INDEPENDENT LIVING AGENCY Credit Check Report

Company Overview

Independent Living Agency is listed at the official companies registry as Active Private Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption. The company was incorporated on Thursday 15 May 1997, so this is a well established company. Independent Living Agency has been in business for 28 years and 10 months. The accounts status is total exemption full and the accounts are next due on Thursday 31 December 2026.

Registered Address

Unit 15 Dagenahm Bussness Park, Rainham Road North, Dagenham, Essex, RM10 7FD

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Companies House Data

Company Name	INDEPENDENT LIVING AGENCY
Company Number	03370858
Registered Office Address	Unit 15 Dagenahm Bussness Park
	Rainham Road North
	RM10 7FD
Company Category	Private Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption
Company Status	Active
Country of Origin	United Kingdom
Incorporation Date	15/05/1997
Accounting Reference Date Day	31
Accounting Reference Date Month	3
Accounts Next Due Date	31/12/2026
Accounts Last Made Up Date	31/03/2025
Accounts Account Category	TOTAL EXEMPTION FULL
Returns Next Due Date	12/06/2017
Returns Last Made Up Date	15/05/2016

Directors & Members

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	Fred Abela - Director (Maltese, 74 years old, born June 1952) Appointed 05 January 2007, Resigned 02 June 2015	Resigned
	Stephen Ashlin - Director (British, 75 years old, born July 1951) Appointed 30 June 2005, Resigned 05 November 2009	Resigned
	Jean Brown - Director (British, 74 years old, born June 1952) Appointed 20 December 2005, Resigned 11 January 2009	Resigned
	Deborah Calverley - Director (British, 62 years old, born May 1964) Appointed 15 May 1997, Resigned 31 May 2002	Resigned
	Peter Chand - Director (British, 60 years old, born November 1966) Appointed 04 December 2021	Active
	John Clark - Director (British, 70 years old, born November 1956) Appointed 29 May 2003, Resigned 04 July 2005	Resigned
	Denise Cole - Director (British, 61 years old, born September 1965) Appointed 29 April 2003, Resigned 01 January 2007	Resigned
	Denise Cole - Director (British, 61 years old, born September 1965) Appointed 15 May 1997, Resigned 21 April 1998	Resigned
	Dawn Cooper - Director (British, 82 years old, born October 1944) Appointed 15 May 1997, Resigned 28 May 1998	Resigned
	Darren Cunningham - Director (British, 57 years old, born September 1969) Appointed 24 May 2023	Active
	Keith Denham - Director (British, 73 years old, born December 1953) Appointed 30 June 2005, Resigned 24 November 2005	Resigned
	Margaret Downs - Director (British, 83 years old, born March 1943) Appointed 23 July 1999, Resigned 10 April 2001	Resigned
	Gerry Driscoll - Director (British, 66 years old, born July 1960) Appointed 17 July 2022	Active
	David Groves - Director (British, 69 years old, born May 1957) Appointed 05 January 2007, Resigned 05 November 2009	Resigned
	Lesley Hawes - Director (British, 76 years old, born March 1950) Appointed 15 May 1997, Resigned 29 June 1999	Resigned
	Lesley Hawes - Director (British, 76 years old, born March 1950) Appointed 06 March 2003, Resigned 31 March 2005	Resigned
	Lucinda Hogan - Director (British, 81 years old, born November 1945) Appointed 29 April 2003, Resigned 23 March 2016	Resigned
	Maria Jenkins - Director (United Kingdom, 75 years old, born April 1951) Appointed 26 January 2016, Resigned 10 November 2022	Resigned
	Carol Johnston - Director (British, 83 years old, born August 1943) Appointed 30 June 2005, Resigned 30 December 2023	Resigned
	Brenden Johnston - Director (Irish, 79 years old, born June 1947) Appointed 30 June 2005, Resigned 14 August 2022	Resigned
	Trevor Lock - Director (British, 87 years old, born April 1939) Appointed 17 February 2006, Resigned 30 May 2025	Resigned
	Doreen Lock - Director (British, 88 years old, born August 1938) Appointed 17 February 2006, Resigned 12 July 2024	Resigned
	Gerald Lyons - Director (British, 68 years old, born April 1958) Appointed 15 April 2003, Resigned 05 April 2005	Resigned
	Claire Meade - Director (British, 54 years old, born May 1972) Appointed 20 December 2005, Resigned 01 January 2007	Resigned
	Stephen Monks - Director (British, 72 years old, born January 1954) Appointed 05 January 2007, Resigned 22 February 2009	Resigned
	Surinder Pahl - Director (British, 72 years old, born January 1954) Appointed 20 December 2005, Resigned 01 January 2007	Resigned
	Carol Pieters - Director (British, 63 years old, born November 1963) Appointed 28 March 2025	Active
	John Pitts - Director (English, 76 years old, born November 1950) Appointed 15 May 1997, Resigned 13 February 2003	Resigned
	Jean Reed - Director (British, 81 years old, born April 1945) Appointed 15 May 1997, Resigned 18 July 1998	Resigned
	Diane Russell - Director (British, 65 years old, born August 1961) Appointed 05 July 2007, Resigned 20 December 2014	Resigned
	Diane Russell - Director (Uk, 65 years old, born August 1961) Appointed 26 January 2016, Resigned 10 November 2017	Resigned

