Company Overview
Curo Advisers Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 10 May 1993, so this is a well established company. Curo Advisers Limited has been in business for 32 years and 10 months. The accounts status is total exemption full and the accounts are next due on Saturday 28 February 2026.
Registered Address

Avon House, 19 Stanwell Road, Penarth, Vale Of Glamorgan, CF64 2EZ
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Companies House Data
Company NameCURO ADVISERS LIMITED
Company Number02816390
Registered Office AddressAvon House
 19 Stanwell Road
 CF64 2EZ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date10/05/1993
Accounting Reference Date Day31
Accounting Reference Date Month5
Accounts Next Due Date28/02/2026
Accounts Last Made Up Date31/05/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date07/06/2017
Returns Last Made Up Date10/05/2016
Previous Company NameChanged Date
PETER RAWLINS INDEPENDENT FINANCIAL SERVICES LTD12 Jul 2012
Directors & Members
Show Resigned
Ian Crocker - Director
(British, 57 years old, born April 1969)
Appointed 01 January 2009
 Active
Secretaries
Show Resigned
Ian Crocker - Secretary
Appointed 12 April 2011
 Active
Other Company Directorships
Ian Crocker
CURO ASSET PROTECTION LTD.
CURO MORTGAGES & PROTECTION LTD
FAIRLEIGH COURT LIMITED
GIMC LIMITED
I & S HOLDINGS LIMITED
OPES IFA LIMITED
ROB MATTHEWS LLP
TALLY MARKETPLACE LENDING LIMITED
Balance Sheet Unlock full report
Accounts Date 31-May-2024 31-May-2022 31-May-2021
Balance Sheet
Fixed Assets 3,302 3,302 5,050
Current Assets 438,843 438,843 387,935
Creditors Due Within One Year 101,591 101,591 100,285
Working Cap 337,252 337,252 287,650
Total Assets Less Current Liabilities 340,554 340,554 292,700
Long-term Liabilities 53,034 53,034 71,792
Net Assets 287,520 287,520 220,908
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 287,520 287,520 220,908
Common Size Financial Analysis Unlock full report
Accounts Date 31-May-2024 31-May-2022 31-May-2021
Tangible Fixed Assets - - -
Fixed Assets 0.7% 0.7% 1.3%
Stocks Inventory - - -
Debtors 68.4% 68.4% 87.0%
Cash Bank In Hand 30.8% 30.8% 11.7%
Current Assets 99.3% 99.3% 98.7%
Creditors Due Within One Year 23.0% 23.0% 25.5%
Net Current Assets Liabilities 76.3% 76.3% 73.2%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 65.0% 65.0% 56.2%
Capital Employed - - -
Total Assets Less Current Liabilities 77.0% 77.0% 74.5%
Financial Ratio Analysis Unlock full report
Accounts Date 31-May-2024 31-May-2022 31-May-2021
Liquidity Ratio 4.3 4.3 3.9
Solvency Ratio 2.9 2.9 2.3
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 1
Assets and Debt Analysis Unlock full report
Accounts Date 31-May-2024 31-May-2022 31-May-2021
Assets 442,145 442,145 392,985
Debt 154,625 154,625 172,077
Net Assets/Debt 287,520 287,520 220,908

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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WESTWOOD COURT (PENARTH) LIMITED
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CRISEREN LIMITED
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THE MONICO RTM COMPANY LIMITED
AVON HOUSE, 19 STANWELL ROAD, PENARTH, CF64 2EZ
CRISEREN CAPITAL LIMITED
15 ST. ANDREWS CRESCENT, CARDIFF, CF64 2EZ
CRISEREN PROPERTIES LIMITED
15 ST. ANDREWS CRESCENT, CARDIFF, CF64 2EZ
EKF DIAGNOSTICS HOLDINGS PLC
AVON HOUSE, 19 STANWELL ROAD, PENARTH, CARDIFF, CF64 2EZ
W2 DEVELOPMENTS LIMITED
Pod 8 Avon House, Stanwell Road, Penarth, Vale Of Glamorgan, CF64 2EZ
EKF MOLECULAR DIAGNOSTICS LIMITED
Avon House, 19 Stanwell Road, Penarth, Cardiff, CF64 2EZ
Document Filings
Confirmation statement made on 10 May 2025 with no updates
Satisfaction of charge 1 in full
Confirmation statement made on 10 May 2024 with no updates
Confirmation statement made on 10 May 2023 with updates
Confirmation statement made on 10 May 2022 with no updates
Director's details changed for Mr Ian Crocker on 7 February 2022
Confirmation statement made on 10 May 2021 with no updates
Registered office address changed from The Coach House 1a Machen Street Penarth Vale of Glamorgan CF64 2UB to Avon House 19 Stanwell Road Penarth Vale of Glamorgan CF64 2EZ on 7 March 2021
Termination of appointment of Stuart Munro as a director on 13 January 2021
Confirmation statement made on 10 May 2020 with no updates
Confirmation statement made on 10 May 2019 with no updates
Confirmation statement made on 10 May 2018 with updates
Confirmation statement made on 10 May 2017 with updates
Annual return made up to 10 May 2016 with full list of shareholders
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