Company Overview
R M Banks And Co Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 06 May 1999, so this is a well established company. R M Banks And Co Limited has been in business for 26 years and 11 months. The accounts status is unaudited abridged and the accounts are next due on Sunday 31 January 2027.
Registered Address

Unit 2, Foley Works, Foley Trading Estate, Hereford, HR1 2SF
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameR M BANKS AND CO LIMITED
Company Number03765750
Registered Office AddressUnit 2, Foley Works
 Foley Trading Estate
 HR1 2SF
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date06/05/1999
Accounting Reference Date Day30
Accounting Reference Date Month4
Accounts Next Due Date31/01/2027
Accounts Last Made Up Date30/04/2025
Accounts Account CategoryUNAUDITED ABRIDGED
Returns Next Due Date04/07/2017
Returns Last Made Up Date06/06/2016
Previous Company NameChanged Date
LEADERSHIP COMMUNICATIONS INTERNATIONAL LIMITED27 Apr 2012
Directors & Members
Show Resigned
Richard Banks - Director
(British, 61 years old, born December 1965)
Appointed 06 May 1999
 Active
Secretaries
Show Resigned
Richard Banks - Secretary
(British)
Appointed 06 May 1999
 Active
Other Company Directorships
Richard Banks
KINGTON AREA REGENERATION COMPANY
ROBERT MYERS ASSOCIATES LTD
SOLING PARTNERS (UK) LIMITED
THE HEREFORD CATHEDRAL PERPETUAL TRUST
WESTER ELCHIES LIMITED
Balance Sheet Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2023 30-Apr-2022
Balance Sheet
Fixed Assets 2,678 2,678 2,302
Current Assets 272,558 272,558 478,196
Creditors Due Within One Year 13,454 13,454 105,906
Working Cap 259,104 259,104 372,290
Total Assets Less Current Liabilities 261,782 261,782 374,592
Long-term Liabilities 670 670 437
Net Assets 261,112 261,112 374,155
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 261,112 261,112 374,155
Common Size Financial Analysis Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2023 30-Apr-2022
Tangible Fixed Assets - - -
Fixed Assets 1.0% 1.0% 0.5%
Stocks Inventory - - -
Debtors 2.2% 2.2% 2.2%
Cash Bank In Hand 96.8% 96.8% 97.3%
Current Assets 99.0% 99.0% 99.5%
Creditors Due Within One Year 4.9% 4.9% 22.0%
Net Current Assets Liabilities 94.1% 94.1% 77.5%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 94.9% 94.9% 77.9%
Capital Employed - - -
Total Assets Less Current Liabilities 95.1% 95.1% 78.0%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2023 30-Apr-2022
Liquidity Ratio 20.3 20.3 4.5
Solvency Ratio 19.5 19.5 4.5
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2023 30-Apr-2022
Assets 275,236 275,236 480,498
Debt 14,124 14,124 106,343
Net Assets/Debt 261,112 261,112 374,155

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around HR1 2SF
DAMPCURE (HEREFORD) LIMITED
OFFICE 39 RURAL ENTERPRISE CENTRE,, VINCENT CAREY ROAD,, HEREFORD, HR1 2SF
SYGROVE COMMUNICATIONS LTD
Unit 2a Foley Works, Foley Trading Estate, Hereford, Herefordshire, HR1 2SF
SILURES RISK LTD
First Floor Hereford House, 3 Offa Street, Hereford, HR1 2SF
HARELL PROPERTIES LIMITED
Unit 2 Foley Works, Foley Trading Estate, Hereford, Herefordshire, HR1 2SF
HOPSCOTCH (HEREFORD) LTD
4-6 Foley Works Foley Trading Estate, Hereford, Herefordshire, HR1 2SF
PERRY HILL FARM LIMITED
RURAL ENTERPRISE CENTRE VINCENT CAREY ROAD, ROTHERWAS INDUSTRIAL ESTATE, HEREFORD, HR1 2SF
CENTRAL ENGLAND PROFICIENCY TESTING LIMITED
Office 39 Rural Enterprise Centre,, Vincent Carey Road,, Hereford, HR1 2SF
GERRY DOVERMAN LIMITED
Pkf Smith Cooper Rural Enterprise Centre Vincent Carey Road, Rotherwas Industrial Estate, Hereford, HR1 2SF
KEMPOWELL ELECTRICAL SERVICES LIMITED
UNIT 3A FOLEY WORKS, FOLEY TRADING ESTATE, HEREFORD, HEREFORDSHIRE, HR1 2SF
VIKING INTERIM LIMITED
93 Tabernacle Street, London, HR1 2SF
Document Filings
Confirmation statement made on 5 June 2025 with no updates
Confirmation statement made on 5 June 2024 with no updates
Confirmation statement made on 5 June 2023 with no updates
Confirmation statement made on 5 June 2022 with no updates
Confirmation statement made on 5 June 2021 with no updates
Confirmation statement made on 5 June 2020 with no updates
Confirmation statement made on 6 June 2019 with no updates
Confirmation statement made on 6 June 2018 with no updates
Confirmation statement made on 6 June 2017 with updates
Annual return made up to 6 June 2016 with full list of shareholders
Director's details changed for Richard Michael Banks on 6 June 2016
Registered office address changed from C/O Baker Tilly St Philips Point Temple Row Birmingham B2 5AF to Unit 2, Foley Works Foley Trading Estate Hereford HR1 2SF on 5 October 2015
Annual return made up to 6 June 2015 with full list of shareholders
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2026 Check Free