Company Overview
Ejs Financial Planners Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 15 April 1999, so this is a well established company. Ejs Financial Planners Ltd has been in business for 26 years and 11 months. The accounts status is total exemption full and the accounts are next due on Saturday 31 January 2026.
Registered Address

2Nd Floor 18 Crendon Street, High Wycombe, HP13 6LS
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Companies House Data
Company NameEJS FINANCIAL PLANNERS LTD
Company Number03752937
Registered Office Address2nd Floor 18 Crendon Street
 HP13 6LS
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date15/04/1999
Accounting Reference Date Day30
Accounting Reference Date Month4
Accounts Next Due Date31/01/2027
Accounts Last Made Up Date30/04/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date26/04/2017
Returns Last Made Up Date29/03/2016
Previous Company NameChanged Date
THAMESIDE (PENSIONS & INVESTMENTS) LIMITED17 Dec 2014
Directors & Members
Show Resigned
Emma Duncan - Director
(British, 52 years old, born May 1974)
Appointed 23 March 2006
 Active
Secretaries
Show Resigned
Emma Duncan - Secretary
(British)
Appointed 23 March 2006
 Active
Other Company Directorships
Emma Duncan
EJS FINANCIAL PLANNING LIMITED
Balance Sheet Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2023 30-Apr-2022
Balance Sheet
Fixed Assets 17,779 17,779 18,817
Current Assets 396,350 396,350 352,410
Creditors Due Within One Year 71,466 71,466 75,162
Working Cap 324,884 324,884 277,248
Total Assets Less Current Liabilities 342,663 342,663 296,065
Long-term Liabilities 335,163 335,163 288,565
Net Assets 7,500 7,500 7,500
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 7,500 7,500 7,500
Common Size Financial Analysis Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2023 30-Apr-2022
Tangible Fixed Assets - - -
Fixed Assets 4.3% 4.3% 5.1%
Stocks Inventory - - -
Debtors 12.7% 12.7% 10.7%
Cash Bank In Hand 83.0% 83.0% 84.2%
Current Assets 95.7% 95.7% 94.9%
Creditors Due Within One Year 17.3% 17.3% 20.2%
Net Current Assets Liabilities 78.4% 78.4% 74.7%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 1.8% 1.8% 2.0%
Capital Employed - - -
Total Assets Less Current Liabilities 82.7% 82.7% 79.8%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2023 30-Apr-2022
Liquidity Ratio 5.5 5.5 4.7
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2023 30-Apr-2022
Assets 414,129 414,129 371,227
Debt 406,629 406,629 363,727
Net Assets/Debt 7,500 7,500 7,500

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 29 March 2025 with updates
Purchase of own shares.
Cancellation of shares. Statement of capital on 23 October 2024
Termination of appointment of Louise Ogelman as a director on 23 October 2024
Termination of appointment of Jason Erol Ogelman as a director on 23 October 2024
Confirmation statement made on 29 March 2024 with no updates
Confirmation statement made on 29 March 2023 with no updates
Confirmation statement made on 29 March 2022 with no updates
Confirmation statement made on 29 March 2021 with no updates
Confirmation statement made on 29 March 2020 with no updates
Director's details changed for Mrs Louise Ogelman on 30 September 2019
Appointment of Mrs Louise Ogelman as a director on 30 September 2019
Confirmation statement made on 29 March 2019 with no updates
Confirmation statement made on 29 March 2018 with updates
Statement of capital following an allotment of shares on 31 March 2017
Resolutions
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