Company Overview
Generation Insurance Software Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 04 May 1999, so this is a well established company. Generation Insurance Software Limited has been in business for 26 years and 10 months. The accounts status is micro entity and the accounts are next due on Monday 31 May 2027.
Registered Address

103 Calbourne Road, London, SW12 8LS
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Companies House Data
Company NameGENERATION INSURANCE SOFTWARE LIMITED
Company Number03764278
Registered Office Address103 Calbourne Road
 SW12 8LS
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date04/05/1999
Accounting Reference Date Day31
Accounting Reference Date Month8
Accounts Next Due Date31/05/2027
Accounts Last Made Up Date31/08/2025
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date01/06/2017
Returns Last Made Up Date04/05/2016
Directors & Members
Show Resigned
Peter Bell - Director
(British, 68 years old, born December 1958)
Appointed 19 May 1999
 Active
Brian Eldridge - Director
(British, 59 years old, born November 1967)
Appointed 01 November 2003
 Active
Ian Henderson - Director
(British, 70 years old, born March 1956)
Appointed 19 May 1999
 Active
Michael Whittingham - Director
(British, 56 years old, born March 1970)
Appointed 08 May 2006
 Active
Secretaries
Show Resigned
Ian Henderson - Secretary
(British)
Appointed 19 May 1999
 Active
Other Company Directorships
Peter Bell
CAELUM BUSINESS SERVICES LIMITED
DURHAM CATHEDRAL SCHOOLS FOUNDATION
DURHAM SCHOOL TRADING LIMITED
FFR GROUP LIMITED
FIRST LIGHT INSURANCE BROKERS LIMITED
GENERATION UNDERWRITING MANAGEMENT LIMITED
GRADVENTURES LIMITED
PSB52 LIMITED
SCHEMETRUST INSURANCE SERVICES LIMITED
STUDENTCITY LIMITED
THE KING'S SCHOOL TYNEMOUTH LIMITED
Brian Eldridge
M & B INSURANCE SERVICES LIMITED
SCHEME PLACEMENT SERVICES LTD
Ian Henderson
BEDLUM LIMITED
FIRST LIGHT INSURANCE BROKERS LIMITED
GENERATION UNDERWRITING MANAGEMENT LIMITED
PETER HENDERSON PRODUCTIONS (OVERSEAS) LIMITED
SCHEMETRUST INSURANCE SERVICES LIMITED
SHADOWTALK LIMITED
SHADOWTALK LIMITED
STUDENTCITY LIMITED
Michael Whittingham
M & B INSURANCE SERVICES LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Aug-2025 31-Aug-2023 31-Aug-2022
Balance Sheet
Fixed Assets 10,271 10,271 12,769
Current Assets 379,516 379,516 386,936
Creditors Due Within One Year 358,546 358,546 359,685
Working Cap 20,970 20,970 27,251
Total Assets Less Current Liabilities 31,241 31,241 40,020
Long-term Liabilities 20,969 20,969 31,467
Net Assets 10,272 10,272 8,553
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 10,272 10,272 8,553
Common Size Financial Analysis Unlock full report
Accounts Date 31-Aug-2025 31-Aug-2023 31-Aug-2022
Tangible Fixed Assets - - -
Fixed Assets 2.6% 2.6% 3.2%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 97.4% 97.4% 96.8%
Creditors Due Within One Year 92.0% 92.0% 90.0%
Net Current Assets Liabilities 5.4% 5.4% 6.8%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 2.6% 2.6% 2.1%
Capital Employed - - -
Total Assets Less Current Liabilities 8.0% 8.0% 10.0%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Aug-2025 31-Aug-2023 31-Aug-2022
Liquidity Ratio 1.1 1.1 1.1
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Aug-2025 31-Aug-2023 31-Aug-2022
Assets 389,787 389,787 399,705
Debt 379,515 379,515 391,152
Net Assets/Debt 10,272 10,272 8,553

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Statement of capital following an allotment of shares on 1 August 2025
Confirmation statement made on 1 June 2025 with no updates
Confirmation statement made on 1 June 2024 with no updates
Confirmation statement made on 1 June 2023 with no updates
Confirmation statement made on 1 June 2022 with updates
Statement of capital following an allotment of shares on 17 August 2021
Confirmation statement made on 1 June 2021 with no updates
Confirmation statement made on 1 June 2020 with updates
Notification of Peter Stuart Bell as a person with significant control on 31 August 2019
Change of details for Mr Ian Gordon Henderson as a person with significant control on 31 August 2019
Termination of appointment of Andrew Gray as a director on 31 August 2019
Confirmation statement made on 4 May 2020 with no updates
Confirmation statement made on 4 May 2019 with no updates
Confirmation statement made on 4 May 2018 with no updates
Confirmation statement made on 4 May 2017 with updates
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