Company Overview
Spearpoint Properties Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 31 March 1995, so this is a well established company. Spearpoint Properties Limited has been in business for 31 years. The accounts status is micro entity and the accounts are next due on Monday 26 January 2026.
Registered Address

103 Manor Road, London, N16 5PA
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Companies House Data
Company NameSPEARPOINT PROPERTIES LIMITED
Company Number03040222
Registered Office Address103 Manor Road
 N16 5PA
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date31/03/1995
Accounting Reference Date Day26
Accounting Reference Date Month4
Accounts Next Due Date26/04/2026
Accounts Last Made Up Date30/04/2024
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date28/04/2017
Returns Last Made Up Date31/03/2016
Directors & Members
Show Resigned
Abraham Gratt - Director
(British, 34 years old, born July 1992)
Appointed 03 February 2023
 Active
Secretaries
Show Resigned
Chana Teller - Secretary
Appointed 05 February 2023
 Active
Other Company Directorships
Abraham Gratt
CONGREGATION OF TOSH LONDON LIMITED
GRATT HOLDINGS LTD
KHAL NOPKER LTD
MMBLE PROPERTIES LTD
PRESTIGE COMPANIES LTD
Balance Sheet Unlock full report
Accounts Date 30-Apr-2024 30-Apr-2022 30-Apr-2021
Balance Sheet
Fixed Assets 1,209,447 1,209,447 1,209,447
Current Assets 491,397 491,397 522,894
Creditors Due Within One Year 29,421 29,421 15,094
Working Cap 461,976 461,976 507,800
Total Assets Less Current Liabilities 1,671,423 1,671,423 1,717,247
Long-term Liabilities 574,102 574,102 602,833
Net Assets 1,097,321 1,097,321 1,114,414
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 1,097,321 1,097,321 1,114,414
Common Size Financial Analysis Unlock full report
Accounts Date 30-Apr-2024 30-Apr-2022 30-Apr-2021
Tangible Fixed Assets - - -
Fixed Assets 71.1% 71.1% 69.8%
Stocks Inventory - - -
Debtors 28.7% 28.7% 30.0%
Cash Bank In Hand 0.2% 0.2% 0.2%
Current Assets 28.9% 28.9% 30.2%
Creditors Due Within One Year 1.7% 1.7% 0.9%
Net Current Assets Liabilities 27.2% 27.2% 29.3%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 64.5% 64.5% 64.3%
Capital Employed - - -
Total Assets Less Current Liabilities 98.3% 98.3% 99.1%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Apr-2024 30-Apr-2022 30-Apr-2021
Liquidity Ratio 16.7 16.7 34.6
Solvency Ratio 2.8 2.8 2.8
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 9
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 8
Assets and Debt Analysis Unlock full report
Accounts Date 30-Apr-2024 30-Apr-2022 30-Apr-2021
Assets 1,700,844 1,700,844 1,732,341
Debt 603,523 603,523 617,927
Net Assets/Debt 1,097,321 1,097,321 1,114,414

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Previous accounting period shortened from 26 April 2025 to 25 April 2025
Confirmation statement made on 8 January 2026 with no updates
Director's details changed for Mr Abraham Gratt on 1 November 2024
Registered office address changed from 103 Manor Road London N16 5PA England to 2nd Floor - Parkgates Bury New Road Prestwich Manchester M25 0TL on 28 October 2025
Amended micro company accounts made up to 30 April 2023
Previous accounting period shortened from 27 April 2024 to 26 April 2024
Previous accounting period shortened from 28 April 2024 to 27 April 2024
Confirmation statement made on 8 January 2025 with no updates
Previous accounting period shortened from 29 April 2023 to 28 April 2023
Previous accounting period shortened from 30 April 2023 to 29 April 2023
Confirmation statement made on 8 January 2024 with no updates
Secretary's details changed for Mrs Chana Teller on 20 November 2023
Director's details changed for Mr Abraham Gratt on 20 November 2023
Registered office address changed from 22 Paget Road London N16 5NQ England to 103 Manor Road London N16 5PA on 20 November 2023
Registered office address changed from 63a Lampard Grove London N16 6XA England to 22 Paget Road London N16 5NQ on 14 October 2023
Satisfaction of charge 030402220008 in full
Registration of charge 030402220009, created on 25 May 2023
Appointment of Mrs Chana Teller as a secretary on 5 February 2023
Cessation of Jacob Posen as a person with significant control on 3 February 2023
Appointment of Mr Abraham Gratt as a director on 3 February 2023
Termination of appointment of Jacob Posen as a director on 3 February 2023
Termination of appointment of Elimelech Gratt as a director on 3 February 2023
Termination of appointment of Chana Teller as a secretary on 3 February 2023
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