Company Overview
Rci Financial Services Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 15 January 1997, so this is a well established company. Rci Financial Services Limited has been in business for 29 years and 2 months. The accounts status is full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

Rivers Office Park Denham Way, Maple Cross, Rickmansworth, WD3 9YS
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Companies House Data
Company NameRCI FINANCIAL SERVICES LIMITED
Company Number03302462
Registered Office AddressRivers Office Park Denham Way
 Maple Cross
 WD3 9YS
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date15/01/1997
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryFULL
Returns Next Due Date12/02/2017
Returns Last Made Up Date15/01/2016
Previous Company NameChanged Date
NISSAN FINANCE (GB) LIMITED01 Mar 2007
Directors & Members
Show Resigned
David Benoy - Director
(British, 42 years old, born March 1984)
Appointed 16 December 2025
 Active
Vincent Gelle - Director
(French, 48 years old, born January 1978)
Appointed 16 October 2024
 Active
Julien Louisor - Director
(French, 43 years old, born July 1983)
Appointed 22 July 2020
 Active
Secretaries
Show Resigned
Helena Manley - Secretary
Appointed 05 March 2021
 Active
Other Company Directorships
David Benoy
MOBILIZE LEASE & CO UK LIMITED
RCI BANK UK LIMITED
Vincent Gelle
No companies found
Julien Louisor
MOBILIZE LEASE & CO UK LIMITED
RCI BANK UK LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2015 31-Dec-2014
Balance Sheet
Fixed Assets 149,670,000 149,670,000 48,550,000
Current Assets 3,742,221,000 3,742,221,000 3,104,352,000
Creditors Due Within One Year 3,053,631,000 3,053,631,000 2,297,122,000
Working Cap 688,590,000 688,590,000 807,230,000
Total Assets Less Current Liabilities 838,260,000 838,260,000 855,780,000
Long-term Liabilities 603,384,000 603,384,000 667,039,000
Net Assets 234,876,000 234,876,000 188,741,000
Share Capital & Reserves
Share Cap 106,400,000 106,400,000 90,000,000
Profit & Loss Reserves 128,476,000 128,476,000 98,741,000
Other Reserves 0 0 0
Shareholders Funds 234,876,000 234,876,000 188,741,000
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2015 31-Dec-2014
Tangible Fixed Assets - - -
Fixed Assets 3.8% 3.8% 1.5%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 0.0% 0.0% 0.0%
Cash Bank In Hand 3.1% 3.1% 4.3%
Current Assets 96.2% 96.2% 98.5%
Creditors Due Within One Year 78.5% 78.5% 72.9%
Net Current Assets Liabilities 17.7% 17.7% 25.6%
Creditors Due After One Year 15.5% 15.5% 21.2%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 6.0% 6.0% 6.0%
Called Up Share Capital 2.7% 2.7% 2.9%
Share Capital Allotted Called Up Paid 2.7% 2.7% 2.9%
Profit Loss Account Reserve 3.3% 3.3% 3.1%
Shareholder Funds 6.0% 6.0% 6.0%
Capital Employed - - -
Total Assets Less Current Liabilities 21.5% 21.5% 27.1%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2015 31-Dec-2014
Liquidity Ratio 1.2 1.2 1.4
Solvency Ratio 1.1 1.1 1.1
Reserves to Assets 0.0 0.0 0.0
Secured Creditors Unlock full report
Mortgages Charges 6
Mortgages Outstanding 5
Mortgages Part Satisfied 0
Mortgages Satisfied 1
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2015 31-Dec-2014
Assets 3,891,891,000 3,891,891,000 3,152,902,000
Debt 3,657,015,000 3,657,015,000 2,964,161,000
Net Assets/Debt 234,876,000 234,876,000 188,741,000

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the substantial net assets of a large company. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the substantial net assets of a large company. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the substantial net assets of a large company. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around WD3 9YS
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7th Floor, 21 Lombard Street, London, WD3 9YS
APRITE (GB) LIMITED
THE RIVERS OFFICE PARK, DENHAM WAY, RICKMANSWORTH, HERTFORDSHIRE, WD3 9YS
SODICAM (U.K.) LTD.
7TH FLOOR, 21 LOMBARD STREET, LONDON, WD3 9YS
RENAULT GROUP U.K. LIMITED
RENAULT GROUP UK LIMITED THE, RIVERS OFFICE PARK DENHAM WAY, MAPLE CROSS RICKMANSWORTH, HERTFORDSHIRE, WD3 9YS
NISSAN MOTOR (GB) LIMITED
THE RIVERS OFFICE PARK, DENHAM WAY, MAPLE CROSS, RICKMANSWORTH, WD3 9YS
GRIGNY (UK) LIMITED
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Document Filings
Confirmation statement made on 15 January 2026 with no updates
Appointment of Mr David Andrew Benoy as a director on 16 December 2025
Confirmation statement made on 15 January 2025 with no updates
Appointment of Mr Brian Philip Williams as a director on 13 January 2025
Termination of appointment of Alice Altemaire as a director on 13 December 2024
Appointment of Mr Vincent Gelle as a director on 16 October 2024
Termination of appointment of Xavier Sabatier as a director on 16 October 2024
Appointment of Mr Xavier Sabatier as a director on 25 March 2024
Termination of appointment of Pierre-Yves Beaufils as a director on 26 February 2024
Confirmation statement made on 15 January 2024 with no updates
Confirmation statement made on 15 January 2023 with no updates
Director's details changed for Mr Pierre-Yves Beaufils on 11 June 2022
Confirmation statement made on 15 January 2022 with no updates
Registration of charge 033024620006, created on 7 October 2021
Director's details changed for Mr Pierre-Yves Beaufils on 22 September 2021
Termination of appointment of Jean-Louis Labauge as a director on 1 July 2021
Appointment of Mr Pierre-Yves Beaufils as a director on 1 July 2021
Appointment of Mrs Helena Louise Manley as a secretary on 5 March 2021
Termination of appointment of Sukhraj Jouhal as a secretary on 5 March 2021
Confirmation statement made on 15 January 2021 with no updates
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