Company Overview
Mason James Insurance Services Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 08 July 1999, so this is a well established company. Mason James Insurance Services Limited has been in business for 26 years and 9 months. The accounts status is audit exemption subsidiary and the accounts are next due on Wednesday 30 September 2026.
Registered Address

14 Caroline Point 62 Caroline Street, Birmingham, B3 1UF
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Companies House Data
Company NameMASON JAMES INSURANCE SERVICES LIMITED
Company Number03803668
Registered Office Address14 Caroline Point 62 Caroline Street
 B3 1UF
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date08/07/1999
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryAUDIT EXEMPTION SUBSIDIARY
Returns Next Due Date05/08/2016
Returns Last Made Up Date08/07/2015
Directors & Members
Show Resigned
John Allcock - Director
(British, 54 years old, born January 1972)
Appointed 03 October 2022
 Active
Nicola Carter - Director
(British, 39 years old, born October 1987)
Appointed 28 February 2024
 Active
Michael Rostron - Director
(British, 65 years old, born March 1961)
Appointed 07 December 2007
 Active
Gemma Saunders - Director
(British, 47 years old, born February 1979)
Appointed 17 April 2023
 Active
Secretaries
Show Resigned
Other Company Directorships
John Allcock
ADVANCED INSURANCE CONSULTANTS LIMITED
ANNAN FINANCIAL SERVICES LIMITED
ANNAN INSURANCE SERVICES LIMITED
CLICK 2 INSURE LTD
DIRECT SAFETY SOLUTIONS LTD
FRIARY INSURANCE SERVICES LIMITED
GRAVITY RISK SERVICES LIMITED
HALLAM GREEN INSURANCE SERVICES LIMITED
INSURANCE, RISK & CLAIMS MANAGEMENT LIMITED
INSUREIT UK LTD
K.G.J. INSURANCE SERVICES (MIDLANDS) LIMITED
KGJ COMMERCIAL INSURANCE SERVICES LIMITED
KGJ INSURANCE SERVICES LIMITED
KGJ-ANNAN FINANCIAL SERVICES LIMITED
MPM INSURANCE SERVICES LIMITED
NFP COMMERCIAL SOLUTIONS LIMITED
NFP INSURANCE SERVICES LIMITED
RESOLUTE-IS LIMITED
THE CRONIN INSURANCE CONSULTANCY LTD
THE FAMILY FLEET INSURANCE SERVICES LIMITED
THE KGJ INSURANCE SERVICES GROUP LIMITED
Nicola Carter
No companies found
Michael Rostron
No companies found
Gemma Saunders
FRIARY INSURANCE SERVICES LIMITED
GRAVITY RISK SERVICES LIMITED
HONEST EMPLOYMENT LAW PRACTICE LTD
JOHNSON FLEMING ADMINISTRATION SERVICES LIMITED
JOHNSON FLEMING FUTURE LIFE PLANNING LIMITED
JOHNSON FLEMING GROUP LIMITED
JOHNSON FLEMING LIMITED
JOHNSON FLEMING SERVICES LIMITED
LINKFIELD CORPORATE SOLUTIONS LIMITED
MACKENZIE TAYLOR BENEFITS CONSULTANTS LIMITED
MACKENZIE TAYLOR HOLDINGS LIMITED
NFP BENEFITS CONSULTANTS LIMITED
NFP COMMERCIAL SOLUTIONS LIMITED
NFP CONSULTANTS LIMITED
NFP FINANCIAL PLANNING LIMITED
NFP HOLDINGS LIMITED
NFP INSURANCE SERVICES LIMITED
NFP INTERNATIONAL LIMITED
NFP MANAGEMENT LIMITED
NFP UK HOLDINGS LIMITED
WENTWORTH EMPLOYEE BENEFITS LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Jul-2022 31-Jul-2021
Balance Sheet
Fixed Assets 4,738 4,738 7,108
Current Assets 1,369,524 1,369,524 1,153,873
Creditors Due Within One Year 384,660 384,660 546,059
Working Cap 984,864 984,864 607,814
Total Assets Less Current Liabilities 989,602 989,602 614,922
Long-term Liabilities 989,600 989,600 614,920
Net Assets 2 2 2
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 2 2 2
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Jul-2022 31-Jul-2021
Tangible Fixed Assets - - -
Fixed Assets 0.3% 0.3% 0.6%
Stocks Inventory - - -
Debtors 24.1% 24.1% 33.9%
Cash Bank In Hand 75.6% 75.6% 65.5%
Current Assets 99.7% 99.7% 99.4%
Creditors Due Within One Year 28.0% 28.0% 47.0%
Net Current Assets Liabilities 71.7% 71.7% 52.4%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 0.0% 0.0% 0.0%
Capital Employed - - -
Total Assets Less Current Liabilities 72.0% 72.0% 53.0%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Jul-2022 31-Jul-2021
Liquidity Ratio 3.6 3.6 2.1
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Jul-2022 31-Jul-2021
Assets 1,374,262 1,374,262 1,160,981
Debt 1,374,260 1,374,260 1,160,979
Net Assets/Debt 2 2 2

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Consolidated accounts of parent company for subsidiary company period ending 31/12/24
Audit exemption statement of guarantee by parent company for period ending 31/12/24
Notice of agreement to exemption from audit of accounts for period ending 31/12/24
Confirmation statement made on 11 July 2025 with no updates
Termination of appointment of Bryan Lock as a director on 31 March 2025
Audit exemption statement of guarantee by parent company for period ending 31/12/23
Consolidated accounts of parent company for subsidiary company period ending 31/12/23
Audit exemption statement of guarantee by parent company for period ending 31/12/23
Notice of agreement to exemption from audit of accounts for period ending 31/12/23
Consolidated accounts of parent company for subsidiary company period ending 31/12/23
Notice of agreement to exemption from audit of accounts for period ending 31/12/23
Confirmation statement made on 11 July 2024 with no updates
Director's details changed for Ms Nicola Jayne Carter on 28 February 2024
Appointment of Ms Nicola Jayne Carter as a director on 28 February 2024
Director's details changed for Michael Barry Rostron on 24 May 2024
Change of details for Nfp Uk Holdings Limited as a person with significant control on 3 October 2022
Confirmation statement made on 11 July 2023 with updates
Registered office address changed from Mead Court 10 the Mead Business Centre 176/178 Berkhampstead Road Chesham Bucks HP5 3EE England to 14 Caroline Point 62 Caroline Street Birmingham B3 1UF on 26 April 2023
Appointment of Mr Bryan Lock as a director on 17 April 2023
Appointment of Mrs Gemma Saunders as a director on 17 April 2023
Resolutions
Memorandum and Articles of Association
Statement of Company's objects
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