Company Overview
Directly Financial Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 19 April 1993, so this is a well established company. Directly Financial Ltd has been in business for 32 years and 11 months. The accounts status is dormant and the accounts are next due on Tuesday 30 June 2026.
Registered Address

Spring Farm 4 Spring Close, Great Horwood, Milton Keynes, MK17 0QU
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Companies House Data
Company NameDIRECTLY FINANCIAL LTD
Company Number02810288
Registered Office AddressSpring Farm 4 Spring Close
 Great Horwood
 MK17 0QU
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date19/04/1993
Accounting Reference Date Day30
Accounting Reference Date Month9
Accounts Next Due Date30/06/2026
Accounts Last Made Up Date30/09/2024
Accounts Account CategoryDORMANT
Returns Next Due Date12/05/2017
Returns Last Made Up Date14/04/2016
Previous Company NameChanged Date
BAYLISS 62 LTD17 Feb 2011
ANNUITY DIRECT LIMITED19 Jul 2007
Directors & Members
Show Resigned
Stuart Bayliss - Director
(British, 71 years old, born February 1955)
Appointed 23 March 2021
 Active
Better Retirement Group Ltd - Director
Appointed 08 October 2012
 Active
Secretaries
Show Resigned
Other Company Directorships
Stuart Bayliss
50+ FINANCE LIMITED
ANNUITY EXPRESS LTD
ANNUITY MARKETING SERVICES LIMITED
BETTER ANNUITY LTD
BETTER RETIREMENT GROUP LIMITED
BETTER RETIREMENT LIMITED
BETTER RETIREMENT SOLUTIONS LTD
C.A. OWEN LIMITED
CAREHELPLINE LTD
EBUSINESS CREATOR LIMITED
ECOM GROUP TECHNOLOGY LIMITED
ERESEARCH LIMITED
FAMILY BUSINESS TRAINING LTD
FAMILY LIVES
FINANCIAL STRATEGY LIMITED
FINE FINANCIAL CARE GROUP LIMITED
LIFE & HEALTH DIRECT LIMITED
OPEN MARKET PENSIONS LIMITED
OPEN MARKET PENSIONS LIMITED
PENSION EXCHANGE LTD
PENSION INCOME LTD
PENSION SYSTEMS LTD
RETIREMENT EXCHANGE LTD
RETIREMENT INCOME LTD
RETIREMENT INCOME PLANNING LIMITED
RETIREMENT INCOME PLANNING LTD
RETIREMENT ROADSHOW LIMITED
RETIREMENT SYSTEMS LTD
SIBLING TRADING LTD
THE ANNUITY CORPORATION LIMITED
THE ANNUITY EXCHANGE LTD
THE NATIONAL CARELINE LIMITED
THE PENSION BUREAU LIMITED
THE PENSION BUREAU LIMITED
Better Retirement Group Ltd
No companies found
Balance Sheet Unlock full report
Accounts Date 30-Sep-2024 30-Sep-2022 30-Sep-2021
Balance Sheet
Fixed Assets - - -
Current Assets - - -
Creditors Due Within One Year - - -
Working Cap - - -
Total Assets Less Current Liabilities - - -
Long-term Liabilities - - -
Net Assets 2 2 2
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 2 2 2
Common Size Financial Analysis Unlock full report
Accounts Date 30-Sep-2024 30-Sep-2022 30-Sep-2021
Tangible Fixed Assets - - -
Fixed Assets - - -
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets - - -
Creditors Due Within One Year - - -
Net Current Assets Liabilities - - -
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds - - -
Capital Employed - - -
Total Assets Less Current Liabilities - - -
Financial Ratio Analysis Unlock full report
Accounts Date 30-Sep-2024 30-Sep-2022 30-Sep-2021
Liquidity Ratio 0.0 0.0 0.0
Solvency Ratio - - -
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Sep-2024 30-Sep-2022 30-Sep-2021
Assets - - -
Debt - - -
Net Assets/Debt 2 2 2
It is not clear that the company was actively trading prior to the latest financial data filed. Examination of the full accounts may provide further information. If the company remains active on the company register it may have traded in the period since the date of the latest filed accounts. A full credit report may provide information relating to trade payment history and county court or court judgments if any.
Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around MK17 0QU
No other companies found in the same location
Document Filings
Confirmation statement made on 14 April 2025 with no updates
Confirmation statement made on 14 April 2024 with no updates
Confirmation statement made on 14 April 2023 with no updates
Registered office address changed from 400 Pavilion Drive Northampton NN4 7PA England to Spring Farm 4 Spring Close Great Horwood Milton Keynes MK17 0QU on 29 November 2022
Confirmation statement made on 14 April 2022 with no updates
Confirmation statement made on 14 April 2021 with no updates
Cessation of Simon Gregory Michael Whitehead as a person with significant control on 23 March 2021
Termination of appointment of Simon Gregory Michael Whitehead as a director on 23 March 2021
Appointment of Mr Stuart Philip Bayliss as a director on 23 March 2021
Confirmation statement made on 14 April 2020 with no updates
Registered office address changed from Leeds Innovation Centre 103 Clarendon Road Leeds LS2 9DF England to 400 Pavilion Drive Northampton NN4 7PA on 14 November 2019
Confirmation statement made on 14 April 2019 with no updates
Confirmation statement made on 14 April 2018 with no updates
Confirmation statement made on 14 April 2017 with updates
Annual return made up to 14 April 2016 with full list of shareholders
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