Company Overview
Opal Bay Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 11 January 1995, so this is a well established company. Opal Bay Limited has been in business for 31 years and 3 months. The accounts status is unaudited abridged and the accounts are next due on Monday 05 January 2026.
Registered Address

1 Nelson Mews, Southend On Sea, Essex, SS1 1AL
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Companies House Data
Company NameOPAL BAY LIMITED
Company Number03008789
Registered Office Address1 Nelson Mews
 SS1 1AL
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date11/01/1995
Accounting Reference Date Day5
Accounting Reference Date Month4
Accounts Next Due Date05/01/2027
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryUNAUDITED ABRIDGED
Returns Next Due Date08/02/2017
Returns Last Made Up Date11/01/2016
Directors & Members
Show Resigned
Marilyn Lewis - Director
(British, 79 years old, born April 1947)
Appointed 08 March 1995
 Active
Chesney Lewis - Director
(British, 80 years old, born July 1946)
Appointed 07 March 1995
 Active
Mark Rubin - Director
(British, 75 years old, born January 1951)
Appointed 07 March 1995
 Active
Anthony Rubin - Director
(British, 73 years old, born February 1953)
Appointed 08 March 1995
 Active
Secretaries
Show Resigned
Mark Rubin - Secretary
(British)
Appointed 07 March 1995
 Active
Jonathan Rubin - Secretary
Appointed 03 March 2022
 Active
Other Company Directorships
Marilyn Lewis
TAMAR PROPERTIES (CANTERBURY) LIMITED
TAMAR PROPERTIES (CUMBRIA) LIMITED
TAMAR PROPERTIES (PARKWOOD) LIMITED
TAMAR PROPERTIES LIMITED
Chesney Lewis
BGAM HOTELS (KW) LTD
LOUGHBOROUGH HOTELS LIMITED
OVERCLIFF APARTMENTS SERVICES LIMITED
STANGATE LIMITED
TAMAR PROPERTIES (CANTERBURY) LIMITED
TAMAR PROPERTIES (PARKWOOD) LIMITED
TAMAR PROPERTIES LIMITED
WHITECREST INVESTMENTS LIMITED
Mark Rubin
ASTIMWOOD PROPERTIES LIMITED
BGAM HOTELS (KW) LTD
BGAM HOTELS (LX) LTD
BGAM HOTELS (MK) LTD
BGAM HOTELS (SH) LTD
BGAM HOTELS (TM) LTD
BGAM LIMITED
DRAGONGLASS MILTON KEYNES LIMITED
GORSE COVERT NOMINEE (NO1) LIMITED
GSC HOTELS (BOURNEMOUTH) LIMITED
GSC PROPERTY INVESTMENTS LIMITED
KHANNA ENTERPRISES (KENILWORTH) LIMITED
LEIGH HOTELS LTD
LOUGHBOROUGH HOTELS LIMITED
MED-GOURMET RESTAURANTS LIMITED
NITA KINESIOLOGY LIMITED
PEARL SECURITIES LIMITED
STONEHENGE HOTELS LIMITED
TANKERSLEY HOTELS LTD
TIDALGATE NOMINEE (NO.1) LIMITED
TIDALGATE NOMINEE (NO.10) LIMITED
TIDALGATE NOMINEE (NO.2) LIMITED
TIDALGATE NOMINEE (NO.9) LIMITED
TIDALGATE SOUTHERN LIMITED
TIDALGATE WESTERN LIMITED
Anthony Rubin
ARCO PROPERTY INVESTMENT LTD
ASTIMWOOD PROPERTIES LIMITED
BGAM HOTELS (KW) LTD
GORSE COVERT NOMINEE (NO1) LIMITED
GSC HOTELS (BOURNEMOUTH) LIMITED
GSC PROPERTY HOLDINGS LIMITED
GSC PROPERTY INVESTMENTS LIMITED
KHANNA ENTERPRISES (KENILWORTH) LIMITED
KINGSVIEW INVESTMENTS LTD
LEMONSET LIMITED
LOUGHBOROUGH HOTELS LIMITED
NITA KINESIOLOGY LIMITED
PRINCEDOWN DEVELOPMENTS LIMITED
SCOTHURST PROPERTIES LIMITED
SEVERN VIEW LIMITED
SHOGUN INVESTMENTS LIMITED
SIMPSON REEDS LTD.
