Company Overview
Bibby Asset Finance Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 01 August 2000, so this is a well established company. Bibby Asset Finance Limited has been in business for 25 years and 8 months. The accounts status is audit exemption subsidiary and the accounts are next due on Wednesday 30 September 2026.
Registered Address

3Rd Floor Walker House, Exchange Flags, Liverpool, L2 3YL
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Companies House Data
Company NameBIBBY ASSET FINANCE LIMITED
Company Number04044911
Registered Office Address3rd Floor Walker House
 Exchange Flags
 L2 3YL
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date01/08/2000
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryAUDIT EXEMPTION SUBSIDIARY
Returns Next Due Date01/06/2017
Returns Last Made Up Date04/05/2016
Directors & Members
Show Resigned
Theovinder Chatha - Director
(British, 46 years old, born December 1980)
Appointed 31 January 2026
 Active
Ian Ramsden - Director
(British, 56 years old, born April 1970)
Appointed 12 April 2018
 Active
John Stalmanis - Director
(British,Latvian, 61 years old, born August 1965)
Appointed 31 January 2026
 Active
Bibby Bros. & Co. (Management) Limited - Secretary
Appointed 01 August 2000
 Active
Secretaries
Bibby Bros. & Co. (Management) Limited - Secretary
Appointed 01 August 2000
 Active
Other Company Directorships
Theovinder Chatha
BFS MARINE FINANCE (HOLDINGS) LIMITED
BFS MARINE FINANCE (UK) LIMITED
BIBBY COMMERCIAL FINANCE LIMITED
BIBBY DEBT FINANCE LIMITED
BIBBY FACTORS BRISTOL LIMITED
BIBBY FACTORS INTERNATIONAL LIMITED
BIBBY FACTORS LEICESTER LIMITED
BIBBY FACTORS LIMITED
BIBBY FACTORS NORTHEAST LIMITED
BIBBY FACTORS NORTHWEST LIMITED
BIBBY FACTORS SCOTLAND LIMITED
BIBBY FACTORS SLOUGH LIMITED
BIBBY FACTORS SUSSEX LIMITED
BIBBY FACTORS WESSEX LIMITED
BIBBY FACTORS YORKSHIRE LIMITED
BIBBY FINANCE 1 LIMITED
BIBBY FINANCE 2 LIMITED
BIBBY FINANCIAL SERVICES (EUROPE) LIMITED
BIBBY FINANCIAL SERVICES (FX) LIMITED
BIBBY FINANCIAL SERVICES (UK) LIMITED
BIBBY FINANCIAL SERVICES LIMITED
BIBBY FOREIGN EXCHANGE (SOLUTIONS) LIMITED
BIBBY FOREIGN EXCHANGE LIMITED
BIBBY FS (HOLDINGS) LIMITED
BIBBY INVOICE DISCOUNTING LIMITED
BIBBY INVOICE FINANCE UK LIMITED
BIBBY LEASING LIMITED
BIBBY MANAGEMENT SERVICES LIMITED
BIBBY REVOLVING FINANCE LIMITED
BIBBY TRADE FACTORS LIMITED
BIBBY TRADE SERVICES LIMITED
BIBBY TRANSACTIONAL FINANCE LIMITED
COVERLY LIMITED
GLOBAL MANAGEMENT SERVICES LIMITED
Ian Ramsden
BFS CORPORATE FINANCIAL SOLUTIONS LIMITED
BIBBY ACF LIMITED
BIBBY COMMERCIAL FINANCE LIMITED
BIBBY CORPORATE FINANCIAL SOLUTIONS LIMITED
BIBBY DEBT FINANCE LIMITED
BIBBY FACTORS BEDFORD LIMITED
BIBBY FACTORS BOREHAMWOOD LIMITED
BIBBY FACTORS BRISTOL LIMITED
BIBBY FACTORS INTERNATIONAL LIMITED
BIBBY FACTORS LEICESTER LIMITED
BIBBY FACTORS LIMITED
BIBBY FACTORS NORTHEAST LIMITED
BIBBY FACTORS NORTHWEST LIMITED
BIBBY FACTORS SCOTLAND LIMITED
BIBBY FACTORS SLOUGH LIMITED
BIBBY FACTORS SUSSEX LIMITED
BIBBY FACTORS WESSEX LIMITED
BIBBY FACTORS YORKSHIRE LIMITED
BIBBY FINANCIAL SERVICES (EUROPE) LIMITED
BIBBY FINANCIAL SERVICES (UK) LIMITED
BIBBY FINANCIAL SERVICES LIMITED
BIBBY FS (HOLDINGS) LIMITED
BIBBY INVOICE DISCOUNTING LIMITED
BIBBY INVOICE FINANCE UK LIMITED
BIBBY LEASING LIMITED
BIBBY MANAGEMENT SERVICES LIMITED
BIBBY REVOLVING FINANCE LIMITED
BIBBY TRADE FACTORS LIMITED
BIBBY TRADE SERVICES LIMITED
BIBBY TRANSACTIONAL FINANCE LIMITED
CASHFLOW UK LIMITED
COVERLY LIMITED
FACTORING UK GROUP LIMITED
