%
Net Current Assets Liabilities 55.2% 65.5% 60.3%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - 64.9%
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 59.6% 69.6% 64.9%
Capital Employed - - -
Total Assets Less Current Liabilities 59.6% 69.6% 64.9%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Apr-2020 30-Apr-2019 30-Apr-2017
Liquidity Ratio 2.4 3.2 2.7
Solvency Ratio 2.5 3.3 2.8
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 1
Assets and Debt Analysis Unlock full report
Accounts Date 30-Apr-2020 30-Apr-2019 30-Apr-2017
Assets 219,209 317,984 192,322
Debt 88,636 96,787 67,579
Net Assets/Debt 130,573 221,197 124,743
The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date. Information provided by Companies House shows Liquidation.

Unlock full report  The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date. Information provided by Companies House shows Liquidation.  The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date. Information provided by Companies House shows Liquidation.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Liquidators' statement of receipts and payments to 3 December 2025
Liquidators' statement of receipts and payments to 3 December 2024
Appointment of a voluntary liquidator
Removal of liquidator by court order
Liquidators' statement of receipts and payments to 3 December 2023
Liquidators' statement of receipts and payments to 3 December 2022
Statement of affairs
Liquidators' statement of receipts and payments to 3 January 2021
Confirmation statement made on 4 September 2021 with no updates
Registered office address changed from 22 Risca Road Newport Gwent NP20 4JW to Sophia House, 28 Cathedral Road Cardiff CF11 9LJ on 15 December 2020
Appointment of a voluntary liquidator
Declaration of solvency
Satisfaction of charge 1 in full
Confirmation statement made on 4 September 2020 with no updates
Confirmation statement made on 4 September 2019 with no updates
Termination of appointment of Stephen Chadwick as a director on 5 March 2019
Confirmation statement made on 4 September 2018 with no updates
Confirmation statement made on 4 September 2017 with updates
Confirmation statement made on 4 September 2016 with updates
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