Company Overview
Safe Financials Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 06 April 1999, so this is a well established company. Safe Financials Limited has been in business for 26 years and 11 months. The accounts status is total exemption full and the accounts are next due on Saturday 31 January 2026.
Registered Address

19 St. Christophers Way, Pride Park, Derby, DE24 8JY
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Companies House Data
Company NameSAFE FINANCIALS LIMITED
Company Number03745781
Registered Office Address19 St. Christophers Way
 Pride Park
 DE24 8JY
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date06/04/1999
Accounting Reference Date Day30
Accounting Reference Date Month4
Accounts Next Due Date31/01/2027
Accounts Last Made Up Date30/04/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date04/05/2017
Returns Last Made Up Date06/04/2016
Directors & Members
Show Resigned
Mark Brown - Director
(British, 56 years old, born November 1970)
Appointed 07 April 1999
 Active
Nicole Brown - Director
(British, 52 years old, born August 1974)
Appointed 24 October 2024
 Active
Peter Heath - Director
(British, 56 years old, born July 1970)
Appointed 07 April 1999
 Active
Amanda Heath - Director
(British, 57 years old, born September 1969)
Appointed 24 October 2024
 Active
Secretaries
Show Resigned
Other Company Directorships
Mark Brown
HUBWISE SERVICES LIMITED
LUPFAW 350 LIMITED
SAFE FINANCIALS HOLDINGS LTD
STECHNOLOGY LIMITED
Nicole Brown
SAFE FINANCIALS HOLDINGS LTD
Peter Heath
HUBWISE SERVICES LIMITED
LARKSPUR SYSTEMS LIMITED
LUPFAW 350 LIMITED
PLATFORM SECURITIES LLP
SAFE FINANCIALS HOLDINGS LTD
STECHNOLOGY LIMITED
Amanda Heath
SAFE FINANCIALS HOLDINGS LTD
Balance Sheet Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2021 30-Apr-2020
Balance Sheet
Fixed Assets 3,587 3,587 5,102
Current Assets 1,459,070 1,459,070 1,198,027
Creditors Due Within One Year 449,062 449,062 464,282
Working Cap 1,010,008 1,010,008 733,745
Total Assets Less Current Liabilities 1,013,595 1,013,595 738,847
Long-term Liabilities 170,682 170,682 180,969
Net Assets 842,913 842,913 557,878
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 842,913 842,913 557,878
Common Size Financial Analysis Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2021 30-Apr-2020
Tangible Fixed Assets - - -
Fixed Assets 0.2% 0.2% 0.4%
Stocks Inventory - - -
Debtors 21.2% 21.2% 21.0%
Cash Bank In Hand 78.6% 78.6% 78.6%
Current Assets 99.8% 99.8% 99.6%
Creditors Due Within One Year 30.7% 30.7% 38.6%
Net Current Assets Liabilities 69.1% 69.1% 61.0%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 57.6% 57.6% 46.4%
Capital Employed - - -
Total Assets Less Current Liabilities 69.3% 69.3% 61.4%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2021 30-Apr-2020
Liquidity Ratio 3.2 3.2 2.6
Solvency Ratio 2.4 2.4 1.9
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2021 30-Apr-2020
Assets 1,462,657 1,462,657 1,203,129
Debt 619,744 619,744 645,251
Net Assets/Debt 842,913 842,913 557,878

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 3 February 2026 with no updates
Confirmation statement made on 3 February 2025 with updates
Registered office address changed from Waverley Court Wiltell Road Lichfield Staffordshire WS14 9ET England to 19 st. Christophers Way Pride Park Derby DE24 8JY on 21 January 2025
Notification of Safe Financials Holdings Ltd as a person with significant control on 24 October 2024
Withdrawal of a person with significant control statement on 30 October 2024
Appointment of Mrs Nicole Brown as a director on 24 October 2024
Appointment of Mrs Amanda Louise Heath as a director on 24 October 2024
Termination of appointment of Joanne Beedle as a secretary on 24 October 2024
Termination of appointment of Gary Anthony Kenny as a director on 24 October 2024
Termination of appointment of Lee James Beedle as a director on 24 October 2024
Confirmation statement made on 6 April 2024 with no updates
Confirmation statement made on 6 April 2023 with updates
Statement of Company's objects
Particulars of variation of rights attached to shares
Memorandum and Articles of Association
Resolutions
Change of share class name or designation
Confirmation statement made on 6 April 2022 with no updates
Confirmation statement made on 6 April 2021 with no updates
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