Company Overview
Jml Business Services Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 11 November 1997, so this is a well established company. Jml Business Services Limited has been in business for 28 years and 5 months. The accounts status is total exemption full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

10-11 Innovation Place Douglas Drive, Catteshall Lane, Godalming, GU7 1JX
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Companies House Data
Company NameJML BUSINESS SERVICES LIMITED
Company Number03463265
Registered Office Address10-11 Innovation Place Douglas Drive
 Catteshall Lane
 GU7 1JX
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date11/11/1997
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date09/12/2016
Returns Last Made Up Date11/11/2015
Directors & Members
Show Resigned
Naveed Mughal - Director
(British, 42 years old, born December 1984)
Appointed 03 February 2024
 Active
Secretaries
Show Resigned
Other Company Directorships
Naveed Mughal
LKS PARTNERS LLP
MACKARD SERVICES LTD
PURLIEUS CONSULTING LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Oct-2022 31-Oct-2021
Balance Sheet
Fixed Assets 3,341 3,341 3,115
Current Assets 93,213 93,213 123,469
Creditors Due Within One Year 64,779 64,779 87,156
Working Cap 28,434 28,434 36,313
Total Assets Less Current Liabilities 31,775 31,775 39,428
Long-term Liabilities 31,770 31,770 39,423
Net Assets 5 5 5
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 5 5 5
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Oct-2022 31-Oct-2021
Tangible Fixed Assets - - -
Fixed Assets 3.5% 3.5% 2.5%
Stocks Inventory - - -
Debtors 54.0% 54.0% 51.7%
Cash Bank In Hand 42.6% 42.6% 45.8%
Current Assets 96.5% 96.5% 97.5%
Creditors Due Within One Year 67.1% 67.1% 68.9%
Net Current Assets Liabilities 29.4% 29.4% 28.7%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 0.0% 0.0% 0.0%
Capital Employed - - -
Total Assets Less Current Liabilities 32.9% 32.9% 31.1%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Oct-2022 31-Oct-2021
Liquidity Ratio 1.4 1.4 1.4
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Oct-2022 31-Oct-2021
Assets 96,554 96,554 126,584
Debt 96,549 96,549 126,579
Net Assets/Debt 5 5 5

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Registered office address changed from 25 Church Street Godalming Surrey GU7 1EL to 10-11 Innovation Place Douglas Drive Catteshall Lane Godalming GU7 1JX on 24 February 2026
Confirmation statement made on 11 November 2025 with no updates
Termination of appointment of Joanna Mary Fife as a director on 13 January 2025
Confirmation statement made on 11 November 2024 with updates
Termination of appointment of Joanna Mary Fife as a secretary on 2 December 2024
Previous accounting period shortened from 31 October 2024 to 31 December 2023
Appointment of Mr Naveed Imran Mughal as a director on 3 February 2024
Termination of appointment of Naveed Imran Mughal as a director on 15 February 2024
Notification of Naveed Imran Mughal as a person with significant control on 31 January 2024
Cessation of Naveed Imran Mughal as a person with significant control on 15 February 2024
Notification of Naveed Imran Mughal as a person with significant control on 31 January 2024
Appointment of Mr Naveed Imran Mughal as a director on 2 February 2024
Cessation of Joanna Mary Fife as a person with significant control on 31 January 2024
Confirmation statement made on 11 November 2023 with no updates
Resolutions
Confirmation statement made on 11 November 2022 with no updates
Confirmation statement made on 11 November 2021 with no updates
Confirmation statement made on 11 November 2020 with no updates
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