Company Overview
Manchester Urban Finance Corporation Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 22 December 1995, so this is a well established company. Manchester Urban Finance Corporation Limited has been in business for 30 years and 3 months. The accounts status is full and the accounts are next due on Thursday 30 April 2026.
Registered Address

Unit 1A, The Moorings, Dane Road Industrial Estate, Sale, Cheshire, M33 7BH
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameMANCHESTER URBAN FINANCE CORPORATION LIMITED
Company Number03141100
Registered Office AddressUnit 1a, The Moorings
 Dane Road Industrial Estate
 M33 7BH
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date22/12/1995
Accounting Reference Date Day31
Accounting Reference Date Month7
Accounts Next Due Date30/04/2026
Accounts Last Made Up Date31/07/2024
Accounts Account CategoryFULL
Returns Next Due Date19/01/2017
Returns Last Made Up Date22/12/2015
Directors & Members
Show Resigned
Nicholas Cable - Director
(British, 50 years old, born March 1976)
Appointed 31 July 2007
 Active
Olivia Cable - Director
(British, 27 years old, born September 1999)
Appointed 01 October 2025
 Active
Secretaries
Show Resigned
Nicholas Cable - Secretary
Appointed 02 March 2016
 Active
Other Company Directorships
Nicholas Cable
ABS BRYMAR FLOORS (UK) LIMITED
ABS BRYMAR FLOORS LIMITED
BCM GRC LIMITED
BCMI HOLDINGS LLP
KONTRAD LLP
ROGER STREET INVESTMENTS LIMITED
SUNNYDENE INVESTMENTS LIMITED
Olivia Cable
JSGC CONTRACTORS LIMITED
KONTRAD LLP
Balance Sheet Unlock full report
Accounts Date 31-Jul-2024 31-Jul-2022 31-Jul-2021
Balance Sheet
Fixed Assets 1,587,635 1,587,635 1,357,320
Current Assets 8,103,769 8,103,769 10,431,567
Creditors Due Within One Year 1,187,681 1,187,681 1,019,277
Working Cap 6,916,088 6,916,088 9,412,290
Total Assets Less Current Liabilities 8,503,723 8,503,723 10,769,610
Long-term Liabilities 823,878 823,878 570,692
Net Assets 7,679,845 7,679,845 10,198,918
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 7,679,845 7,679,845 10,198,918
Common Size Financial Analysis Unlock full report
Accounts Date 31-Jul-2024 31-Jul-2022 31-Jul-2021
Tangible Fixed Assets - - -
Fixed Assets 16.4% 16.4% 11.5%
Stocks Inventory - - -
Debtors 52.9% 52.9% 39.1%
Cash Bank In Hand 36.4% 36.4% 53.0%
Current Assets 83.6% 83.6% 88.5%
Creditors Due Within One Year 12.3% 12.3% 8.6%
Net Current Assets Liabilities 71.4% 71.4% 79.8%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 79.2% 79.2% 86.5%
Capital Employed - - -
Total Assets Less Current Liabilities 87.7% 87.7% 91.4%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Jul-2024 31-Jul-2022 31-Jul-2021
Liquidity Ratio 6.8 6.8 10.2
Solvency Ratio 4.8 4.8 7.4
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 2
Assets and Debt Analysis Unlock full report
Accounts Date 31-Jul-2024 31-Jul-2022 31-Jul-2021
Assets 9,691,404 9,691,404 11,788,887
Debt 2,011,559 2,011,559 1,589,969
Net Assets/Debt 7,679,845 7,679,845 10,198,918

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around M33 7BH
SALE FOOTBALL CLUB COMPANY LIMITED
SALE FOOTBALL CLUB, HEYWOOD ROAD, SALE, M33 7BH
14EDUCATION LIMITED
1a "The Moorings", Dane Road Industrial Estate, Sale, M33 7BH
MOLO HOTELS (EDINBURGH) LIMITED
1A THE MOORINGS, DANE ROAD INDUSTRIAL ESTATE, SALE, CHESHIRE, M33 7BH
POLCOM CONSTRUCTION LIMITED
EALING CROSS 1ST FLOOR, 85 UXBRIDGE ROAD, LONDON, M33 7BH
ISLAY CAPITAL LIMITED
72 LAIRGATE, BEVERLEY, M33 7BH
SAMTECH PROCESS SAFETY LIMITED
1a The Moorings, Dane Road Industrial Estate, Sale, Cheshire, M33 7BH
MICRONOVA LIMITED
1A "THE MOORINGS", DANE ROAD INDUSTRIAL ESTATE, SALE, CHESHIRE, M33 7BH
DESIGNKARMA LTD
1A "THE MOORINGS", DANE ROAD INDUSTRIAL ESTATE, SALE, M33 7BH
TJ OPTIMAL HOLDINGS LIMITED
3rd Floor 86-90 Paul Street, London, M33 7BH
CHECK IN 1ST LIMITED
1a "The Moorings", Dane Road Industrial Estate, Sale, Cheshire, M33 7BH
Document Filings
Confirmation statement made on 22 December 2025 with updates
Appointment of Miss Olivia Rose Cable as a director on 1 October 2025
Memorandum and Articles of Association
Resolutions
Cessation of Nicholas Jon Cable as a person with significant control on 1 August 2025
Notification of Manchester Urban Finance Corporation (Eot) Limited as a person with significant control on 1 August 2025
Change of share class name or designation
Resolutions
Confirmation statement made on 22 December 2024 with no updates
Registered office address changed from C/O Twj Partnership Llp 1a "the Moorings" Dane Road Industrial Estate Sale Cheshire M33 7BH to Unit 1a, the Moorings Dane Road Industrial Estate Sale Cheshire M33 7BH on 3 January 2025
Confirmation statement made on 22 December 2023 with no updates
Confirmation statement made on 22 December 2022 with no updates
Secretary's details changed for Mr Nicholas Cable on 28 November 2022
Confirmation statement made on 22 December 2021 with no updates
Change of details for Mr Nicholas Jon Cable as a person with significant control on 6 April 2016
Notification of Nicholas John Cable as a person with significant control on 6 April 2016
Confirmation statement made on 22 December 2020 with no updates
Confirmation statement made on 22 December 2019 with no updates
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2026 Check Free