Company Overview
Mony Group Financial Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 09 February 1996, so this is a well established company. Mony Group Financial Limited has been in business for 30 years and 1 month. The accounts status is audit exemption subsidiary and the accounts are next due on Wednesday 30 September 2026.
Registered Address

Mony Group House, St. David's Park, Ewloe, Deeside, CH5 3UZ
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Companies House Data
Company NameMONY GROUP FINANCIAL LIMITED
Company Number03157344
Registered Office AddressMony Group House
 St. David's Park
 CH5 3UZ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date09/02/1996
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryAUDIT EXEMPTION SUBSIDIARY
Returns Next Due Date09/03/2017
Returns Last Made Up Date09/02/2016
Previous Company NameChanged Date
MONY FINANCIAL GROUP LIMITED20 May 2024
MONEYSUPERMARKET.COM FINANCIAL GROUP LIMITED20 May 2024
Directors & Members
Show Resigned
Peter Duffy - Director
(British, 60 years old, born June 1966)
Appointed 01 September 2020
 Active
Niall McBride - Director
(Irish, 47 years old, born March 1979)
Appointed 20 February 2023
 Active
Secretaries
Show Resigned
Victoria Hands - Secretary
Appointed 27 February 2026
 Active
Other Company Directorships
Peter Duffy
CLOSE BROTHERS GROUP PLC
CLOSE BROTHERS LIMITED
DECISION TECHNOLOGIES LIMITED
EASYJET AIRLINE COMPANY LIMITED
G RYDER & CO. LIMITED
INCORPORATED SOCIETY OF BRITISH ADVERTISERS LIMITED
JUST EAT LIMITED
MONEYSAVINGEXPERT.COM LIMITED
MONEYSUPERMARKET.COM LTD
MONY GROUP FINANCIAL HOLDINGS LIMITED
MONY GROUP PLC
MORTGAGE 2000 LIMITED
MSMG DORMANT NO. 1 LIMITED
MSMG DORMANT NO. 2 LIMITED
MSMG DORMANT NO. 3 LIMITED
NEWSWORKS
NORTONDUFF LTD
SELLMYMOBILE.COM LIMITED
TOWNSIDE LIMITED
Niall McBride
CYTI LIMITED
DECISION TECHNOLOGIES LIMITED
ICE TRAVEL GROUP LIMITED
ICELOLLY MARKETING LIMITED
MONEYSAVINGEXPERT.COM LIMITED
MONEYSUPERMARKET.COM INVESTMENTS LIMITED
MONEYSUPERMARKET.COM LTD
MONY GROUP FINANCIAL HOLDINGS LIMITED
MONY GROUP HOLDINGS LIMITED
MONY GROUP PLC
MORTGAGE 2000 LIMITED
PAWS & PURRS LTD
QLFY LIMITED
QUIDCO LIMITED
SELLMYMOBILE.COM LIMITED
SPECIALITY STORES LIMITED
TOWNSIDE LIMITED
TRAVELSUPERMARKET LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2014 31-Dec-2013
Balance Sheet
Fixed Assets 516,000 516,000 1,516,000
Current Assets 127,727,000 127,727,000 137,443,000
Creditors Due Within One Year 122,743,000 122,743,000 147,888,000
Working Cap 4,984,000 4,984,000 -10,445,000
Total Assets Less Current Liabilities 5,500,000 5,500,000 -8,929,000
Long-term Liabilities 100,000 100,000 100,000
Net Assets 5,400,000 5,400,000 -9,029,000
Share Capital & Reserves
Share Cap 1,000 1,000 1,000
Profit & Loss Reserves 4,722,000 4,722,000 -9,707,000
Other Reserves 677,000 677,000 677,000
Shareholders Funds 5,400,000 5,400,000 -9,029,000
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2014 31-Dec-2013
Tangible Fixed Assets - - -
Fixed Assets 0.4% 0.4% 1.1%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 0.0% 0.0% 0.0%
Cash Bank In Hand 0.5% 0.5% 0.8%
Current Assets 99.6% 99.6% 98.9%
Creditors Due Within One Year 95.7% 95.7% 106.4%
Net Current Assets Liabilities 3.9% 3.9% -7.5%
Creditors Due After One Year 0.1% 0.1% 0.1%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 4.2% 4.2% -6.5%
Called Up Share Capital 0.0% 0.0% 0.0%
