Company Overview
Ymca Essex (Trading) Ltd. is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 04 April 1995, so this is a well established company. Ymca Essex (Trading) Ltd. has been in business for 31 years. The accounts status is small and the accounts are next due on Thursday 31 December 2026.
Registered Address

Chelmsford Ymca, Victoria Road, Chelmsford, Essex, CM1 1NZ
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Companies House Data
Company NameYMCA ESSEX (TRADING) LTD.
Company Number03041709
Registered Office AddressChelmsford Ymca
 Victoria Road
 CM1 1NZ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date04/04/1995
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategorySMALL
Returns Next Due Date02/05/2017
Returns Last Made Up Date04/04/2016
Previous Company NameChanged Date
CHELMSFORD Y.M.C.A. (TRADING) LIMITED06 Sep 2018
Directors & Members
Show Resigned
Suzanne Bowden - Director
(British, 58 years old, born June 1968)
Appointed 27 October 2020
 Active
Michael Bromfield - Director
(British, 35 years old, born June 1991)
Appointed 25 January 2022
 Active
David Clarke - Director
(British, 83 years old, born September 1943)
Appointed 02 March 2026
 Active
Andrew Drake - Director
(British, 55 years old, born January 1971)
Appointed 02 February 2015
 Active
Ashley Miller-Bryant - Director
(British, 55 years old, born July 1971)
Appointed 23 April 2024
 Active
Michael Minta - Director
(British, 54 years old, born June 1972)
Appointed 23 January 2019
 Active
Secretaries
Show Resigned
David Clarke - Secretary
Appointed 12 November 2014
 Active
Other Company Directorships
Suzanne Bowden
No companies found
Michael Bromfield
YMCA ESSEX
David Clarke
412SEE LIMITED
ASTON ADVISORS LIMITED
AVIACOM LIMITED
KHAN THORNTON LIMITED
NOTSALLOW 810 LIMITED
PAYROLL SOFTWARE LIMITED
THE ACCOUNTING CENTRE (LONDON) LIMITED
THE ACCOUNTING CENTRE LIMITED
THE GALLERY AT 41 (CORFE) LIMITED
YMCA CHELMSFORD LIMITED
YMCA ESSEX
Andrew Drake
BLACKBURN YMCA
Ashley Miller-Bryant
PRIORITY NO.1 PROPERTIES LIMITED
Michael Minta
PALACE PUBLIC OCCASIONS LIMITED
SPARROWS TRADING COMPANY LIMITED
THE DIOCESE OF CHELMSFORD VINE SCHOOLS TRUST
THE PALACE TRUST
YMCA ESSEX
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2019 31-Mar-2018
Balance Sheet
Fixed Assets 0 0 2,397
Current Assets 111,844 111,844 120,646
Creditors Due Within One Year 105,601 105,601 116,800
Working Cap 6,243 6,243 3,846
Total Assets Less Current Liabilities 6,243 6,243 6,243
Long-term Liabilities 0 0 0
Net Assets 6,243 6,243 6,243
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 6,243 6,243 6,243
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2019 31-Mar-2018
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 1.9%
Stocks Inventory - - -
Debtors 4.8% 4.8% 11.9%
Cash Bank In Hand 95.2% 95.2% 86.1%
Current Assets 100.0% 100.0% 98.1%
Creditors Due Within One Year 94.4% 94.4% 94.9%
Net Current Assets Liabilities 5.6% 5.6% 3.1%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 5.6% 5.6% 5.1%
Capital Employed - - -
Total Assets Less Current Liabilities 5.6% 5.6% 5.1%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2019 31-Mar-2018
Liquidity Ratio 1.1 1.1 1.0
Solvency Ratio 1.1 1.1 1.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2019 31-Mar-2018
Assets 111,844 111,844 123,043
Debt 105,601 105,601 116,800
Net Assets/Debt 6,243 6,243 6,243

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around CM1 1NZ
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16 Victoria Road, Chelmsford, CM1 1NZ
NOTSALLOW 810 LIMITED
Ymca Essex, Victoria Road, Chelmsford, CM1 1NZ
CHELMSFORD CARSOUND LIMITED
2 Burnham Road, Chelmsford, CM1 1NZ
YMCA ESSEX
CHELMSFORD YMCA, VICTORIA ROAD, CHELMSFORD, CM1 1NZ
CE MEDIA PARTNERS LLP
Crown House, 27 Old Gloucester Street, London, CM1 1NZ
YMCA CHELMSFORD LIMITED
Chelmsford Ymca, Victoria Road, Chelmsford, Essex, CM1 1NZ
JOHN O'DONNELL LIMITED
John O'Donnell Building, Victoria Road, Chelmsford, Essex, CM1 1NZ
Document Filings
Confirmation statement made on 1 April 2026 with no updates
Appointment of Mr David Alan Clarke as a director on 2 March 2026
Termination of appointment of David Alan Clarke as a director on 2 March 2026
Termination of appointment of Khan Kassam as a director on 18 November 2025
Confirmation statement made on 1 April 2025 with no updates
Termination of appointment of Paul Coleman as a director on 5 November 2024
Director's details changed for Mr Paul Coleman on 4 September 2024
Appointment of Ms Ashley Miller-Bryant as a director on 23 April 2024
Appointment of Mr Khan Kassam as a director on 23 April 2024
Appointment of Mr Paul Coleman as a director on 23 April 2024
Confirmation statement made on 1 April 2024 with no updates
Termination of appointment of Dawn Bostock as a director on 6 February 2024
Confirmation statement made on 1 April 2023 with no updates
Confirmation statement made on 1 April 2022 with no updates
Termination of appointment of Roger Colin Mcfarland as a director on 1 February 2022
Appointment of David Alan Clarke as a director on 25 January 2022
Appointment of Mr Michael David Langley Bromfield as a director on 25 January 2022
Termination of appointment of David Alan Clarke as a director on 6 May 2021
Confirmation statement made on 4 April 2021 with no updates
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