Company Overview
Smith Construction Group Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 04 January 1994, so this is a well established company. Smith Construction Group Limited has been in business for 32 years and 2 months. The accounts status is group and the accounts are next due on Wednesday 31 December 2025.
Registered Address

Smith House Maidstone Road, Kingston, Milton Keynes, Buckinghamshire, MK10 0BD
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Companies House Data
Company NameSMITH CONSTRUCTION GROUP LIMITED
Company Number02884404
Registered Office AddressSmith House Maidstone Road
 Kingston
 MK10 0BD
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date04/01/1994
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryGROUP
Returns Next Due Date01/02/2017
Returns Last Made Up Date04/01/2016
Previous Company NameChanged Date
IAN SMITH CONSTRUCTION LTD.13 Nov 2007
Directors & Members
Show Resigned
John Banks - Director
(British, 57 years old, born May 1969)
Appointed 30 April 2001
 Active
Ian Smith - Director
(British, 60 years old, born February 1966)
Appointed 04 January 1994
 Active
Secretaries
Show Resigned
John Banks - Secretary
(British)
Appointed 30 April 2001
 Active
Other Company Directorships
John Banks
AGGREGATE EXPRESS LIMITED
GFXH PROPERTIES LIMITED
PAUL RICHES SKIPS LIMITED
SMITH AGGREGATES & BUILDERS MERCHANTS LTD
SMITH GROUP HOLDINGS LIMITED
SMITH RECYCLING (MILTON KEYNES) LIMITED
SMITH RECYCLING HOLDINGS LIMITED
Ian Smith
AGGREGATE EXPRESS LIMITED
GFXH PROPERTIES LIMITED
PAUL RICHES SKIPS LIMITED
SMITH AGGREGATES & BUILDERS MERCHANTS LTD
SMITH CONSTRUCTION (MILTON KEYNES) LTD.
SMITH FARMING LIMITED
SMITH GROUP HOLDINGS LIMITED
SMITH RECYCLING (MILTON KEYNES) LIMITED
SMITH RECYCLING HOLDINGS LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2016 31-Mar-2015
Balance Sheet
Fixed Assets 5,317,601 5,317,601 4,489,007
Current Assets 6,669,099 6,669,099 6,040,508
Creditors Due Within One Year 4,107,987 4,107,987 4,025,389
Working Cap 2,561,112 2,561,112 2,015,119
Total Assets Less Current Liabilities 7,878,713 7,878,713 6,504,126
Long-term Liabilities 1,509,740 1,509,740 1,458,740
Net Assets 6,368,973 6,368,973 5,045,386
Share Capital & Reserves
Share Cap 101 101 101
Profit & Loss Reserves 6,335,848 6,335,848 5,045,285
Other Reserves 33,024 33,024 0
Shareholders Funds 6,368,973 6,368,973 5,045,386
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2016 31-Mar-2015
Tangible Fixed Assets - - -
Fixed Assets 44.4% 44.4% 42.6%
Stocks Inventory 0.1% 0.1% 0.1%
Debtors 30.8% 30.8% 37.0%
Cash Bank In Hand 19.2% 19.2% 15.4%
Current Assets 55.6% 55.6% 57.4%
Creditors Due Within One Year 34.3% 34.3% 38.2%
Net Current Assets Liabilities 21.4% 21.4% 19.1%
Creditors Due After One Year 12.6% 12.6% 13.9%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 53.1% 53.1% 47.9%
Called Up Share Capital 0.0% 0.0% 0.0%
Share Capital Allotted Called Up Paid 0.0% 0.0% 0.0%
Profit Loss Account Reserve 52.9% 52.9% 47.9%
Shareholder Funds 53.1% 53.1% 47.9%
Capital Employed - - -
Total Assets Less Current Liabilities 65.7% 65.7% 61.8%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2016 31-Mar-2015
Liquidity Ratio 1.6 1.6 1.5
Solvency Ratio 2.1 2.1 1.9
Reserves to Assets 0.5 0.5 0.5
Secured Creditors Unlock full report
Mortgages Charges 3
Mortgages Outstanding 3
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2016 31-Mar-2015
Assets 11,986,700 11,986,700 10,529,515
Debt 5,617,727 5,617,727 5,484,129
Net Assets/Debt 6,368,973 6,368,973 5,045,386

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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SMITH CONSTRUCTION (MILTON KEYNES) LTD.
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SMITH GROUP HOLDINGS LIMITED
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FISHER & PAYKEL APPLIANCES LIMITED
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FRONIUS U.K. LIMITED
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SAI LOGISTICS LIMITED
UNIT D LIBRA MAIDSTONE ROAD, KINGSTON, MILTON KEYNES, MK10 0BD
SANTA MARIA UK LIMITED
NIMBUS HOUSE, MAIDSTONE ROAD, MILTON KEYNES, BUCKS, MK10 0BD
ADAM EQUIPMENT CO. LIMITED
ADAM EQUIPMENT CO LTD MAIDSTONE ROAD, KINGSTON, MILTON KEYNES, MK10 0BD
SMITH AGGREGATES & BUILDERS MERCHANTS LTD
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Document Filings
Confirmation statement made on 8 January 2026 with no updates
Termination of appointment of Graham Scotney as a director on 1 October 2024
Confirmation statement made on 8 January 2025 with no updates
Director's details changed for Mr Ian Christopher Smith on 6 January 2025
Confirmation statement made on 8 January 2024 with no updates
Confirmation statement made on 28 April 2023 with updates
Confirmation statement made on 4 January 2023 with no updates
Confirmation statement made on 4 January 2022 with no updates
Confirmation statement made on 4 January 2021 with no updates
Confirmation statement made on 4 January 2020 with no updates
Confirmation statement made on 4 January 2019 with no updates
Confirmation statement made on 4 January 2018 with no updates
Confirmation statement made on 4 January 2017 with updates
Annual return made up to 4 January 2016 with full list of shareholders
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