GLOBAL MANAGEMENT SERVICES LIMITED
John Stalmanis
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2014 31-Dec-2013
Balance Sheet
Fixed Assets 6,575,000 6,575,000 6,575,000
Current Assets 1,098,500 1,098,500 1,114,216
Creditors Due Within One Year 4,320 4,320 33,520
Working Cap 1,094,180 1,094,180 1,080,696
Total Assets Less Current Liabilities 7,669,180 7,669,180 7,655,696
Long-term Liabilities 0 0 0
Net Assets 7,669,180 7,669,180 7,655,696
Share Capital & Reserves
Share Cap 9,250,000 9,250,000 9,250,000
Profit & Loss Reserves -1,580,820 -1,580,820 -1,594,304
Other Reserves 0 0 0
Shareholders Funds 7,669,180 7,669,180 7,655,696
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2014 31-Dec-2013
Tangible Fixed Assets - - -
Fixed Assets 85.7% 85.7% 85.5%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 0.0% 0.0% 0.0%
Cash Bank In Hand 5.8% 5.8% 0.9%
Current Assets 14.3% 14.3% 14.5%
Creditors Due Within One Year 0.1% 0.1% 0.4%
Net Current Assets Liabilities 14.3% 14.3% 14.1%
Creditors Due After One Year 0.0% 0.0% 0.0%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 99.9% 99.9% 99.6%
Called Up Share Capital 120.5% 120.5% 120.3%
Share Capital Allotted Called Up Paid 120.5% 120.5% 120.3%
Profit Loss Account Reserve -20.6% -20.6% -20.7%
Shareholder Funds 99.9% 99.9% 99.6%
Capital Employed - - -
Total Assets Less Current Liabilities 99.9% 99.9% 99.6%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2014 31-Dec-2013
Liquidity Ratio 254.3 254.3 33.2
Solvency Ratio 1776.3 1776.3 229.4
Reserves to Assets -0.2 -0.2 -0.2
Secured Creditors Unlock full report
Mortgages Charges 4
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 4
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2014 31-Dec-2013
Assets 7,673,500 7,673,500 7,689,216
Debt 4,320 4,320 33,520
Net Assets/Debt 7,669,180 7,669,180 7,655,696

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Termination of appointment of Derek Francis Ryan as a director on 31 January 2026
Appointment of Theovinder Singh Chatha as a director on 31 January 2026
Appointment of Mr John Andrew Stalmanis as a director on 31 January 2026
Consolidated accounts of parent company for subsidiary company period ending 31/12/24
Audit exemption statement of guarantee by parent company for period ending 31/12/24
Notice of agreement to exemption from audit of accounts for period ending 31/12/24
Confirmation statement made on 8 May 2025 with no updates
Consolidated accounts of parent company for subsidiary company period ending 31/12/23
Notice of agreement to exemption from audit of accounts for period ending 31/12/23
Audit exemption statement of guarantee by parent company for period ending 31/12/23
Termination of appointment of Stuart Michael Sandle as a director on 5 July 2024
Confirmation statement made on 8 May 2024 with updates
Appointment of Mr Stuart Michael Sandle as a director on 31 October 2023
Appointment of Mr Derek Francis Ryan as a director on 31 October 2023
Termination of appointment of Ian Downing as a director on 31 October 2023
Consolidated accounts of parent company for subsidiary company period ending 31/12/22
Notice of agreement to exemption from audit of accounts for period ending 31/12/22
Audit exemption statement of guarantee by parent company for period ending 31/12/22
Confirmation statement made on 8 May 2023 with updates
Statement of capital on 29 March 2023
Statement by Directors
Solvency Statement dated 28/03/23
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