Company Overview
Investacc Pension Trustees Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 29 November 1993, so this is a well established company. Investacc Pension Trustees Limited has been in business for 30 years and 5 months. The accounts status is total exemption full and the accounts are next due on Wednesday 31 July 2024.
Registered Address

Solway House Business Park, Kingstown, Carlisle, CA6 4BY
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Companies House Data
Company NameINVESTACC PENSION TRUSTEES LIMITED
Company Number02875892
Registered Office AddressSOLWAY HOUSE BUSINESS PARK
 KINGSTOWN
 CA6 4BY
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date29/11/1993
Accounting Reference Date Day31
Accounting Reference Date Month10
Accounts Next Due Date31/07/2024
Accounts Last Made Up Date31/10/2022
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date08/12/2016
Returns Last Made Up Date10/11/2015
Directors & Members
Show Resigned
Julia Barnes - Director
(British, 55 years old, born March 1969)
Ifa - Appointed 13 January 2003
 Active
Nigel Bennett - Director
(British, 54 years old, born June 1970)
Business Development Manager - Appointed 01 November 2015
 Active
Graeme Duguid - Director
(British, 45 years old, born May 1979)
Pensions Manager - Appointed 01 January 2022
 Active
Daniel Gardner - Director
(British, 34 years old, born May 1990)
Pensions Technical - Appointed 01 January 2022
 Active
Nicholas Gardner - Director
(British, 61 years old, born May 1963)
Independent Financial Adviser - Appointed 29 November 1993
 Active
Gary Mirfin - Director
(British, 63 years old, born May 1961)
Financial Adviser - Appointed 01 November 2009
 Active
Secretaries
Show Resigned
Julia Barnes - Secretary
(British)
Ifa - Appointed 13 January 2003
 Active
Other Company Directorships
Julia Barnes
INVESTACC GROUP LIMITED
INVESTACC LIMITED
INVESTACC PENSION ADMINISTRATION LIMITED
INVESTACC PROPERTIES LIMITED
INVESTACC WEALTH MANAGEMENT LIMITED
Nigel Bennett
INVESTACC GROUP LIMITED
INVESTACC PENSION ADMINISTRATION LIMITED
INVESTACC PROPERTIES LIMITED
Graeme Duguid
No companies found
Daniel Gardner
INVESTACC PENSION ADMINISTRATION LIMITED
Nicholas Gardner
A.T.C. FINANCIAL MANAGEMENT LIMITED
CASTLEGATE FINANCIAL MANAGEMENT LIMITED
CASTLEGATE INDEPENDENT FINANCIAL ADVISERS LIMITED
CASTLEGATE PENSION ADMINISTRATION LIMITED
CASTLEGATE SOUTHERN LIMITED
CASTLEGATE TRUSTEES LIMITED
CHARTFORD FINANCIAL MANAGEMENT LIMITED
DAVID ALLEN FINANCIAL SERVICES (DALSTON) LIMITED
DS FINANCIAL MANAGEMENT LIMITED
HGH WEALTH MANAGEMENT LIMITED
INVESTACC GROUP LIMITED
INVESTACC LIMITED
INVESTACC PENSION ADMINISTRATION LIMITED
INVESTACC PROPERTIES LIMITED
INVESTACC WEALTH MANAGEMENT LIMITED
MT FINANCIAL MANAGEMENT LIMITED
NEWPORTE FINANCIAL MANAGEMENT LIMITED
TURNBULL ASSOCIATES LIMITED
Gary Mirfin
INVESTACC GROUP LIMITED
INVESTACC LIMITED
INVESTACC PENSION ADMINISTRATION LIMITED
INVESTACC PROPERTIES LIMITED
INVESTACC WEALTH MANAGEMENT LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Oct-2022 31-Oct-2019 31-Oct-2018
Balance Sheet
Fixed Assets 0 0 0
Current Assets 987 987 987
Creditors Due Within One Year 103 103 103
Working Cap 884 884 884
Total Assets Less Current Liabilities 884 884 884
Long-term Liabilities 0 0 0
Net Assets 884 884 884
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 884 884 884
Common Size Financial Analysis Unlock full report
Accounts Date 31-Oct-2022 31-Oct-2019 31-Oct-2018
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 10.4% 10.4% 10.4%
Net Current Assets Liabilities 89.6% 89.6% 89.6%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 89.6% 89.6% 89.6%
Capital Employed - - -
Total Assets Less Current Liabilities 89.6% 89.6% 89.6%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Oct-2022 31-Oct-2019 31-Oct-2018
Liquidity Ratio 9.6 9.6 9.6
Solvency Ratio 9.6 9.6 9.6
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 393
Mortgages Outstanding 198
Mortgages Part Satisfied 2
Mortgages Satisfied 193
Assets and Debt Analysis Unlock full report
Accounts Date 31-Oct-2022 31-Oct-2019 31-Oct-2018
Assets 987 987 987
Debt 103 103 103
Net Assets/Debt 884 884 884
It is not clear that the company was actively trading prior to the latest financial data filed. Examination of the full accounts may provide further information. If the company remains active on the company register it may have traded in the period since the date of the latest filed accounts. A full credit report may provide information relating to trade payment history and county court or court judgments if any.
Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Satisfaction of charge 028758920358 in full
Satisfaction of charge 028758920071 in full
Satisfaction of charge 028758920061 in full
Satisfaction of charge 028758920382 in full
Confirmation statement made on 8 April 2024 with updates
Notification of Investacc Group Limited as a person with significant control on 8 April 2024
Registration of charge 028758920400, created on 26 March 2024
Registration of charge 028758920401, created on 26 March 2024
Satisfaction of charge 028758920244 in full
Satisfaction of charge 028758920245 in full
Registration of a charge with Charles court order to extend. Charge code 028758920399, created on 22 February 2019
Registration of charge 028758920398, created on 8 March 2024
Satisfaction of charge 028758920235 in full
Registration of charge 028758920397, created on 4 March 2024
Registration of charge 028758920396, created on 6 February 2024
Registration of charge 028758920395, created on 31 January 2024
Registration of charge 028758920394, created on 2 February 2024
Satisfaction of charge 028758920195 in full
Satisfaction of charge 028758920152 in full
Registration of charge 028758920393, created on 22 December 2023
Registered office address changed from Minerva House Port Road Business Park Carlisle Cumbria CA2 7AF to Solway House Business Park Kingstown Carlisle CA6 4BY on 10 January 2024
Registration of charge 028758920392, created on 4 January 2024
Statement of company acting as a trustee on charge 028758920391
Registration of charge 028758920391, created on 14 December 2023
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