Company Overview
Garner-Stevens & Co Ltd. is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 25 April 1995, so this is a well established company. Garner-Stevens & Co Ltd. has been in business for 30 years and 11 months. The accounts status is total exemption full and the accounts are next due on Thursday 31 December 2026.
Registered Address

1210 London Road, Leigh On Sea, Essex, SS9 2UA
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Companies House Data
Company NameGARNER-STEVENS & CO LTD.
Company Number03049580
Registered Office Address1210 London Road
 Leigh On Sea
 SS9 2UA
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date25/04/1995
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date23/05/2017
Returns Last Made Up Date25/04/2016
Directors & Members
Show Resigned
Neil Bailey - Director
(British, 52 years old, born October 1974)
Appointed 12 October 2017
 Active
Kieran Benson - Director
(British, 37 years old, born May 1989)
Appointed 01 December 2019
 Active
Carly Exeter - Director
(British, 37 years old, born April 1989)
Appointed 01 December 2019
 Active
Ian Hay - Director
(English, 55 years old, born June 1971)
Appointed 30 November 2013
 Active
Alan Pateman - Director
(British, 56 years old, born October 1970)
Appointed 06 November 2009
 Active
Stephen Pearce - Director
(British, 47 years old, born March 1979)
Appointed 12 October 2017
 Active
Secretaries
Show Resigned
Other Company Directorships
Neil Bailey
No companies found
Kieran Benson
SEGRAVE & PARTNERS (ESSEX) LIMITED
SEGRAVE & PARTNERS LLP
Carly Exeter
SEGRAVE & PARTNERS (ESSEX) LIMITED
SEGRAVE & PARTNERS LLP
SEGRAVE & POCKNELL LIMITED
Ian Hay
L.K.H. SERVICES LTD
LEIGH ACCOUNTANCY & MANAGEMENT SERVICES LIMITED
SEGRAVE & PARTNERS (ESSEX) LIMITED
SEGRAVE & PARTNERS LLP
Alan Pateman
SEGRAVE & PARTNERS (ESSEX) LIMITED
SEGRAVE & PARTNERS LLP
Stephen Pearce
SEGRAVE & PARTNERS (ESSEX) LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 30-Nov-2022 30-Nov-2021
Balance Sheet
Fixed Assets 0 0 0
Current Assets 14,056 14,056 16,763
Creditors Due Within One Year 12,768 12,768 13,936
Working Cap 1,288 1,288 2,827
Total Assets Less Current Liabilities 1,288 1,288 2,827
Long-term Liabilities 400 400 400
Net Assets 888 888 2,427
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 888 888 2,427
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 30-Nov-2022 30-Nov-2021
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors 80.8% 80.8% 59.3%
Cash Bank In Hand 19.2% 19.2% 40.7%
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 90.8% 90.8% 83.1%
Net Current Assets Liabilities 9.2% 9.2% 16.9%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 6.3% 6.3% 14.5%
Capital Employed - - -
Total Assets Less Current Liabilities 9.2% 9.2% 16.9%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 30-Nov-2022 30-Nov-2021
Liquidity Ratio 1.1 1.1 1.2
Solvency Ratio 1.1 1.1 1.2
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 30-Nov-2022 30-Nov-2021
Assets 14,056 14,056 16,763
Debt 13,168 13,168 14,336
Net Assets/Debt 888 888 2,427

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Notification of a person with significant control statement
Cessation of Alan David Pateman as a person with significant control on 10 March 2026
Cessation of Ian Hay as a person with significant control on 10 March 2026
Confirmation statement made on 25 April 2025 with no updates
Current accounting period extended from 30 November 2024 to 31 March 2025
Director's details changed for Mrs Carly Exeter on 23 September 2024
Confirmation statement made on 25 April 2024 with updates
Confirmation statement made on 25 April 2023 with no updates
Director's details changed for Miss Carly Spencer on 4 May 2022
Confirmation statement made on 25 April 2022 with updates
Confirmation statement made on 25 April 2021 with updates
Confirmation statement made on 25 April 2020 with updates
Appointment of Miss Carly Spencer as a director on 1 December 2019
Appointment of Mr Kieran Benson as a director on 1 December 2019
Confirmation statement made on 25 April 2019 with no updates
Confirmation statement made on 25 April 2018 with updates
Appointment of Mr Stephen Andrew Pearce as a director on 12 October 2017
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