Company Overview
E-Finite Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 23 May 1996, so this is a well established company. E-Finite Limited has been in business for 29 years and 10 months. The accounts status is total exemption full and the accounts are next due on Friday 31 July 2026.
Registered Address

3 Wanstead Crescent, Chester Le Street, DH3 2BN
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Companies House Data
Company NameE-FINITE LIMITED
Company Number03202802
Registered Office Address3 Wanstead Crescent
 DH3 2BN
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date23/05/1996
Accounting Reference Date Day31
Accounting Reference Date Month10
Accounts Next Due Date31/07/2026
Accounts Last Made Up Date31/10/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date20/06/2017
Returns Last Made Up Date23/05/2016
Previous Company NameChanged Date
JTG SERVICES LIMITED27 Jun 2008
Directors & Members
Show Resigned
John Garrod - Director
(British, 88 years old, born March 1938)
Appointed 25 June 1996
 Active
Justin Garrod - Director
(British, 56 years old, born May 1970)
Appointed 25 June 1996
 Active
Secretaries
Show Resigned
Justin Garrod - Secretary
(British)
Appointed 03 April 2001
 Active
Other Company Directorships
John Garrod
CHIMFIX LIMITED
ENVIROMARK (DRAINAGE SYSTEMS) LIMITED
FAB-RITE LIMITED
GIMEG UK LIMITED
LEEDRON LIMITED
OMEGA FLEX LIMITED
RITE-VENT HOLDINGS LIMITED
RITE-VENT LIMITED
RWS LANGUAGE SOLUTIONS LTD
VENTLANE LIMITED
Justin Garrod
PERFILIATE TECHNOLOGIES LIMITED
RITE-VENT LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Balance Sheet
Fixed Assets 288,322 288,322 288,322
Current Assets 94,802 94,802 82,135
Creditors Due Within One Year 9,907 9,907 3,941
Working Cap 84,895 84,895 78,194
Total Assets Less Current Liabilities 373,217 373,217 366,516
Long-term Liabilities 1,050 1,050 1,050
Net Assets 372,167 372,167 365,466
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 372,167 372,167 365,466
Common Size Financial Analysis Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Tangible Fixed Assets - - -
Fixed Assets 75.3% 75.3% 77.8%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 24.7% 24.7% 22.2%
Creditors Due Within One Year 2.6% 2.6% 1.1%
Net Current Assets Liabilities 22.2% 22.2% 21.1%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 97.1% 97.1% 98.7%
Capital Employed - - -
Total Assets Less Current Liabilities 97.4% 97.4% 98.9%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Liquidity Ratio 9.6 9.6 20.8
Solvency Ratio 35.0 35.0 74.2
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Assets 383,124 383,124 370,457
Debt 10,957 10,957 4,991
Net Assets/Debt 372,167 372,167 365,466

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around DH3 2BN
No other companies found in the same location
Document Filings
Director's details changed for Justin Matthew Garrod on 1 June 2025
Director's details changed for Justin Matthew Garrod on 1 June 2025
Secretary's details changed for Justin Matthew Garrod on 1 June 2025
Director's details changed for Justin Matthew Garrod on 12 May 2025
Director's details changed for John Trevor Garrod on 10 May 2025
Confirmation statement made on 23 May 2025 with no updates
Registered office address changed from 4 Farm Close Washington NE37 1EG United Kingdom to 3 Wanstead Crescent Chester Le Street DH3 2BN on 3 February 2025
Confirmation statement made on 23 May 2024 with updates
Director's details changed for John Trevor Garrod on 1 November 2023
Registered office address changed from Garden House, Picktree Village Washington Tyne & Wear NE38 9HH to 4 Farm Close Washington NE37 1EG on 25 October 2023
Confirmation statement made on 23 May 2023 with no updates
Confirmation statement made on 23 May 2022 with no updates
Confirmation statement made on 23 May 2021 with no updates
Confirmation statement made on 23 May 2020 with no updates
Termination of appointment of Janice Garrod as a director on 27 May 2020
Confirmation statement made on 23 May 2019 with no updates
Confirmation statement made on 23 May 2018 with no updates
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