Company Overview
Spurgeons is listed at the official companies registry as Active Private Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption. The company was incorporated on Thursday 11 May 2000, so this is a well established company. Spurgeons has been in business for 25 years and 10 months. The accounts status is full and the accounts are next due on Thursday 31 December 2026.
Registered Address

74 Wellingborough Road, Rushden, Northamptonshire, NN10 9TY
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Companies House Data
Company NameSPURGEONS
Company Number03990460
Registered Office Address74 Wellingborough Road
 Rushden
 NN10 9TY
Company CategoryPrivate Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date11/05/2000
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryFULL
Returns Next Due Date08/06/2017
Returns Last Made Up Date11/05/2016
Previous Company NameChanged Date
SPURGEON'S CHILD CARE29 Jan 2007
Directors & Members
Show Resigned
Michelle Brissett - Director
(British, 58 years old, born February 1968)
Appointed 16 July 2020
 Active
David Buchan - Director
(British, 65 years old, born December 1961)
Appointed 14 July 2021
 Active
Deborah Clinton - Director
(Irish, 53 years old, born March 1973)
Appointed 11 July 2024
 Active
Timothy Elwell-Sutton - Director
(British, 47 years old, born March 1979)
Appointed 06 October 2022
 Active
Linda Emery - Director
(British, 66 years old, born December 1960)
Appointed 06 October 2022
 Active
Secretaries
Show Resigned
Other Company Directorships
Michelle Brissett
THE CHURCH OF ENGLAND FOUNDATION FOR EDUCATIONAL LEADERSHIP
David Buchan
CAMPAIGN FOR BETTER TRANSPORT CHARITABLE TRUST
COLOSTOMY UK
FEGANS
Deborah Clinton
No companies found
Timothy Elwell-Sutton
SPIRIT OF 2012 TRUSTEE LIMITED
TES HEALTH CONSULTING LTD
Linda Emery
HORSHAM MATTERS LTD
HORSHAM MATTERS TRADING LIMITED
LINDA EMERY & ASSOCIATES LIMITED
WORLD VISION UK
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2015 31-Mar-2014
Balance Sheet
Fixed Assets 11,099,000 11,099,000 11,236,000
Current Assets 5,219,000 5,219,000 3,364,000
Creditors Due Within One Year 1,504,000 1,504,000 1,290,000
Working Cap 3,715,000 3,715,000 2,074,000
Total Assets Less Current Liabilities 14,814,000 14,814,000 13,310,000
Long-term Liabilities 0 0 0
Net Assets 14,814,000 14,814,000 13,310,000
Share Capital & Reserves
Share Cap 0 0 0
Profit & Loss Reserves 10,113,000 10,113,000 8,791,000
Other Reserves 4,701,000 4,701,000 4,519,000
Shareholders Funds 14,814,000 14,814,000 13,310,000
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2015 31-Mar-2014
Tangible Fixed Assets - - -
Fixed Assets 68.0% 68.0% 77.0%
Stocks Inventory 0.0% 0.0% 0.1%
Debtors 0.0% 0.0% 0.0%
Cash Bank In Hand 22.6% 22.6% 16.4%
Current Assets 32.0% 32.0% 23.0%
Creditors Due Within One Year 9.2% 9.2% 8.8%
Net Current Assets Liabilities 22.8% 22.8% 14.2%
Creditors Due After One Year 0.0% 0.0% 0.0%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 90.8% 90.8% 91.2%
Called Up Share Capital 0.0% 0.0% 0.0%
Share Capital Allotted Called Up Paid 0.0% 0.0% 0.0%
Profit Loss Account Reserve 62.0% 62.0% 60.2%
Shareholder Funds 90.8% 90.8% 91.2%
Capital Employed - - -
Total Assets Less Current Liabilities 90.8% 90.8% 91.2%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2015 31-Mar-2014
Liquidity Ratio 3.5 3.5 2.6
Solvency Ratio 10.9 10.9 11.3
Reserves to Assets 0.6 0.6 0.6
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 1
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2015 31-Mar-2014
Assets 16,318,000 16,318,000 14,600,000
Debt 1,504,000 1,504,000 1,290,000
Net Assets/Debt 14,814,000 14,814,000 13,310,000

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the net assets of a good sized company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the net assets of a good sized company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the net assets of a good sized company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around NN10 9TY
S.C.C. TRADING LIMITED
74 Wellingborough Road, Rushden, Northants, NN10 9TY
Document Filings
Termination of appointment of Colin Neal Jones as a director on 2 March 2026
Termination of appointment of Louise Virginia Whitehead as a director on 26 January 2026
Termination of appointment of Rachel Warwick as a director on 3 November 2025
Termination of appointment of Alicia Fowler as a director on 16 September 2025
Confirmation statement made on 24 April 2025 with no updates
Termination of appointment of Philip Green as a director on 5 November 2024
Appointment of Ms Deborah Anne Clinton as a director on 11 July 2024
Appointment of Ms Rachel Warwick as a director on 11 July 2024
Appointment of Ms Alicia Fowler as a director on 11 July 2024
Appointment of Ms Louise Virginia Whitehead as a director on 11 July 2024
Termination of appointment of Alison Clare Collins as a director on 11 July 2024
Confirmation statement made on 29 April 2024 with no updates
Termination of appointment of Elijah William Kirby as a director on 28 November 2023
Appointment of Mrs Karen Ortiz-Mcavoy as a secretary on 9 May 2024
Termination of appointment of Ian Richard Andrew Soars as a secretary on 9 May 2024
Termination of appointment of Jennifer Anne Emery as a director on 23 October 2023
Termination of appointment of Sarah Elizabeth Powley as a director on 6 October 2023
Director's details changed for Mr Colin Neal Jones on 19 July 2023
Appointment of Mr Colin Neal Jones as a director on 13 July 2023
Termination of appointment of Sian Wrangles as a director on 13 July 2023
Confirmation statement made on 29 April 2023 with updates
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