BETTER CHOICES LIMITED Credit Check Report

Company Overview

Better Choices Limited is a Dissolved Private Limited By Guarantee Without Share Capital.

Registered Address

3 Hardman Street, Manchester, M3 3HF

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Companies House Data

Company Name	BETTER CHOICES LIMITED
Company Number	03005819
Registered Office Address	3 Hardman Street
	M3 3HF
Company Category	Private Limited By Guarantee Without Share Capital
Company Status	Dissolved
Country of Origin	United Kingdom
Incorporation Date	21/12/1994
Accounting Reference Date Day	31
Accounting Reference Date Month	3
Accounts Next Due Date	31/12/2015
Accounts Last Made Up Date	31/03/2014
Accounts Account Category	FULL
Returns Next Due Date	18/01/2016
Returns Last Made Up Date	21/12/2014

Previous Company Name	Changed Date
CAREERS PARTNERSHIP LIMITED	15 Aug 2002

Directors & Members

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	David Acton - Director (British, 77 years old, born November 1949) Appointed 16 May 1995, Resigned 30 September 1997	Resigned
	Kabir Ahmed - Director (British, 86 years old, born August 1940) Appointed 20 January 2000, Resigned 01 November 2011	Resigned
	Zulfiqar Ali - Director (British, 61 years old, born November 1965) Appointed 01 September 2009, Resigned 10 June 2010	Resigned
	Adam Allen - Director (English, 57 years old, born May 1969) Appointed 28 September 2004, Resigned 06 December 2005	Resigned
	Dennis Artess - Director (British, 83 years old, born March 1943) Appointed 22 March 1996, Resigned 18 March 1997	Resigned
	Kathryn August - Director (British, 74 years old, born July 1952) Appointed 01 September 1997, Resigned 23 September 1999	Resigned
	Jill Baker - Director (British, 72 years old, born August 1954) Appointed 18 September 2002, Resigned 01 September 2005	Resigned
	Guy Berry - Director (British, 67 years old, born September 1959) Appointed 10 November 2011, Resigned 08 May 2012	Resigned
	William Berry - Director (British, 68 years old, born August 1958) Appointed 10 November 2011, Resigned 07 May 2013	Resigned
	Claire Bibby - Director (British, 71 years old, born June 1955) Appointed 18 March 2010, Resigned 19 July 2012	Resigned
	Paula Boshell - Director (British, 75 years old, born September 1951) Appointed 06 November 2012, Resigned 07 May 2013	Resigned
	Sandra Bowness - Director (British, 67 years old, born April 1959) Appointed 01 March 2011, Resigned 07 May 2013	Resigned
	Lynda Brady - Director (British, 59 years old, born November 1967) Appointed 10 November 2011, Resigned 07 May 2013	Resigned
	James Burns - Director (British, 75 years old, born September 1951) Appointed 18 September 2002, Resigned 28 September 2004	Resigned
	Mark Carriline - Director (British, 65 years old, born February 1961) Appointed 28 May 1999, Resigned 18 July 2002	Resigned
	Margaret Collins - Director (British, 82 years old, born May 1944) Appointed 01 May 1995, Resigned 29 October 2002	Resigned
	Anthony Craven - Director (British, 75 years old, born April 1951) Appointed 29 August 2004, Resigned 26 June 2007	Resigned
	Irene Davidson - Director (British, 75 years old, born May 1951) Appointed 01 July 2008, Resigned 21 May 2009	Resigned
	Gary Dodson - Director (British, 63 years old, born June 1963) Appointed 10 November 2011, Resigned 22 January 2013	Resigned
	Cheryl Eastwood - Director (British, 71 years old, born September 1955) Appointed 06 December 2005, Resigned 12 March 2010	Resigned
	Cheryl Eastwood - Director (British, 71 years old, born September 1955) Appointed 10 December 2010, Resigned 01 March 2011	Resigned
	Michael Fitzsimmons - Director (British, 75 years old, born October 1951) Appointed 19 March 1999, Resigned 21 March 2002	Resigned
	Mary Fitzsimmons - Director (British, 92 years old, born September 1934) Appointed 10 June 2010, Resigned 23 February 2011	Resigned
	Jane Forrest - Director (British, 54 years old, born October 1972) Appointed 11 September 2012, Resigned 07 May 2013	Resigned
	Kathleen Fry - Director (British, 83 years old, born November 1943) Appointed 03 February 1995, Resigned 22 June 1995	Resigned
	Clive Gee - Director (British, 72 years old, born March 1954) Appointed 01 July 2008, Resigned 16 September 2009	Resigned
	Heather Green - Director (British, 67 years old, born June 1959) Appointed 25 November 2003, Resigned 09 July 2008	Resigned
	Richard Guy - Director (British, 75 years old, born November 1951) Appointed 03 February 1995, Resigned 03 September 2013	Resigned
	Jacqueline Harrop - Director (British, 77 years old, born May 1949) Appointed 18 September 2002, Resigned 27 May 2003	Resigned
	John Hartshorn - Director (British, 72 years old, born June 1954) Appointed 30 September 2003, Resigned 09 May 2008	Resigned
	David Hobbs - Director (British, 69 years old, born February 1957) Appointed 29 October 2002, Resigned 05 August 2011	Resigned
	Ann Holland - Director (British, 81 years old, born December 1945) Appointed 23 September 1999, Resigned 24 May 2001	Resigned
	William Hughes - Director (British, 76 years old, born March 1950) Appointed 03 February 1995, Resigned 18 May 2000	Resigned

