Company Overview
Talbot And Muir Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 05 November 1993, so this is a well established company. Talbot And Muir Limited has been in business for 30 years and 6 months. The accounts status is full and the accounts are next due on Monday 30 September 2024.
Registered Address

22 Clarendon Street, Nottingham, NG1 5HQ
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Companies House Data
Company NameTALBOT AND MUIR LIMITED
Company Number02869547
Registered Office Address22 Clarendon Street
 NG1 5HQ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date05/11/1993
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2024
Accounts Last Made Up Date31/12/2022
Accounts Account CategoryFULL
Returns Next Due Date03/12/2016
Returns Last Made Up Date05/11/2015
Directors & Members
Show Resigned
Ross Allan - Director
(British, 50 years old, born September 1974)
Director - Appointed 08 November 2023
 Active
Alastair Clarkson - Director
(British, 58 years old, born February 1966)
Director - Appointed 21 December 2022
 Active
Judith Davidson - Director
(British, 63 years old, born February 1961)
Director - Appointed 26 September 2023
 Active
Peter Docherty - Director
(British, 43 years old, born December 1981)
Director - Appointed 10 January 2023
 Active
Richard Hoskins - Director
(British, 60 years old, born September 1964)
Director - Appointed 26 September 2023
 Active
Michael Regan - Director
(British, 45 years old, born February 1979)
Director - Appointed 01 January 2024
 Active
Secretaries
Show Resigned
Michelle Bruce - Secretary
Appointed 01 March 2024
 Active
Other Company Directorships
Ross Allan
FOCUS SOLUTIONS GROUP LIMITED
TENET GROUP LIMITED
THREESIXTY PARTNERSHIPS LIMITED
Alastair Clarkson
FORESTER HOLDINGS (EUROPE) LIMITED
FORESTER LIFE LIMITED
VENTURE TRUST(THE)
Judith Davidson
CURTIS BANKS GROUP LIMITED
CURTIS BANKS LIMITED
INTEGRATED FINANCIAL ARRANGEMENTS LTD
SUFFOLK LIFE ANNUITIES LIMITED
SUFFOLK LIFE PENSIONS LIMITED
TIME FOR ADVICE LIMITED
Peter Docherty
EMBARK INVESTMENT SERVICES LIMITED
INVESTOR NOMINEES (DUNDEE) LIMITED
Richard Hoskins
ACM ULR LIMITED
BFSL LIMITED
BGL (HOLDINGS) LIMITED
BGL DIRECT LIFE LIMITED
COMPARE THE MARKET LIMITED
CONQUEST HOUSE LIMITED
CURTIS BANKS GROUP LIMITED
CURTIS BANKS LIMITED
HASTINGS (HOLDINGS) LIMITED
HASTINGS (UK) LIMITED
HASTINGS GROUP HOLDINGS LIMITED
IPS PENSIONS LIMITED
JAMES HAY ADMINISTRATION COMPANY LIMITED
JAMES HAY WRAP MANAGERS LIMITED
LIBERTY MANAGING AGENCY LIMITED
NUCLEUS FINANCIAL PLATFORMS LIMITED
NUCLEUS FINANCIAL SERVICES LIMITED
SUFFOLK LIFE ANNUITIES LIMITED
SUFFOLK LIFE PENSIONS LIMITED
THE IPS PARTNERSHIP PLC
Michael Regan
ACM ULR LIMITED
BFSL LIMITED
BGL DIRECT LIFE LIMITED
BISL LIMITED
CURTIS BANKS GROUP LIMITED
CURTIS BANKS LIMITED
NFS (NOMINEES) LIMITED
NUCLEUS GROUP SERVICES LIMITED
SUFFOLK LIFE PENSIONS LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2022 31-Dec-2021 31-Dec-2020
Balance Sheet
Fixed Assets 3,145,087 3,145,087 3,663,885
Current Assets 5,244,245 5,244,245 5,478,789
Creditors Due Within One Year 1,936,450 1,936,450 2,043,767
Working Cap 3,307,795 3,307,795 3,435,022
Total Assets Less Current Liabilities 6,452,882 6,452,882 7,098,907
Long-term Liabilities 35,098 35,098 36,094
Net Assets 6,417,784 6,417,784 7,062,813
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 6,417,784 6,417,784 7,062,813
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2022 31-Dec-2021 31-Dec-2020
Tangible Fixed Assets - - -
Fixed Assets 37.5% 37.5% 40.1%
Stocks Inventory - - -
Debtors 19.3% 19.3% 16.2%
Cash Bank In Hand 43.2% 43.2% 43.7%
Current Assets 62.5% 62.5% 59.9%
Creditors Due Within One Year 23.1% 23.1% 22.4%
Net Current Assets Liabilities 39.4% 39.4% 37.6%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 76.5% 76.5% 77.3%
Capital Employed - - -
Total Assets Less Current Liabilities 76.9% 76.9% 77.6%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2022 31-Dec-2021 31-Dec-2020
Liquidity Ratio 2.7 2.7 2.7
Solvency Ratio 4.3 4.3 4.4
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2022 31-Dec-2021 31-Dec-2020
Assets 8,389,332 8,389,332 9,142,674
Debt 1,971,548 1,971,548 2,079,861
Net Assets/Debt 6,417,784 6,417,784 7,062,813

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Appointment of Cathryn Elizabeth Riley as a director on 1 May 2024
Termination of appointment of Judith Mary Davidson as a director on 1 May 2024
Appointment of Michelle Bruce as a secretary on 1 March 2024
Termination of appointment of Gemma Louise Millard as a secretary on 29 February 2024
Registered office address changed from 55 Maid Marian Way Nottingham NG1 6GE United Kingdom to Dunn's House St Paul's Road Salisbury Wiltshire SP2 7BF on 2 February 2024
Change of details for Curtis Banks Group Limited as a person with significant control on 1 February 2024
Appointment of Mr Michael Robert Regan as a director on 1 January 2024
Termination of appointment of Dan James Cowland as a director on 31 December 2023
Termination of appointment of Paul Andrew Darvill as a director on 28 November 2023
Termination of appointment of Kathryn Elizabeth Purves as a director on 20 November 2023
Appointment of Mr Ross Campbell Allan as a director on 8 November 2023
Second filing for the appointment of Richard Hoskins as a director
Confirmation statement made on 20 October 2023 with updates
Change of details for Curtis Banks Group Plc as a person with significant control on 26 September 2023
Appointment of Mrs Kathryn Elizabeth Purves as a director on 26 September 2023
Appointment of Gemma Louise Millard as a secretary on 26 September 2023
Appointment of Mrs Judith Davidson as a director on 26 September 2023
Appointment of Mr Richard Hoskins as a director on 26 June 2023
Termination of appointment of Jane Ann Ridgley as a director on 1 May 2023
Appointment of Mr Peter Gordon John Docherty as a director on 10 January 2023
Appointment of Mr Alastair James Clarkson as a director on 21 December 2022
Termination of appointment of David Bonneywell as a director on 31 October 2022
Confirmation statement made on 11 October 2022 with no updates
Termination of appointment of William Arthur Self as a director on 6 October 2022
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