Company Overview
Isambard Estates Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 12 January 1994, so this is a well established company. Isambard Estates Limited has been in business for 32 years and 2 months. The accounts status is small and the accounts are next due on Friday 31 July 2026.
Registered Address

2 Leman Street, London, E1W 9US
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Companies House Data
Company NameISAMBARD ESTATES LIMITED
Company Number02886773
Registered Office Address2 Leman Street
 E1W 9US
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date12/01/1994
Accounting Reference Date Day31
Accounting Reference Date Month10
Accounts Next Due Date31/07/2026
Accounts Last Made Up Date31/10/2024
Accounts Account CategorySMALL
Returns Next Due Date25/07/2017
Returns Last Made Up Date27/06/2016
Directors & Members
Show Resigned
Rupert Ratcliffe - Director
(British, 42 years old, born June 1984)
Appointed 04 August 2025
 Active
Marco Sterzi - Director
(Luxembourger,Italian, 62 years old, born November 1964)
Appointed 04 August 2025
 Active
Secretaries
Show Resigned
Rupert Ratcliffe - Secretary
Appointed 04 August 2025
 Active
Other Company Directorships
Rupert Ratcliffe
No companies found
Marco Sterzi
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Balance Sheet
Fixed Assets 16,075,000 16,075,000 16,075,000
Current Assets 975,773 975,773 1,383,387
Creditors Due Within One Year 2,012,913 2,012,913 2,388,098
Working Cap -1,037,140 -1,037,140 -1,004,711
Total Assets Less Current Liabilities 15,037,860 15,037,860 15,070,289
Long-term Liabilities 1,395,184 1,395,184 2,051,675
Net Assets 13,642,676 13,642,676 13,018,614
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 13,642,676 13,642,676 13,018,614
Common Size Financial Analysis Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Tangible Fixed Assets - - -
Fixed Assets 94.3% 94.3% 92.1%
Stocks Inventory - - -
Debtors 5.6% 5.6% 5.4%
Cash Bank In Hand 0.1% 0.1% 2.5%
Current Assets 5.7% 5.7% 7.9%
Creditors Due Within One Year 11.8% 11.8% 13.7%
Net Current Assets Liabilities -6.1% -6.1% -5.8%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 80.0% 80.0% 74.6%
Capital Employed - - -
Total Assets Less Current Liabilities 88.2% 88.2% 86.3%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Liquidity Ratio 0.5 0.5 0.6
Solvency Ratio 5.0 5.0 3.9
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 2
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Assets 17,050,773 17,050,773 17,458,387
Debt 3,408,097 3,408,097 4,439,773
Net Assets/Debt 13,642,676 13,642,676 13,018,614

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the net assets of a good sized company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the net assets of a good sized company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the net assets of a good sized company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around E1W 9US
No other companies found in the same location
Document Filings
Appointment of Mr Rupert William Kouros Ratcliffe as a secretary on 4 August 2025
Appointment of Mr Marco Antonio Sterzi as a director on 4 August 2025
Termination of appointment of Winter Hill Financial Services Limited as a director on 4 August 2025
Termination of appointment of Claire Marie Mansell as a director on 4 August 2025
Termination of appointment of Iq Eq Corporate Services (Jersey) Limited as a director on 4 August 2025
Termination of appointment of Iq Eq Secretaries (Jersey) Limited as a secretary on 4 August 2025
Appointment of Mr Rupert William Kouros Ratcliffe as a director on 4 August 2025
Confirmation statement made on 27 June 2025 with no updates
Confirmation statement made on 27 June 2024 with updates
Director's details changed for Ms Claire Marie Kelly on 5 July 2024
Registered office address changed from 30 City Road London EC1Y 2AB to 2 Leman Street London E1W 9US on 9 April 2024
Confirmation statement made on 27 June 2023 with no updates
Termination of appointment of Lorraine Fay Wheeler as a director on 30 June 2022
Appointment of Claire Marie Kelly as a director on 30 June 2022
Confirmation statement made on 27 June 2022 with no updates
Confirmation statement made on 27 June 2021 with no updates
Termination of appointment of Thomas Donald Blaise Hardman as a director on 19 February 2021
Appointment of Lorraine Fay Wheeler as a director on 19 February 2021
Secretary's details changed for Iq Eq Secretaries (Jersey) Limited on 31 December 2020
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