Company Overview
Underley Furnishings Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 31 July 1996, so this is a well established company. Underley Furnishings Limited has been in business for 29 years and 8 months. The accounts status is medium and the accounts are next due on Sunday 31 May 2026.
Registered Address

Great Western Business Park Armstrong Way, Yate, Bristol, South Gloucestershire, BS37 5NG
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Companies House Data
Company NameUNDERLEY FURNISHINGS LIMITED
Company Number03232146
Registered Office AddressGreat Western Business Park Armstrong Way
 Yate
 BS37 5NG
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date31/07/1996
Accounting Reference Date Day31
Accounting Reference Date Month8
Accounts Next Due Date31/05/2026
Accounts Last Made Up Date31/08/2024
Accounts Account CategoryMEDIUM
Returns Next Due Date17/09/2016
Returns Last Made Up Date20/08/2015
Directors & Members
Show Resigned
John Joiner - Director
(British, 61 years old, born January 1965)
Appointed 14 March 2014
 Active
David Mason - Director
(British, 63 years old, born March 1963)
Appointed 18 November 2011
 Active
Elizabeth Parsons - Director
(British, 43 years old, born January 1983)
Appointed 07 August 2018
 Active
Glenys Smith - Director
(British, 77 years old, born May 1949)
Appointed 14 March 2014
 Active
Ben Smith Joiner - Director
(British, 47 years old, born March 1979)
Appointed 18 November 2011
 Active
Secretaries
Show Resigned
Other Company Directorships
John Joiner
VALMO 2000 LIMITED
David Mason
VALMO 2000 LIMITED
Elizabeth Parsons
No companies found
Glenys Smith
VALMO 2000 LIMITED
Ben Smith Joiner
VALMO 2000 LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Aug-2024 31-Aug-2022 31-Aug-2021
Balance Sheet
Fixed Assets 370,774 370,774 451,895
Current Assets 2,163,393 2,163,393 2,009,998
Creditors Due Within One Year 1,768,969 1,768,969 1,614,602
Working Cap 394,424 394,424 395,396
Total Assets Less Current Liabilities 765,198 765,198 847,291
Long-term Liabilities 242,872 242,872 367,303
Net Assets 522,326 522,326 479,988
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 522,326 522,326 479,988
Common Size Financial Analysis Unlock full report
Accounts Date 31-Aug-2024 31-Aug-2022 31-Aug-2021
Tangible Fixed Assets - - -
Fixed Assets 14.6% 14.6% 18.4%
Stocks Inventory - - -
Debtors 55.5% 55.5% 52.9%
Cash Bank In Hand 4.4% 4.4% 2.3%
Current Assets 85.4% 85.4% 81.6%
Creditors Due Within One Year 69.8% 69.8% 65.6%
Net Current Assets Liabilities 15.6% 15.6% 16.1%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 20.6% 20.6% 19.5%
Capital Employed - - -
Total Assets Less Current Liabilities 30.2% 30.2% 34.4%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Aug-2024 31-Aug-2022 31-Aug-2021
Liquidity Ratio 1.2 1.2 1.2
Solvency Ratio 1.3 1.3 1.2
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 3
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 2
Assets and Debt Analysis Unlock full report
Accounts Date 31-Aug-2024 31-Aug-2022 31-Aug-2021
Assets 2,534,167 2,534,167 2,461,893
Debt 2,011,841 2,011,841 1,981,905
Net Assets/Debt 522,326 522,326 479,988

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 21 August 2025 with updates
Notification of a person with significant control statement
Cessation of Michael Ralph Joiner as a person with significant control on 21 August 2025
Change of details for Mr Michael Ralph Joiner as a person with significant control on 13 March 2025
Director's details changed for Ms Elizabeth Parsons on 20 February 2025
Confirmation statement made on 21 August 2024 with updates
Director's details changed for Mr Ben Michael Smith Joiner on 19 August 2024
Director's details changed for Ms Glenys Constance Smith on 19 August 2024
Director's details changed for Mr John Joiner on 19 August 2024
Change of share class name or designation
Cessation of Glenys Constance Smith as a person with significant control on 31 July 2024
Director's details changed for Mr David Ralph Mason on 1 July 2024
Statement of capital following an allotment of shares on 4 September 2023
Register(s) moved to registered inspection location C/O Roxburgh Milkins Limited Merchants House North Wapping Road Bristol BS1 4RW
Register inspection address has been changed from 40-42 Regent Street Clifton Bristol BS8 4HU England to C/O Roxburgh Milkins Limited Merchants House North Wapping Road Bristol BS1 4RW
Confirmation statement made on 21 August 2023 with no updates
Confirmation statement made on 21 August 2022 with updates
Change of details for Ms Glenys Constance Smith as a person with significant control on 27 July 2022
Change of share class name or designation
Confirmation statement made on 21 August 2021 with no updates
Director's details changed for Mr John Joiner on 9 October 2020
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