Company Overview
Bell Finance Limited is a Dissolved Private Limited Company.
Registered Address

2Nd Floor, St James House, The Square, Lower Bristol Road, Bath, BA2 3BH
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Companies House Data
Company NameBELL FINANCE LIMITED
Company Number04009577
Registered Office Address2nd Floor, St James House
 The Square, Lower Bristol Road
 BA2 3BH
Company CategoryPrivate Limited Company
Company StatusDissolved
Country of OriginUnited Kingdom
Incorporation Date07/06/2000
Accounting Reference Date Day31
Accounting Reference Date Month5
Accounts Next Due Date28/02/2023
Accounts Last Made Up Date31/05/2022
Accounts Account CategoryFULL
Returns Next Due Date05/07/2017
Returns Last Made Up Date07/06/2016
Directors & Members
Show Resigned
Edward Rimmer - Director
(British, 54 years old, born July 1972)
Appointed 22 February 2021
Active
James Roberts - Director
(British, 49 years old, born September 1977)
Appointed 02 May 2017
Active
Secretaries
Show Resigned
James Roberts - Secretary
Appointed 14 April 2022
Active
Balance Sheet Unlock full report
Accounts Date 31-May-2022 30-Nov-2015 30-Nov-2014
Balance Sheet
Fixed Assets 378,746 378,746 538,713
Current Assets 5,476,173 5,476,173 4,609,062
Creditors Due Within One Year 2,371,823 2,371,823 1,852,837
Working Cap 3,104,350 3,104,350 2,756,225
Total Assets Less Current Liabilities 3,483,096 3,483,096 3,294,938
Long-term Liabilities 2,358,922 2,358,922 2,321,400
Net Assets 1,124,174 1,124,174 973,538
Share Capital & Reserves
Share Cap 100,000 100,000 100,000
Profit & Loss Reserves 1,024,174 1,024,174 873,538
Other Reserves 0 0 0
Shareholders Funds 1,124,174 1,124,174 973,538
Common Size Financial Analysis Unlock full report
Accounts Date 31-May-2022 30-Nov-2015 30-Nov-2014
Tangible Fixed Assets 6.5% 6.5% 10.5%
Fixed Assets 6.5% 6.5% 10.5%
Stocks Inventory - - -
Debtors 92.1% 92.1% 88.9%
Cash Bank In Hand 1.4% 1.4% 0.7%
Current Assets 93.5% 93.5% 89.5%
Creditors Due Within One Year 40.5% 40.5% 36.0%
Net Current Assets Liabilities 53.0% 53.0% 53.5%
Creditors Due After One Year 39.6% 39.6% 43.9%
Accruals Deferred Income - - -
Provisions For Liabilities Charges 0.7% 0.7% 1.2%
Net Assets Liabilities Including Pension Asset Liability 19.2% 19.2% 18.9%
Called Up Share Capital 1.7% 1.7% 1.9%
Share Capital Allotted Called Up Paid 1.7% 1.7% 1.9%
Profit Loss Account Reserve 17.5% 17.5% 17.0%
Shareholder Funds 19.2% 19.2% 18.9%
Capital Employed 19.2% 19.2% 18.9%
Total Assets Less Current Liabilities 59.5% 59.5% 64.0%
Financial Ratio Analysis Unlock full report
Accounts Date 31-May-2022 30-Nov-2015 30-Nov-2014
Liquidity Ratio 2.3 2.3 2.5
Solvency Ratio 1.2 1.2 1.2
Reserves to Assets 0.2 0.2 0.2
Secured Creditors Unlock full report
Mortgages Charges 27
Mortgages Outstanding 4
Mortgages Part Satisfied 0
Mortgages Satisfied 23
Assets and Debt Analysis Unlock full report
Accounts Date 31-May-2022 30-Nov-2015 30-Nov-2014
Assets 5,854,919 5,854,919 5,147,775
Debt 4,730,745 4,730,745 4,174,237
Net Assets/Debt 1,124,174 1,124,174 973,538
Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due
Paid After
30 days due
Owing Before
30 days due
Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Final Gazette dissolved via voluntary strike-off
Confirmation statement made on 7 June 2023 with updates
First Gazette notice for voluntary strike-off
Application to strike the company off the register
Statement by Directors
Statement of capital on 22 May 2023
Solvency Statement dated 18/05/23
Resolutions
Confirmation statement made on 7 June 2022 with updates
Appointment of Mr James Matthew Arthur Roberts as a secretary on 14 April 2022
Termination of appointment of Jennifer Bodey as a secretary on 14 April 2022
Change of details for Time Finance Plc as a person with significant control on 7 December 2020
Change of details for 1Pm Plc as a person with significant control on 7 December 2020
Confirmation statement made on 7 June 2021 with no updates
Termination of appointment of Richard Ian Smith as a director on 27 February 2021
Appointment of Mr Edward John Rimmer as a director on 22 February 2021
Confirmation statement made on 7 June 2020 with no updates
Confirmation statement made on 7 June 2019 with no updates
Termination of appointment of Ian Sullivan as a director on 31 May 2019
Termination of appointment of John Richard Arnold as a director on 31 May 2019
Amended full accounts made up to 31 May 2018

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