Company Overview
A F Howland Associates Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 26 June 1997, so this is a well established company. A F Howland Associates Limited has been in business for 28 years and 9 months. The accounts status is audit exemption subsidiary and the accounts are next due on Tuesday 31 March 2026.
Registered Address

One St Peter's Square, Manchester, M2 3DE
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Companies House Data
Company NameA F HOWLAND ASSOCIATES LIMITED
Company Number03393180
Registered Office AddressOne St Peter's Square
 M2 3DE
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date26/06/1997
Accounting Reference Date Day30
Accounting Reference Date Month6
Accounts Next Due Date31/03/2026
Accounts Last Made Up Date30/06/2024
Accounts Account CategoryAUDIT EXEMPTION SUBSIDIARY
Returns Next Due Date20/07/2017
Returns Last Made Up Date22/06/2016
Directors & Members
Show Resigned
Gillian Bonthron - Director
(British, 49 years old, born May 1977)
Appointed 27 October 2025
 Active
Simon Parrington - Director
(British, 56 years old, born October 1970)
Appointed 20 December 2023
 Active
Secretaries
Show Resigned
Other Company Directorships
Gillian Bonthron
MITIE HOLDINGS LIMITED
MITIE INVESTMENTS LIMITED
MITIE T S 2 LIMITED
MITIE TREASURY MANAGEMENT LIMITED
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Simon Parrington
AIREY MILLER LIMITED
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Balance Sheet Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2022 30-Jun-2021
Balance Sheet
Fixed Assets 119,241 119,241 103,087
Current Assets 5,739,395 5,739,395 4,883,934
Creditors Due Within One Year 590,707 590,707 414,294
Working Cap 5,148,688 5,148,688 4,469,640
Total Assets Less Current Liabilities 5,267,929 5,267,929 4,572,727
Long-term Liabilities 22,656 22,656 25,772
Net Assets 5,245,273 5,245,273 4,546,955
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 5,245,273 5,245,273 4,546,955
Common Size Financial Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2022 30-Jun-2021
Tangible Fixed Assets - - -
Fixed Assets 2.0% 2.0% 2.1%
Stocks Inventory - - -
Debtors 18.2% 18.2% 18.5%
Cash Bank In Hand 79.8% 79.8% 79.4%
Current Assets 98.0% 98.0% 97.9%
Creditors Due Within One Year 10.1% 10.1% 8.3%
Net Current Assets Liabilities 87.9% 87.9% 89.6%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 89.5% 89.5% 91.2%
Capital Employed - - -
Total Assets Less Current Liabilities 89.9% 89.9% 91.7%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2022 30-Jun-2021
Liquidity Ratio 9.7 9.7 11.8
Solvency Ratio 9.6 9.6 11.3
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 2
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2022 30-Jun-2021
Assets 5,858,636 5,858,636 4,987,021
Debt 613,363 613,363 440,066
Net Assets/Debt 5,245,273 5,245,273 4,546,955

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Appointment of Gillian Bonthron as a director on 27 October 2025
Termination of appointment of Fergal Cathal Cawley as a director on 27 October 2025
Registration of charge 033931800002, created on 19 September 2025
Confirmation statement made on 22 June 2025 with no updates
Consolidated accounts of parent company for subsidiary company period ending 30/06/24
Audit exemption statement of guarantee by parent company for period ending 30/06/24
Notice of agreement to exemption from audit of accounts for period ending 30/06/24
Termination of appointment of Albert Frederick Howland as a director on 31 December 2024
Registered office address changed from 7 the Close Norwich Norfolk NR1 4DJ to One St Peter's Square Manchester M2 3DE on 7 January 2025
Statement of Company's objects
Registration of charge 033931800001, created on 2 August 2024
Director's details changed for Mr Simon Christopher Parrington on 15 July 2024
Confirmation statement made on 22 June 2024 with updates
Change of details for Celnor Group Limited as a person with significant control on 8 May 2024
Memorandum and Articles of Association
Resolutions
Appointment of Mr Fergal Cathal Cawley as a director on 20 December 2023
Appointment of Mr Simon Parrington as a director on 20 December 2023
Termination of appointment of Linda Margaret Howland as a secretary on 20 December 2023
Cessation of Albert Frederick Howland as a person with significant control on 20 December 2023
Notification of Celnor Group Limited as a person with significant control on 20 December 2023
Confirmation statement made on 22 June 2023 with no updates
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