Company Overview
P.H. Insulations Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 29 June 1998, so this is a well established company. P.H. Insulations Limited has been in business for 27 years and 9 months. The accounts status is unaudited abridged and the accounts are next due on Wednesday 31 March 2027.
Registered Address

Unit B Sk14 Industrial Estate, Broadway, Hyde, SK14 4QF
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameP.H. INSULATIONS LIMITED
Company Number03589574
Registered Office AddressUnit B Sk14 Industrial Estate
 Broadway
 SK14 4QF
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date29/06/1998
Accounting Reference Date Day30
Accounting Reference Date Month6
Accounts Next Due Date31/03/2027
Accounts Last Made Up Date30/06/2025
Accounts Account CategoryUNAUDITED ABRIDGED
Returns Next Due Date01/07/2017
Returns Last Made Up Date03/06/2016
Directors & Members
Show Resigned
Paul Howarth - Director
(British, 70 years old, born April 1956)
Appointed 29 June 1998
 Active
Secretaries
Show Resigned
Freda Howarth - Secretary
(British)
Appointed 29 June 1998
 Active
Other Company Directorships
Paul Howarth
CH INSULATIONS LIMITED
Balance Sheet Unlock full report
Accounts Date 30-Jun-2025 30-Jun-2023 30-Jun-2022
Balance Sheet
Fixed Assets 28,324 28,324 35,963
Current Assets 1,069,103 1,069,103 1,008,035
Creditors Due Within One Year 673,166 673,166 790,420
Working Cap 395,937 395,937 217,615
Total Assets Less Current Liabilities 424,261 424,261 253,578
Long-term Liabilities 5,381 5,381 6,833
Net Assets 418,880 418,880 246,745
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 418,880 418,880 246,745
Common Size Financial Analysis Unlock full report
Accounts Date 30-Jun-2025 30-Jun-2023 30-Jun-2022
Tangible Fixed Assets - - -
Fixed Assets 2.6% 2.6% 3.4%
Stocks Inventory - - -
Debtors 49.3% 49.3% 18.1%
Cash Bank In Hand 7.0% 7.0% 40.8%
Current Assets 97.4% 97.4% 96.6%
Creditors Due Within One Year 61.3% 61.3% 75.7%
Net Current Assets Liabilities 36.1% 36.1% 20.8%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 38.2% 38.2% 23.6%
Capital Employed - - -
Total Assets Less Current Liabilities 38.7% 38.7% 24.3%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Jun-2025 30-Jun-2023 30-Jun-2022
Liquidity Ratio 1.6 1.6 1.3
Solvency Ratio 1.6 1.6 1.3
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 6
Mortgages Outstanding 2
Mortgages Part Satisfied 0
Mortgages Satisfied 4
Assets and Debt Analysis Unlock full report
Accounts Date 30-Jun-2025 30-Jun-2023 30-Jun-2022
Assets 1,097,427 1,097,427 1,043,998
Debt 678,547 678,547 797,253
Net Assets/Debt 418,880 418,880 246,745

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around SK14 4QF
ASPLAND GAUGE COMPANY LIMITED
C/O MERCURY CORPORATION RECOVERY SOLUTIONS LTD, BIRKDALE TERRACE, MANCHESTER, SK14 4QF
SERVICO SMART WARRANTIES LIMITED
Flint Glass Works, Jersey Street, Manchester, SK14 4QF
SERVICO CONTRACT UPHOLSTERY LIMITED
3 HEAPS FARM, LILY LANES, ASHTON, TAMESIDE, SK14 4QF
SERVICO HOLDINGS LIMITED
3 HEAPS FARM, LILY LANES, ASHTON, TAMESIDE, SK14 4QF
SERVICO BUILD TEC LIMITED
2nd Floor 9 Portland Street, Manchester, SK14 4QF
SERVICO IND LIMITED
Regency House, 43-45 Chorley New Road, Bolton, SK14 4QF
MARTINA LIMITED
BROADWAY, HYDE, GREATER MANCHESTER, SK14 4QF
STEPHEN CHAMBERLAIN TECHNICAL SERVICES LIMITED
Nelson Mill, Gaskell Street, Bolton, SK14 4QF
SERVICO (IRELAND) LIMITED
49 Lilac Crescent, Edlington, Doncaster, SK14 4QF
C.B. SUPPLIES LIMITED
LIBRARY CHAMBERS, 48 UNION STREET, HYDE, CHESHIRE, SK14 4QF
Document Filings
Confirmation statement made on 22 July 2025 with no updates
Confirmation statement made on 22 July 2024 with no updates
Confirmation statement made on 22 July 2023 with no updates
Confirmation statement made on 22 July 2022 with no updates
Registered office address changed from Unit 12 Globe Industrial Estate Platt Street Dukinfield Cheshire SK16 4QZ to Unit B Sk14 Industrial Estate Broadway Hyde SK14 4QF on 23 December 2021
Satisfaction of charge 035895740006 in full
Confirmation statement made on 22 July 2021 with no updates
Confirmation statement made on 3 June 2020 with no updates
Confirmation statement made on 3 June 2019 with no updates
Confirmation statement made on 3 June 2018 with no updates
Confirmation statement made on 3 June 2017 with updates
Satisfaction of charge 4 in full
Annual return made up to 3 June 2016 with full list of shareholders
Registration of charge 035895740006, created on 30 March 2016
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2026 Check Free