Company Overview
S & D Consultancy Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 16 April 1996, so this is a well established company. S & D Consultancy Limited has been in business for 29 years and 11 months. The accounts status is total exemption full and the accounts are next due on Thursday 31 December 2026.
Registered Address

Fairways 1A Fixby Park Drive, Fixby, Huddersfield, West Yorkshire, HD2 2NN
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Companies House Data
Company NameS & D CONSULTANCY LIMITED
Company Number03186866
Registered Office AddressFairways 1a Fixby Park Drive
 Fixby
 HD2 2NN
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date16/04/1996
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date23/12/2016
Returns Last Made Up Date25/11/2015
Directors & Members
Show Resigned
David Loughenbury - Director
(British, 57 years old, born June 1969)
Appointed 18 April 1996
 Active
Suzanne Loughenbury - Director
(British, 60 years old, born April 1966)
Appointed 06 April 2017
 Active
Secretaries
Show Resigned
Suzanne Loughenbury - Secretary
(British)
Appointed 18 April 1996
 Active
Other Company Directorships
David Loughenbury
ABACUS INSURANCE HOLDINGS LTD
ABACUS LIMITED
AQUASENSOR LIMITED
FORCES INSURANCE LIMITED
MORTGAGE EXCELLENCE LIMITED
PM ADVISORY LIMITED
PM CENTRAL SERVICES LIMITED
PM HOLDINGS LIMITED
PMGI LIMITED
PMHC LIMITED
PMMG LIMITED
POLICE HOUSING FUND LIMITED
S & D PROPERTY (YORKSHIRE) LIMITED
S & D RECRUITMENT SOLUTIONS LIMITED
Suzanne Loughenbury
PRE-SCHOOL SOLUTIONS LIMITED
S & D RECRUITMENT SOLUTIONS LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Balance Sheet
Fixed Assets 7,200 7,200 45,951
Current Assets 220,475 220,475 260,797
Creditors Due Within One Year 8,118 8,118 34,985
Working Cap 212,357 212,357 225,812
Total Assets Less Current Liabilities 219,557 219,557 271,763
Long-term Liabilities 0 0 8,409
Net Assets 219,557 219,557 263,354
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 219,557 219,557 263,354
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Tangible Fixed Assets - - -
Fixed Assets 3.2% 3.2% 15.0%
Stocks Inventory - - -
Debtors 90.1% 90.1% 73.6%
Cash Bank In Hand 6.7% 6.7% 11.5%
Current Assets 96.8% 96.8% 85.0%
Creditors Due Within One Year 3.6% 3.6% 11.4%
Net Current Assets Liabilities 93.3% 93.3% 73.6%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 96.4% 96.4% 85.9%
Capital Employed - - -
Total Assets Less Current Liabilities 96.4% 96.4% 88.6%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Liquidity Ratio 27.2 27.2 7.5
Solvency Ratio 28.0 28.0 7.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Assets 227,675 227,675 306,748
Debt 8,118 8,118 43,394
Net Assets/Debt 219,557 219,557 263,354

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around HD2 2NN
S & D PROPERTY (YORKSHIRE) LIMITED
THE FAIRWAYS 1A FIXBY PARK DRIVE, FIXBY, HUDDERSFIELD, WEST YORKSHIRE, HD2 2NN
Document Filings
Confirmation statement made on 3 September 2025 with no updates
Confirmation statement made on 3 September 2024 with no updates
Confirmation statement made on 3 September 2023 with no updates
Confirmation statement made on 3 September 2022 with no updates
Confirmation statement made on 3 September 2021 with no updates
Confirmation statement made on 3 September 2020 with updates
Confirmation statement made on 25 November 2019 with updates
Confirmation statement made on 25 November 2018 with no updates
Confirmation statement made on 25 November 2017 with no updates
Appointment of Mrs Suzanne Elisabeth Loughenbury as a director on 6 April 2017
Confirmation statement made on 25 November 2016 with updates
Annual return made up to 25 November 2015 with full list of shareholders
Annual return made up to 16 April 2015 with full list of shareholders
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