Company Overview
Ovation Finance Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 24 August 1999, so this is a well established company. Ovation Finance Limited has been in business for 26 years and 7 months. The accounts status is total exemption full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

Queen Square House Queen Square House, 18-21 Queen Square, Bristol, BS1 4NH
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Companies House Data
Company NameOVATION FINANCE LIMITED
Company Number03830502
Registered Office AddressQueen Square House Queen Square House
 18-21 Queen Square
 BS1 4NH
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date24/08/1999
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date21/09/2016
Returns Last Made Up Date24/08/2015
Directors & Members
Show Resigned
Chris Budd - Director
(British, 59 years old, born July 1967)
Appointed 24 August 1999
 Active
Cheryl Frazer - Director
(British, 36 years old, born November 1990)
Appointed 01 October 2024
 Active
Adrian Kidd - Director
(British, 52 years old, born March 1974)
Appointed 10 September 2015
 Active
Thomas Morris - Director
(British, 39 years old, born April 1987)
Appointed 18 June 2019
 Active
Pamela Vick - Director
(British, 71 years old, born November 1955)
Appointed 01 March 2025
 Active
Secretaries
Show Resigned
Susie Budd - Secretary
(British)
Appointed 24 September 1999
 Active
Other Company Directorships
Chris Budd
ADCOCK FINANCIAL LIMITED
BRISTOL METROPOLITAN ORCHESTRA
CENTRE FOR THRIVING PLACES CONSULTING CIC
CENTRE FOR THRIVING PLACES LTD
PB UK COMMERCIAL LTD
PREMIER EMPLOYEE BENEFITS LIMITED
ST PETER'S HOSPICE
THE FINANCIAL WELLBEING COMPANY LTD
Cheryl Frazer
OVATION FINANCE TRUSTEE LIMITED
Adrian Kidd
THE ETERNAL BUSINESS CONSULTANCY LTD
Thomas Morris
No companies found
Pamela Vick
BE FIRST (REGENERATION) LTD.
BRITISH ECOLOGICAL SOCIETY(THE)
ENERGY AND UTILITY SKILLS LIMITED
HENDECA GROUP LIMITED
IMPRESS: THE INDEPENDENT MONITOR FOR THE PRESS CIC
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets 3,924 3,924 8,432
Current Assets 344,763 344,763 431,046
Creditors Due Within One Year 95,670 95,670 158,852
Working Cap 249,093 249,093 272,194
Total Assets Less Current Liabilities 253,017 253,017 280,626
Long-term Liabilities - - -
Net Assets - - -
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds - - -
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 1.1% 1.1% 1.9%
Stocks Inventory - - -
Debtors 22.3% 22.3% 28.0%
Cash Bank In Hand 63.0% 63.0% 62.2%
Current Assets 98.9% 98.9% 98.1%
Creditors Due Within One Year 27.4% 27.4% 36.1%
Net Current Assets Liabilities 71.4% 71.4% 61.9%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds - - -
Capital Employed - - -
Total Assets Less Current Liabilities 72.6% 72.6% 63.9%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Liquidity Ratio 3.6 3.6 2.7
Solvency Ratio - - -
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 1
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Assets 348,687 348,687 439,478
Debt - - -
Net Assets/Debt - - -

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 24 August 2025 with no updates
Appointment of Miss Pamela Elizabeth Vick as a director on 1 March 2025
Termination of appointment of Charlotte Jane Raynes as a director on 31 January 2025
Appointment of Mrs Cheryl Lauren Audrey Frazer as a director on 1 October 2024
Confirmation statement made on 24 August 2024 with no updates
Memorandum and Articles of Association
Resolutions
Confirmation statement made on 24 August 2023 with no updates
Confirmation statement made on 24 August 2022 with no updates
Confirmation statement made on 24 August 2021 with no updates
Appointment of Miss Charlotte Jane Raynes as a director on 14 January 2021
Termination of appointment of John Nigel Wakefield as a director on 14 January 2021
Confirmation statement made on 24 August 2020 with no updates
Confirmation statement made on 24 August 2019 with no updates
Appointment of Mr Thomas Frank Morris as a director on 18 June 2019
Termination of appointment of Stephen Mark King as a director on 18 June 2019
Director's details changed for Mr Adrian Beresford Kidd on 19 February 2019
Confirmation statement made on 24 August 2018 with updates
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