Secretaries

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	Mandy Hooper - Secretary (British) Appointed 05 November 2002, Resigned 06 December 2005	Resigned
	Claire Meade - Secretary (British) Appointed 20 January 2002, Resigned 04 October 2002	Resigned
	Surinder Pahl - Secretary (British) Appointed 20 December 2005, Resigned 01 January 2007	Resigned
	Stephen Rouse - Secretary (British) Appointed 15 May 1997, Resigned 29 February 2000	Resigned

Other Company Directorships

Peter Chand
No companies found

Darren Cunningham
No companies found

Gerry Driscoll
No companies found

Carol Pieters
No companies found

Balance Sheet

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Common Size Financial Analysis

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Secured Creditors

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Public Record Information

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Exact Court Judgements

Period of Months	Last 12m	13-24m	25-36m	37-48m	49-60m	61-72m
Number of Exact CCJS	X	Y	Y	X	X	Y
Value of Exact CCJS	YXY	YK	S	S	X	KX

Supplier Credit Limits

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Date	Sector	Notified	Amount	Terms
XK-SXY	XKXYXK	SXSKXYXK	£X,000	XS XYSKS
SK-SYY	SKXYXKYKKY	KSXX KKXXYXS	£YY,000	YS XYSKS SK YXXSXS
YK-SXY	XKXYXYYK	SXSXYXK	£SX,000	XS XYSKS

Payment Records

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Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices	Paid Before 30 days due	Paid After 30 days due	Owing Before 30 days due	Owing after 30 days due
XYX	SX	K	YX	X

Company Valuation Analysis

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Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations		Valuation Measures
Estimated High Value	£XSI,000	Retained Profit	£YX,000
Estimated Mid Value	£YY,000	EBIT	£SY,000
Estimated Low Value	£X,000	EBITDA	£SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations		Valuation Measures
Estimated High Value	£XY,000	Total Assets	£XIX,000
Estimated Mid Value	£Y,000	Net Assets	£YX,000
Estimated Low Value	£S,000	Tangible Equity	£SX,000
The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist

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Business Growth	Please purchase a report to see true comments
EBITDA	Purchase a report to see true comments
Dividends	Please purchase a report to see true comments about this company
Retained Profits	Retained Profits for this company
Debt Interest	Debt Interest for this company
Cash Flow	Cash Flow for this company
CCJs	CCJs for this company
Age of Company	Age of Company for this company
Solvency	Solvency for this company
Secured Creditors	Secured Creditors for this company
Ownership	Ownership for this company

First Report Score: (0-10)

Financial Status Guide:

10			Very Strong
9			Strong
8			Very Good
7			Good
6			Above Average
5			Average
4			Below Average
3			Poor
2			Weak
1			Very Weak
0			Critical

Risk Score Trend

Risk Rating

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This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100)	X
Risk Band Description	XXMXMXMX SISX
Risk Assessment	Meeting of Creditors
Credit Rating	XSKX

Altman Z Score Credit Risk Rating

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There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score	X
Risk Band	XY
Risk Band Description	The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1	Low Risk	3.00 and above
2	Caution	2.63 - 2.99
3	Risk of Failure within 2 years	1.24 - 2.62
4	High Probability Failure	Below 1.24

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