Company Overview
Tiptree Business Services Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 02 May 1997, so this is a well established company. Tiptree Business Services Ltd has been in business for 28 years and 11 months. The accounts status is micro entity and the accounts are next due on Wednesday 31 December 2025.
Registered Address

2 Tiptree Close, Lower Earley, Reading, Berkshire, RG6 4HS
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Companies House Data
Company NameTIPTREE BUSINESS SERVICES LTD
Company Number03364813
Registered Office Address2 Tiptree Close
 Lower Earley
 RG6 4HS
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date02/05/1997
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date30/05/2017
Returns Last Made Up Date02/05/2016
Directors & Members
Show Resigned
Michael Tuvey - Director
(British, 70 years old, born April 1956)
Appointed 20 February 2007
 Active
Secretaries
Show Resigned
Other Company Directorships
Michael Tuvey
2V PROPERTY LIMITED
AB SALES & MARKETING LIMITED
ABSOLUTE ELECTRICAL CONTRACTORS LIMITED
ARGENT AFFILIATE SERVICES LIMITED
BFS INTERNATIONAL LIMITED
BFS MACHINERY LIMITED
COTTON CONCEPTS LIMITED
CSOFTC LIMITED
DOVETAIL MAINTENANCE SERVICES LIMITED
ECO TECHNOLOGIES LIMITED
E-GATEMATRIX UK LIMITED
GUARDIAN ANGEL PET CARE LIMITED
HATTON BY DESIGN LIMITED
HOLDING MOQUET UK LIMITED
INTERDAY LTD
LEX MACHINERY (EUROPE) LIMITED
LEX MACHINERY LIMITED
LONGWICK FILTRATION LIMITED
MJT GROUP HOLDINGS LIMITED
MJT LANDSCAPES LIMITED
NETWORK TRAINING SPECIALISTS LIMITED
NTS (KNOWLEDGE TRANSFER) LIMITED
OXBOROUGH LTD
RELLUMIT FILTRATION LIMITED
RH FREIGHT SOLUTIONS LIMITED
SAVIN VINTAGE LIMITED
SUB-C SERVICES LIMITED
TECHNICAL SAFETY CONSULTANTS LIMITED
TIPTREE & CO (ACCOUNTANTS) LIMITED
TIPTREE ACCOUNTANCY LIMITED
TLB PACKAGING EQUIPMENT LIMITED
TOTAL HEALTH ENHANCEMENT LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Balance Sheet
Fixed Assets 0 0 0
Current Assets 16,700 16,700 34,796
Creditors Due Within One Year 5,492 5,492 2,223
Working Cap 11,208 11,208 32,573
Total Assets Less Current Liabilities 11,208 11,208 32,573
Long-term Liabilities 11,108 11,108 9,473
Net Assets 100 100 23,100
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 100 100 23,100
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors - - 71.8%
Cash Bank In Hand - - 28.2%
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 32.9% 32.9% 6.4%
Net Current Assets Liabilities 67.1% 67.1% 93.6%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 0.6% 0.6% 66.4%
Capital Employed - - -
Total Assets Less Current Liabilities 67.1% 67.1% 93.6%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Liquidity Ratio 3.0 3.0 15.7
Solvency Ratio 1.0 1.0 3.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Assets 16,700 16,700 34,796
Debt 16,600 16,600 11,696
Net Assets/Debt 100 100 23,100

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around RG6 4HS
AB SALES & MARKETING LIMITED
2 Tiptree Close, Reading, Berks, RG6 4HS
TIPTREE & CO (ACCOUNTANTS) LIMITED
2 Tiptree Close, Lower Earley, Reading, Berkshire, RG6 4HS
TIPTREE ACCOUNTANCY LIMITED
2 TIPTREE CLOSE, LOWER EARLEY, READING, RG6 4HS
CSOFTC LIMITED
2 Tiptree Close, Lower Earley, Reading, Berks, RG6 4HS
JANECOURT LIMITED
2 Tiptree Close, Lower Earley, Reading, Berkshire, RG6 4HS
TLB PACKAGING EQUIPMENT LIMITED
2 Tiptree Close, Reading, Berks, RG6 4HS
HELENA HAMILTON LIMITED
2 ALLEN WAY, SHINFIELD, READING, RG6 4HS
AURELIA ROGALLI LTD.
128 CITY ROAD, LONDON, RG6 4HS
SAVIN VINTAGE LIMITED
2 TIPTREE CLOSE, LOWER EARLEY, READING, BERKS, RG6 4HS
LYNNCROSS LIMITED
2 Tiptree Close, Reading, Berks, RG6 4HS
Document Filings
Change of details for Mr Michael Tuvey as a person with significant control on 1 July 2025
Change of details for Mr Michael Tuvey as a person with significant control on 1 July 2025
Termination of appointment of Michael Tuvey as a secretary on 1 July 2025
Director's details changed for Mr Michael Tuvey on 1 July 2025
Registered office address changed from 2 Tiptree Close Lower Earley Reading Berkshire RG6 4HS to Cutbush Commercial Cutbush Lane East Shinfield Reading Berkshire RG2 9AF on 7 December 2025
Termination of appointment of Donna Tuvey as a director on 1 July 2025
Cessation of Donna Tuvey as a person with significant control on 1 July 2025
Confirmation statement made on 2 May 2025 with no updates
Confirmation statement made on 2 May 2024 with no updates
Confirmation statement made on 2 May 2023 with no updates
Confirmation statement made on 2 May 2022 with no updates
Notification of Donna Tuvey as a person with significant control on 1 May 2022
Change of details for Mr Michael Tuvey as a person with significant control on 1 May 2022
Confirmation statement made on 2 May 2021 with no updates
Confirmation statement made on 2 May 2020 with no updates
Confirmation statement made on 2 May 2019 with no updates
Confirmation statement made on 2 May 2018 with no updates
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