Company Overview
Ripon Builders Merchants Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 08 February 1996, so this is a well established company. Ripon Builders Merchants Limited has been in business for 30 years and 2 months. The accounts status is total exemption full and the accounts are next due on Saturday 31 October 2026.
Registered Address

The Building Centre, Boroughbridge Road, Ripon, North Yorkshire, HG4 1UE
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Companies House Data
Company NameRIPON BUILDERS MERCHANTS LIMITED
Company Number03156927
Registered Office AddressThe Building Centre
 Boroughbridge Road
 HG4 1UE
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date08/02/1996
Accounting Reference Date Day31
Accounting Reference Date Month1
Accounts Next Due Date31/10/2026
Accounts Last Made Up Date31/01/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date08/03/2017
Returns Last Made Up Date08/02/2016
Directors & Members
Show Resigned
Susan Richardson - Director
(British, 62 years old, born June 1964)
Appointed 01 December 1997
 Active
Ian Richardson - Director
(British, 58 years old, born July 1968)
Appointed 22 February 1996
 Active
Secretaries
Show Resigned
Susan Richardson - Secretary
(British)
Appointed 22 February 1996
 Active
Other Company Directorships
Susan Richardson
JIKA PROPERTIES LTD
RIPON MERCHANTS (HOLDINGS) LIMITED
Ian Richardson
JIKA PROPERTIES LTD
RIPON MERCHANTS (HOLDINGS) LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Jan-2025 30-Nov-2014 30-Nov-2013
Balance Sheet
Fixed Assets 228,394 228,394 237,792
Current Assets 879,549 879,549 870,775
Creditors Due Within One Year 140,794 140,794 147,609
Working Cap 738,755 738,755 723,166
Total Assets Less Current Liabilities 967,149 967,149 960,958
Long-term Liabilities 1,042 1,042 1,843
Net Assets 966,107 966,107 959,115
Share Capital & Reserves
Share Cap 1,155 1,155 1,155
Profit & Loss Reserves 964,952 964,952 957,960
Other Reserves 0 0 0
Shareholders Funds 966,107 966,107 959,115
Common Size Financial Analysis Unlock full report
Accounts Date 31-Jan-2025 30-Nov-2014 30-Nov-2013
Tangible Fixed Assets - - -
Fixed Assets 20.6% 20.6% 21.5%
Stocks Inventory 13.3% 13.3% 13.4%
Debtors 29.1% 29.1% 35.6%
Cash Bank In Hand 36.9% 36.9% 29.6%
Current Assets 79.4% 79.4% 78.5%
Creditors Due Within One Year 12.7% 12.7% 13.3%
Net Current Assets Liabilities 66.7% 66.7% 65.2%
Creditors Due After One Year 0.1% 0.1% 0.2%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 87.2% 87.2% 86.5%
Called Up Share Capital 0.1% 0.1% 0.1%
Share Capital Allotted Called Up Paid 0.1% 0.1% 0.1%
Profit Loss Account Reserve 87.1% 87.1% 86.4%
Shareholder Funds 87.2% 87.2% 86.5%
Capital Employed - - -
Total Assets Less Current Liabilities 87.3% 87.3% 86.7%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Jan-2025 30-Nov-2014 30-Nov-2013
Liquidity Ratio 6.2 6.2 5.9
Solvency Ratio 7.8 7.8 7.4
Reserves to Assets 0.9 0.9 0.9
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 2
Assets and Debt Analysis Unlock full report
Accounts Date 31-Jan-2025 30-Nov-2014 30-Nov-2013
Assets 1,107,943 1,107,943 1,108,567
Debt 141,836 141,836 149,452
Net Assets/Debt 966,107 966,107 959,115

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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C/O RIPON INTERIORS LIMITED, BOROUGHBRIDGE ROAD, RIPON, NORTH YORKSHIRE, HG4 1UE
RIPON INTERIORS LIMITED
C/O BEGBIES TRAYNOR (CENTRAL) LLP, GROUND FLOOR PORTLAND HOUSE, 54 NEW BRIDGE STREET WEST, NEWCASTLE UPON TYNE, HG4 1UE
APG COMPUTERS LIMITED
DORMY HOUSE, BOROUGHBRIDGE ROAD, RIPON, HG4 1UE
GBB INTERIORS GROUP LIMITED
Boroughbridge Road, Ripon, North Yorkshire, HG4 1UE
CANALSIDE DEVELOPMENTS (YORKSHIRE) LIMITED
C/O ECON ENGINEERING, BOROUGHBRIDGE ROAD, RIPON, NORTH YORKSHIRE, HG4 1UE
RIPON MERCHANTS (HOLDINGS) LIMITED
THE BUILDING CENTRE, BOROUGHBRIDGE ROAD, RIPON, NORTH YORKSHIRE, HG4 1UE
ECON ENGINEERING LIMITED
BOROUGHBRIDGE ROAD, RIPON, NORTH YORKSHIRE, HG4 1UE
Document Filings
Confirmation statement made on 23 January 2026 with updates
Confirmation statement made on 8 February 2025 with no updates
Confirmation statement made on 8 February 2024 with no updates
Confirmation statement made on 8 February 2023 with no updates
Confirmation statement made on 8 February 2022 with no updates
Confirmation statement made on 8 February 2021 with no updates
Confirmation statement made on 8 February 2020 with no updates
Current accounting period extended from 30 November 2019 to 31 January 2020
Confirmation statement made on 8 February 2019 with no updates
Satisfaction of charge 2 in full
Confirmation statement made on 8 February 2018 with no updates
Register(s) moved to registered inspection location 14 Clifton Moor Business Village James Nicolson Link York YO30 4XG
Register inspection address has been changed to 14 Clifton Moor Business Village James Nicolson Link York YO30 4XG
Confirmation statement made on 8 February 2017 with updates
Annual return made up to 8 February 2016 with full list of shareholders
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