Company Overview
Sam Cole Food Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 20 September 1999, so this is a well established company. Sam Cole Food Limited has been in business for 26 years and 6 months. The accounts status is total exemption full and the accounts are next due on Thursday 31 December 2026.
Registered Address

3A Quay View Business Park, Barnards Way, Lowestoft, Suffolk, NR32 2HD
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Companies House Data
Company NameSAM COLE FOOD LIMITED
Company Number03844346
Registered Office Address3a Quay View Business Park
 Barnards Way
 NR32 2HD
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date20/09/1999
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date18/10/2016
Returns Last Made Up Date20/09/2015
Previous Company NameChanged Date
SAM COLE FOOD GROUP LIMITED02 Nov 2016
CAPPS FOODS LIMITED06 May 2010
Directors & Members
Show Resigned
John Cole - Director
(British, 61 years old, born August 1965)
Appointed 20 September 1999
 Active
Tracy Cole - Director
(British, 51 years old, born March 1975)
Appointed 06 December 2024
 Active
Secretaries
Show Resigned
Other Company Directorships
John Cole
A. KALKMAN LIMITED
CAPPS FOODS LIMITED
DELIVER FISH LIMITED
OULTON BROAD PROPERTIES LIMITED
SAM COLE FROZEN FOODS LIMITED
SAM COLE PROPERTIES LIMITED
THE BLACK OLIVE DELICATESSEN SOUTHWOLD LIMITED
WAVENEY AND OULTON BROAD YACHT CLUB LIMITED
Tracy Cole
LONGSHORE HERRING COMPANY LIMITED
OULTON BROAD PROPERTIES LIMITED
SAM COLE PROPERTIES LIMITED
THE BLACK OLIVE DELICATESSEN SOUTHWOLD LIMITED
TRACY COLE PROPERTIES LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Balance Sheet
Fixed Assets 819,033 819,033 435,935
Current Assets 3,414,603 3,414,603 3,831,853
Creditors Due Within One Year 27,971 27,971 233,809
Working Cap 3,386,632 3,386,632 3,598,044
Total Assets Less Current Liabilities 4,205,665 4,205,665 4,033,979
Long-term Liabilities 4,194,040 4,194,040 4,022,354
Net Assets 11,625 11,625 11,625
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 11,625 11,625 11,625
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Tangible Fixed Assets - - -
Fixed Assets 19.3% 19.3% 10.2%
Stocks Inventory - - -
Debtors 49.0% 49.0% 51.6%
Cash Bank In Hand 31.7% 31.7% 36.7%
Current Assets 80.7% 80.7% 89.8%
Creditors Due Within One Year 0.7% 0.7% 5.5%
Net Current Assets Liabilities 80.0% 80.0% 84.3%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 0.3% 0.3% 0.3%
Capital Employed - - -
Total Assets Less Current Liabilities 99.3% 99.3% 94.5%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Liquidity Ratio 122.1 122.1 16.4
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 3
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 3
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Assets 4,233,636 4,233,636 4,267,788
Debt 4,222,011 4,222,011 4,256,163
Net Assets/Debt 11,625 11,625 11,625

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Register inspection address has been changed from The Cold Store Hadenham Road Lowestoft Suffolk NR33 7NF United Kingdom to 3a Quay View Business Park Barnards Way Lowestoft Suffolk NR32 2HD
Confirmation statement made on 20 September 2025 with updates
Director's details changed for Mrs Tracy Jane Cole on 1 September 2025
Statement of capital following an allotment of shares on 31 March 2025
Registered office address changed from The Cold Store Hadenham Road Lowestoft Suffolk NR33 7NF to 3a Quay View Business Park Barnards Way Lowestoft Suffolk NR32 2HD on 3 February 2025
Appointment of Mrs Tracy Jane Cole as a director on 6 December 2024
Confirmation statement made on 20 September 2024 with updates
Confirmation statement made on 20 September 2023 with updates
Change of details for Mr John James Cole as a person with significant control on 30 September 2022
Register inspection address has been changed from C/O Bdo Llp Yare House 62-64 Thorpe Road Norwich NR1 1RY England to The Cold Store Hadenham Road Lowestoft Suffolk NR33 7NF
Confirmation statement made on 20 September 2022 with no updates
Confirmation statement made on 20 September 2021 with updates
Satisfaction of charge 1 in full
Termination of appointment of Michael Bert Francis Cole as a director on 15 November 2020
Satisfaction of charge 3 in full
Confirmation statement made on 20 September 2020 with updates
Termination of appointment of James Donald Cole as a director on 14 July 2020
Confirmation statement made on 20 September 2019 with no updates
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