Company Overview
Tower Pharmacy Ltd. is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 08 July 1997, so this is a well established company. Tower Pharmacy Ltd. has been in business for 28 years and 8 months. The accounts status is total exemption full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

122 Winchcombe Street, Cheltenham, GL52 2NW
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Companies House Data
Company NameTOWER PHARMACY LTD.
Company Number03400529
Registered Office Address122 Winchcombe Street
 GL52 2NW
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date08/07/1997
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date28/08/2016
Returns Last Made Up Date31/07/2015
Directors & Members
Show Resigned
Kris Murphy - Director
(British, 52 years old, born May 1974)
Appointed 04 January 2016
 Active
Secretaries
Show Resigned
Other Company Directorships
Kris Murphy
13 REGENT STREET MANAGEMENT CO. LTD
32 EVESHAM ROAD (CHELTENHAM) CO. LIMITED
AVONMOUTH PHARMACY LIMITED
DEVERSON SCAFFOLDING SERVICES LTD
EXORCISE LTD
GLOUCESTER HEALTH PRODUCTS LTD
HORIZON PHARMACY LTD
LAVENDER HOMES (BERKS) LTD
MOOSE MARKETING LIMITED
MURCOX PROPERTY HOLDINGS LTD
P & H HEALTHCARE LTD
REDCLIFFE PHARM LTD
REGENCY BUSINESS CONSULTING LTD
REGENCY SETTLEMENT SERVICES LTD
SIGMA CONSULLTANCY SERVICES LTD
ST. GEORGE PROMOTIONS LTD
THE YORKSHIRE ROSE WARFIELD LIMITED
TORO VELOCE INVESTMENTS LIMITED
TWW LIMITED
URANUS EDUCATION LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets 350,386 350,386 307,910
Current Assets 1,766,035 1,766,035 1,739,467
Creditors Due Within One Year 491,061 491,061 773,859
Working Cap 1,274,974 1,274,974 965,608
Total Assets Less Current Liabilities 1,625,360 1,625,360 1,273,518
Long-term Liabilities 744,328 744,328 488,297
Net Assets 881,032 881,032 785,221
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 881,032 881,032 785,221
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 16.6% 16.6% 15.0%
Stocks Inventory - - -
Debtors 68.9% 68.9% 66.8%
Cash Bank In Hand 8.2% 8.2% 12.0%
Current Assets 83.4% 83.4% 85.0%
Creditors Due Within One Year 23.2% 23.2% 37.8%
Net Current Assets Liabilities 60.2% 60.2% 47.2%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 41.6% 41.6% 38.4%
Capital Employed - - -
Total Assets Less Current Liabilities 76.8% 76.8% 62.2%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Liquidity Ratio 3.6 3.6 2.2
Solvency Ratio 1.7 1.7 1.6
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 17
Mortgages Outstanding 4
Mortgages Part Satisfied 0
Mortgages Satisfied 13
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Assets 2,116,421 2,116,421 2,047,377
Debt 1,235,389 1,235,389 1,262,156
Net Assets/Debt 881,032 881,032 785,221

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Satisfaction of charge 034005290010 in full
Satisfaction of charge 034005290012 in full
Satisfaction of charge 034005290013 in full
Confirmation statement made on 31 July 2025 with no updates
Confirmation statement made on 31 July 2024 with no updates
Cessation of Harminder Singh Chana as a person with significant control on 15 February 2024
Cessation of Kris George Murphy as a person with significant control on 15 February 2024
Notification of Tower Pharmacy Holdings Ltd as a person with significant control on 15 February 2024
Confirmation statement made on 31 July 2023 with no updates
Registration of charge 034005290017, created on 11 May 2023
Confirmation statement made on 31 July 2022 with no updates
Registered office address changed from Royal Mews St. Georges Place Cheltenham Gloucestershire GL50 3PQ to 122 Winchcombe Street Cheltenham GL52 2NW on 27 August 2021
Confirmation statement made on 31 July 2021 with no updates
Confirmation statement made on 31 July 2020 with updates
Confirmation statement made on 31 July 2019 with no updates
Registration of charge 034005290016, created on 17 April 2019
Registration of charge 034005290015, created on 17 April 2019
Termination of appointment of Nicholas Standeven as a secretary on 15 February 2019
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