Company Overview
Genesis Asset Finance Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 05 September 2000, so this is a well established company. Genesis Asset Finance Limited has been in business for 25 years and 6 months. The accounts status is total exemption full and the accounts are next due on Monday 31 August 2026.
Registered Address

60 Surrey Street, Glossop, SK13 7AJ
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Companies House Data
Company NameGENESIS ASSET FINANCE LIMITED
Company Number04065418
Registered Office Address60 Surrey Street
 SK13 7AJ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date05/09/2000
Accounting Reference Date Day30
Accounting Reference Date Month11
Accounts Next Due Date31/08/2026
Accounts Last Made Up Date30/11/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date03/10/2016
Returns Last Made Up Date05/09/2015
Previous Company NameChanged Date
GENESIS MIDDLE MARKET ASSET FINANCE LIMITED29 Apr 2006
Directors & Members
Show Resigned
Andrew Frost - Director
(British, 40 years old, born June 1986)
Appointed 04 December 2017
Active
Edward Frost - Director
(British, 36 years old, born January 1990)
Appointed 01 January 2019
Active
Secretaries
Show Resigned
Other Company Directorships
Andrew Frost
GENESIS ASSET FINANCE HOLDINGS LIMITED
Edward Frost
GENESIS ASSET FINANCE HOLDINGS LIMITED
Balance Sheet Unlock full report
Accounts Date 30-Nov-2024 30-Nov-2022 30-Nov-2021
Balance Sheet
Fixed Assets 0 0 0
Current Assets 2,840,287 2,840,287 2,686,102
Creditors Due Within One Year 1,188,987 1,188,987 1,153,624
Working Cap 1,651,300 1,651,300 1,532,478
Total Assets Less Current Liabilities 1,651,300 1,651,300 1,532,478
Long-term Liabilities 1,130,517 1,130,517 1,038,824
Net Assets 520,783 520,783 493,654
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 520,783 520,783 493,654
Common Size Financial Analysis Unlock full report
Accounts Date 30-Nov-2024 30-Nov-2022 30-Nov-2021
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors 38.9% 38.9% 38.1%
Cash Bank In Hand 3.3% 3.3% 8.6%
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 41.9% 41.9% 42.9%
Net Current Assets Liabilities 58.1% 58.1% 57.1%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 18.3% 18.3% 18.4%
Capital Employed - - -
Total Assets Less Current Liabilities 58.1% 58.1% 57.1%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Nov-2024 30-Nov-2022 30-Nov-2021
Liquidity Ratio 2.4 2.4 2.3
Solvency Ratio 1.2 1.2 1.2
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 15
Mortgages Outstanding 5
Mortgages Part Satisfied 0
Mortgages Satisfied 10
Assets and Debt Analysis Unlock full report
Accounts Date 30-Nov-2024 30-Nov-2022 30-Nov-2021
Assets 2,840,287 2,840,287 2,686,102
Debt 2,319,504 2,319,504 2,192,448
Net Assets/Debt 520,783 520,783 493,654

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due
Paid After
30 days due
Owing Before
30 days due
Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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NEP PARCELS LIMITED
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GENESIS MIDDLE MARKET ASSET FINANCE LIMITED
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Document Filings
Satisfaction of charge 040654180013 in full
Confirmation statement made on 5 September 2025 with no updates
Confirmation statement made on 5 September 2024 with no updates
Registration of charge 040654180015, created on 25 March 2024
Confirmation statement made on 5 September 2023 with no updates
Confirmation statement made on 5 September 2022 with no updates
Confirmation statement made on 5 September 2021 with updates
Termination of appointment of Kathryn Denise Frost as a secretary on 4 December 2020
Termination of appointment of Jeremy David Frost as a director on 4 December 2020
Notification of Genesis Asset Finance Holdings Limited as a person with significant control on 4 December 2020
Cessation of Kathryn Denise Frost as a person with significant control on 4 December 2020
Cessation of Jeremy David Frost as a person with significant control on 4 December 2020
Registration of charge 040654180014, created on 4 December 2020
Satisfaction of charge 040654180012 in full
Director's details changed for Mr Edward David Frost on 14 October 2020
Director's details changed for Mr Andrew David Frost on 14 October 2020
Confirmation statement made on 5 September 2020 with no updates
Registration of charge 040654180013, created on 10 June 2020
Confirmation statement made on 5 September 2019 with no updates

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