TAMAR PROPERTIES (CANTERBURY) LIMITED
TAMAR PROPERTIES (CUMBRIA) LIMITED
TAMAR PROPERTIES (PARKWOOD) LIMITED
TAMAR PROPERTIES LIMITED
THAMESVIEW INVESTMENTS LIMITED
TIDALGATE INVESTMENTS LIMITED
TIDALGATE LEISURE LIMITED
TIDALGATE NOMINEE (NO.1) LIMITED
TIDALGATE NOMINEE (NO.10) LIMITED
TIDALGATE NOMINEE (NO.2) LIMITED
TIDALGATE NOMINEE (NO.9) LIMITED
TIDALGATE NORTHERN LIMITED
TIDALGATE SOUTHERN LIMITED
TIDALGATE WESTERN LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Balance Sheet
Fixed Assets 25,083,782 25,083,782 25,083,782
Current Assets 2,683,937 2,683,937 2,977,645
Creditors Due Within One Year 729,885 729,885 903,054
Working Cap 1,954,052 1,954,052 2,074,591
Total Assets Less Current Liabilities 27,037,834 27,037,834 27,158,373
Long-term Liabilities 20,477,281 20,477,281 24,122,151
Net Assets 6,560,553 6,560,553 3,036,222
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 6,560,553 6,560,553 3,036,222
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Tangible Fixed Assets - - -
Fixed Assets 90.3% 90.3% 89.4%
Stocks Inventory - - -
Debtors 8.0% 8.0% 6.0%
Cash Bank In Hand 1.7% 1.7% 4.6%
Current Assets 9.7% 9.7% 10.6%
Creditors Due Within One Year 2.6% 2.6% 3.2%
Net Current Assets Liabilities 7.0% 7.0% 7.4%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 23.6% 23.6% 10.8%
Capital Employed - - -
Total Assets Less Current Liabilities 97.4% 97.4% 96.8%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Liquidity Ratio 3.7 3.7 3.3
Solvency Ratio 1.3 1.3 1.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 25
Mortgages Outstanding 9
Mortgages Part Satisfied 0
Mortgages Satisfied 16
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Assets 27,767,719 27,767,719 28,061,427
Debt 21,207,166 21,207,166 25,025,205
Net Assets/Debt 6,560,553 6,560,553 3,036,222

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 11 January 2026 with no updates
Secretary's details changed for Mr Mark Daniel Rubin on 12 December 2025
Director's details changed for Mr Chesney Alan Lewis on 12 December 2025
Director's details changed for Mrs Marilyn June Lewis on 12 December 2025
Director's details changed for Mr Anthony Robert Rubin on 12 December 2025
Director's details changed for Mr Mark Daniel Rubin on 12 December 2025
Change of details for Mrs Marilyn June Lewis as a person with significant control on 10 December 2025
Change of details for Mr Chesney Alan Lewis as a person with significant control on 10 December 2025
Secretary's details changed for Mr Jonathan Scott Rubin on 10 December 2025
Registered office address changed from Rutland House 90-92 Baxter Avenue Southend on Sea Essex SS2 6HZ to 1 Nelson Mews Southend on Sea Essex SS1 1AL on 13 January 2026
Confirmation statement made on 11 January 2025 with no updates
Director's details changed for Mr Anthony Robert Rubin on 27 October 2023
Confirmation statement made on 11 January 2024 with no updates
Registration of charge 030087890022, created on 1 September 2023
Registration of charge 030087890023, created on 1 September 2023
Registration of charge 030087890024, created on 1 September 2023
Registration of charge 030087890025, created on 1 September 2023
Confirmation statement made on 11 January 2023 with no updates
Appointment of Mr Jonathan Scott Rubin as a secretary on 3 March 2022
Confirmation statement made on 11 January 2022 with updates
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