Share Capital Allotted Called Up Paid 0.0% 0.0% 0.0%
Profit Loss Account Reserve 3.7% 3.7% -7.0%
Shareholder Funds 4.2% 4.2% -6.5%
Capital Employed - - -
Total Assets Less Current Liabilities 4.3% 4.3% -6.4%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2014 31-Dec-2013
Liquidity Ratio 1.0 1.0 0.9
Solvency Ratio 1.0 1.0 0.9
Reserves to Assets 0.0 0.0 -0.1
Secured Creditors Unlock full report
Mortgages Charges 6
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 6
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2014 31-Dec-2013
Assets 128,243,000 128,243,000 138,959,000
Debt 122,843,000 122,843,000 147,988,000
Net Assets/Debt 5,400,000 5,400,000 -9,029,000

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around CH5 3UZ
MONEYSUPERMARKET.COM LTD
MONY GROUP HOUSE, ST. DAVID'S PARK, EWLOE, DEESIDE, CH5 3UZ
MSMG DORMANT NO. 2 LIMITED
Moneysupermarket House, Saint Davids Park, Ewloe, Chester, CH5 3UZ
MONY GROUP FINANCIAL HOLDINGS LIMITED
MONY GROUP HOUSE, ST. DAVID'S PARK, EWLOE, DEESIDE, CH5 3UZ
MORTGAGE 2000 LIMITED
Mony Group House, St. David's Park, Ewloe, Deeside, CH5 3UZ
MSMG DORMANT NO. 1 LIMITED
Moneysupermarket House, Saint Davids Park, Ewloe, Chester, CH5 3UZ
FINANCIAL SERVICES NET LIMITED
Moneysupermarket House St. Davids Park, Ewloe, Chester, Flintshire, CH5 3UZ
MSMG DORMANT NO. 3 LIMITED
Moneysupermarket House, Saint Davids Park, Ewloe, Chester, CH5 3UZ
MONY GROUP PLC
MONY GROUP HOUSE, ST. DAVID'S PARK, EWLOE, DEESIDE, CH5 3UZ
Document Filings
Appointment of Victoria Louise Hands as a secretary on 27 February 2026
Termination of appointment of Shazadi Stinton as a secretary on 27 February 2026
Confirmation statement made on 9 February 2026 with no updates
Consolidated accounts of parent company for subsidiary company period ending 31/12/24
Audit exemption statement of guarantee by parent company for period ending 31/12/24
Notice of agreement to exemption from audit of accounts for period ending 31/12/24
Director's details changed for Mr Niall James Mcbride on 14 May 2024
Confirmation statement made on 9 February 2025 with updates
Consolidated accounts of parent company for subsidiary company period ending 31/12/23
Audit exemption statement of guarantee by parent company for period ending 31/12/23
Notice of agreement to exemption from audit of accounts for period ending 31/12/23
Change of details for Mony Group Financial Holdings Limited as a person with significant control on 24 May 2024
Registered office address changed from Mony House St. David'spark Ewloe Chester CH5 3UZ United Kingdom to Mony Group House St. David's Park Ewloe Deeside CH5 3UZ on 24 May 2024
Registered office address changed from Moneysupermarket House Saint Davids Park Ewloe Chester CH5 3UZ to Mony House St. David'spark Ewloe Chester CH5 3UZ on 23 May 2024
Change of details for Mony Group Financial Holdings Limited as a person with significant control on 22 May 2024
Change of details for Moneysupermarket.Com Financial Group Holdings Limited as a person with significant control on 20 May 2024
Certificate of change of name
Certificate of change of name
Director's details changed for Mr Peter Bernard Duffy on 14 May 2024
Confirmation statement made on 9 February 2024 with no updates
Appointment of Mr Niall James Mcbride as a director on 20 February 2023
Termination of appointment of Scilla Grimble as a director on 17 February 2023
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