Company Overview
Gracechurch Bellyard Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 11 August 1997, so this is a well established company. Gracechurch Bellyard Limited has been in business for 28 years and 8 months. The accounts status is full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

Albany House, Claremont Lane, Esher, Surrey, KT10 9FQ
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Companies House Data
Company NameGRACECHURCH BELLYARD LIMITED
Company Number03417923
Registered Office AddressAlbany House
 Claremont Lane
 KT10 9FQ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date11/08/1997
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryFULL
Returns Next Due Date08/09/2016
Returns Last Made Up Date11/08/2015
Directors & Members
Show Resigned
Jonathan Horowitz - Director
(American, 64 years old, born July 1962)
Appointed 01 April 1999
 Active
Charles Kacherski - Director
(American, 55 years old, born December 1971)
Appointed 02 April 2024
 Active
Secretaries
Show Resigned
Jon Horowitz - Secretary
Appointed 23 February 2021
 Active
Other Company Directorships
Jonathan Horowitz
CQ OPERATING COMPANY UK LIMITED
KINGSWAY LIF HOLDINGS LIMITED
KINGSWAY LIF RETAIL LIMITED
LUDGATE RETAIL LIMITED
NORTHUMBERLAND HOUSE LIMITED
Charles Kacherski
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2021 31-Dec-2020
Balance Sheet
Fixed Assets -12,814,444 -12,814,444 -12,814,444
Current Assets 60,791,135 60,791,135 86,327,963
Creditors Due Within One Year 46,218,249 46,218,249 67,687,481
Working Cap 14,572,886 14,572,886 18,640,482
Total Assets Less Current Liabilities 1,758,442 1,758,442 5,826,038
Long-term Liabilities 0 0 0
Net Assets 1,758,442 1,758,442 5,826,038
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 1,758,442 1,758,442 5,826,038
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2021 31-Dec-2020
Tangible Fixed Assets - - -
Fixed Assets -26.7% -26.7% -17.4%
Stocks Inventory - - -
Debtors 45.4% 45.4% 114.4%
Cash Bank In Hand 81.3% 81.3% 3.0%
Current Assets 126.7% 126.7% 117.4%
Creditors Due Within One Year 96.3% 96.3% 92.1%
Net Current Assets Liabilities 30.4% 30.4% 25.4%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 3.7% 3.7% 7.9%
Capital Employed - - -
Total Assets Less Current Liabilities 3.7% 3.7% 7.9%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2021 31-Dec-2020
Liquidity Ratio 1.3 1.3 1.3
Solvency Ratio 1.0 1.0 1.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 9
Mortgages Outstanding 7
Mortgages Part Satisfied 0
Mortgages Satisfied 2
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2021 31-Dec-2020
Assets 47,976,691 47,976,691 73,513,519
Debt 46,218,249 46,218,249 67,687,481
Net Assets/Debt 1,758,442 1,758,442 5,826,038

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around KT10 9FQ
No other companies found in the same location
Document Filings
Confirmation statement made on 11 August 2025 with no updates
Director's details changed for Mr Charles Stanley Kacherski on 11 August 2025
Confirmation statement made on 11 August 2024 with no updates
Termination of appointment of Mathew Thomas Schuster as a director on 5 April 2024
Appointment of Mr Charles Stanley Kacherski as a director on 2 April 2024
Compulsory strike-off action has been discontinued
First Gazette notice for compulsory strike-off
Confirmation statement made on 11 August 2023 with updates
Registered office address changed from 2nd Floor 21-22 Great Castle Street London W1G 0HZ to Albany House Claremont Lane Esher Surrey KT10 9FQ on 19 January 2023
Statement of capital on 30 December 2022
Statement by Directors
Solvency Statement dated 16/12/22
Resolutions
Confirmation statement made on 11 August 2022 with no updates
Director's details changed for Jonathan D Horowitz on 10 August 2022
Confirmation statement made on 11 August 2021 with no updates
Appointment of Mr. Mathew Thomas Schuster as a director on 29 April 2021
Appointment of Mr. Jon Horowitz as a secretary on 23 February 2021
Termination of appointment of Todd Ertel as a secretary on 19 February 2021
Termination of appointment of Todd Ertel as a director on 19 February 2021
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