Company Overview
Charity Retail Association is listed at the official companies registry as Active Private Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption. The company was incorporated on Monday 08 February 1999, so this is a well established company. Charity Retail Association has been in business for 27 years and 1 month. The accounts status is total exemption full and the accounts are next due on Thursday 31 December 2026.
Registered Address

6Th Floor Appold Street, London, EC2A 2AP
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Companies House Data
Company NameCHARITY RETAIL ASSOCIATION
Company Number03709512
Registered Office Address6th Floor Appold Street
 EC2A 2AP
Company CategoryPrivate Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date08/02/1999
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date27/02/2017
Returns Last Made Up Date30/01/2016
Previous Company NameChanged Date
ASSOCIATION OF CHARITY SHOPS22 Oct 2015
Directors & Members
Show Resigned
Sarah Coles - Director
(British, 67 years old, born June 1959)
Appointed 18 June 2018
 Active
Stephen Derrick - Director
(British, 51 years old, born December 1975)
Appointed 01 February 2025
 Active
Secretaries
Show Resigned
Other Company Directorships
Sarah Coles
No companies found
Stephen Derrick
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2013 31-Mar-2012
Balance Sheet
Fixed Assets 8,185 8,185 4,312
Current Assets 466,042 466,042 562,675
Creditors Due Within One Year 149,419 149,419 192,989
Working Cap 316,623 316,623 369,686
Total Assets Less Current Liabilities 324,808 324,808 373,998
Long-term Liabilities 0 0 0
Net Assets 324,808 324,808 373,998
Share Capital & Reserves
Share Cap 0 0 0
Profit & Loss Reserves 321,808 321,808 361,498
Other Reserves 3,000 3,000 12,500
Shareholders Funds 324,808 324,808 373,998
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2013 31-Mar-2012
Tangible Fixed Assets - - -
Fixed Assets 1.7% 1.7% 0.8%
Stocks Inventory 0.3% 0.3% 0.4%
Debtors 3.1% 3.1% 2.7%
Cash Bank In Hand 94.8% 94.8% 96.1%
Current Assets 98.3% 98.3% 99.2%
Creditors Due Within One Year 31.5% 31.5% 34.0%
Net Current Assets Liabilities 66.8% 66.8% 65.2%
Creditors Due After One Year 0.0% 0.0% 0.0%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 68.5% 68.5% 66.0%
Called Up Share Capital 0.0% 0.0% 0.0%
Share Capital Allotted Called Up Paid 0.0% 0.0% 0.0%
Profit Loss Account Reserve 67.9% 67.9% 63.8%
Shareholder Funds 68.5% 68.5% 66.0%
Capital Employed - - -
Total Assets Less Current Liabilities 68.5% 68.5% 66.0%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2013 31-Mar-2012
Liquidity Ratio 3.1 3.1 2.9
Solvency Ratio 3.2 3.2 2.9
Reserves to Assets 0.7 0.7 0.6
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2013 31-Mar-2012
Assets 474,227 474,227 566,987
Debt 149,419 149,419 192,989
Net Assets/Debt 324,808 324,808 373,998

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around EC2A 2AP
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Broadgate West Appold Street, 2nd Floor, London, EC2A 2AP
CONTIGO SOFTWARE LIMITED
FOURTH FLOOR, RADCLIFFE HOUSE, BLENHEIM COURT, SOLIHULL, EC2A 2AP
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TRAYPORT HOLDINGS LIMITED
2 GRESHAM STREET, 3RD FLOOR, LONDON, EC2A 2AP
TRAYPORT LIMITED
2 GRESHAM STREET, 3RD FLOOR, LONDON, EC2A 2AP
DOCUSIGN UK LIMITED
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Document Filings
Termination of appointment of Sarah Louise Coles as a director on 30 March 2026
Appointment of Mr James Richard Martin as a director on 22 February 2026
Appointment of Miss Alice Catherine Marmion as a director on 15 February 2026
Confirmation statement made on 30 January 2026 with no updates
Termination of appointment of Alice Catherine Marmion as a director on 13 February 2026
Termination of appointment of Emma Louise Peake as a director on 13 February 2026
Termination of appointment of James Martin as a director on 13 February 2026
Termination of appointment of Lauren Marie Davies as a director on 24 November 2025
Termination of appointment of Dermot John Gerald Mcgilloway as a director on 24 November 2025
Termination of appointment of Rachelle Joy Charlotte Greenwood as a director on 24 November 2025
Termination of appointment of Karen Louise Kingham as a director on 24 November 2025
Appointment of Mrs Rachelle Joy Charlotte Greenwood as a director on 1 October 2025
Appointment of Mrs Karen Louise Kingham as a director on 12 August 2025
Appointment of Miss Alice Catherine Marmion as a director on 3 August 2025
Termination of appointment of Rita Mangarida Matanda as a director on 3 August 2025
Termination of appointment of Susan Cooper as a director on 3 August 2025
Termination of appointment of Ruth Blazye as a director on 3 August 2025
Appointment of Mr Stephen Philip Derrick as a director on 1 February 2025
Confirmation statement made on 30 January 2025 with no updates
Appointment of Mrs Emma Louise King as a director on 12 December 2024
Appointment of Mrs Katy Margaret Faulkner as a director on 12 December 2024
Appointment of Mrs Lauren Marie Davies as a director on 12 December 2024
Termination of appointment of Sophie Louise Lea as a director on 29 November 2024
Appointment of Mr Nicholas Robert Harris as a director on 9 December 2024
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