Secretaries

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	Carol Dodgson - Secretary (British) Appointed 24 January 2002, Resigned 18 July 2013	Resigned
	Gillian Fishley - Secretary Appointed 18 July 2013, Resigned 07 November 2014	Resigned

Balance Sheet

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Common Size Financial Analysis

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Secured Creditors

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Public Record Information

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Exact Court Judgements

Period of Months	Last 12m	13-24m	25-36m	37-48m	49-60m	61-72m
Number of Exact CCJS	X	Y	Y	X	X	Y
Value of Exact CCJS	YXY	YK	S	S	X	KX

Supplier Credit Limits

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Date	Sector	Notified	Amount	Terms
XK-SXY	XKXYXK	SXSKXYXK	£X,000	XS XYSKS
SK-SYY	SKXYXKYKKY	KSXX KKXXYXS	£YY,000	YS XYSKS SK YXXSXS
YK-SXY	XKXYXYYK	SXSXYXK	£SX,000	XS XYSKS

Payment Records

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Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices	Paid Before 30 days due	Paid After 30 days due	Owing Before 30 days due	Owing after 30 days due
XYX	SX	K	YX	X

Company Valuation Analysis

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Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations		Valuation Measures
Estimated High Value	£XSI,000	Retained Profit	£YX,000
Estimated Mid Value	£YY,000	EBIT	£SY,000
Estimated Low Value	£X,000	EBITDA	£SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations		Valuation Measures
Estimated High Value	£XY,000	Total Assets	£XIX,000
Estimated Mid Value	£Y,000	Net Assets	£YX,000
Estimated Low Value	£S,000	Tangible Equity	£SX,000
The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist

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Business Growth	Please purchase a report to see true comments
EBITDA	Purchase a report to see true comments
Dividends	Please purchase a report to see true comments about this company
Retained Profits	Retained Profits for this company
Debt Interest	Debt Interest for this company
Cash Flow	Cash Flow for this company
CCJs	CCJs for this company
Age of Company	Age of Company for this company
Solvency	Solvency for this company
Secured Creditors	Secured Creditors for this company
Ownership	Ownership for this company

First Report Score: (0-10)

Financial Status Guide:

10			Very Strong
9			Strong
8			Very Good
7			Good
6			Above Average
5			Average
4			Below Average
3			Poor
2			Weak
1			Very Weak
0			Critical

Risk Score Trend

Risk Rating

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This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100)	X
Risk Band Description	XXMXMXMX SISX
Risk Assessment	Meeting of Creditors
Credit Rating	XSKX

Altman Z Score Credit Risk Rating

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There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score	X
Risk Band	XY
Risk Band Description	The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1	Low Risk	3.00 and above
2	Caution	2.63 - 2.99
3	Risk of Failure within 2 years	1.24 - 2.62
4	High Probability Failure	Below 1.24

Other Business around M3 3HF

	THE BREWING COMPANY LIMITED 9th Floor 3 Hardman Street, Manchester, M3 3HF
	CROSLAND VK LIMITED 9TH FLOOR, 3 HARDMAN STREET, MANCHESTER, M3 3HF
	RYECROFT ENGINEERING COMPANY LIMITED 3 Hardman Street, Manchester, M3 3HF
	KERSAL ESTATES (MANCHESTER) LIMITED 9th Floor 3 Hardman Street, Manchester, M3 3HF
	FAGS (MACHINES) LIMITED 3 Hardman Street, Manchester, Greater Manchester, M3 3HF
	LYNN HOMES (BLACKPOOL) LIMITED 9th Floor 3 Hardman Street, Manchester, M3 3HF
	YEARSLEY LIMITED 3 Hardman Street, Manchester, M3 3HF
	SELECTUS HOLDINGS LIMITED 3 HARDMAN STREET, MANCHESTER, M3 3HF
	WALTER BURGESS LIMITED 9th Floor 3 Hardman Street, Manchester, M3 3HF
	DBC FOODSERVICE LIMITED Landmark, St Peter's Square, 1 Oxford Street, Manchester, M3 3HF

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