Company Overview
Mbna Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 25 January 1993, so this is a well established company. Mbna Limited has been in business for 31 years and 4 months. The accounts status is full and the accounts are next due on Monday 30 September 2024.
Registered Address

Stansfield House, Chester Business Park, Chester Cheshire, CH4 9QQ
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Companies House Data
Company NameMBNA LIMITED
Company Number02783251
Registered Office AddressStansfield House
 Chester Business Park
 CH4 9QQ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date25/01/1993
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2024
Accounts Last Made Up Date31/12/2022
Accounts Account CategoryFULL
Returns Next Due Date14/02/2017
Returns Last Made Up Date17/01/2016
Previous Company NameChanged Date
MBNA EUROPE BANK LIMITED22 Nov 2012
Directors & Members
Show Resigned
Amitav Borkakoty - Director
(British, 48 years old, born January 1976)
Company Director - Appointed 04 November 2022
 Active
Melanie Campbell - Director
(South African,British, 50 years old, born May 1974)
Company Director - Appointed 29 September 2023
 Active
Elyn Corfield - Director
(British, 55 years old, born September 1969)
Chartered Accountant - Appointed 11 October 2013
 Active
Annabel Hind - Director
(British, 51 years old, born July 1973)
Company Director - Appointed 15 June 2023
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Amitav Borkakoty
No companies found
Melanie Campbell
THE MORTGAGE BUSINESS PUBLIC LIMITED COMPANY
Elyn Corfield
FIA JERSEY HOLDINGS LIMITED
FIA UK FUNDING LIMITED
LOANS.CO.UK LIMITED
Annabel Hind
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Dec-2022 31-Dec-2015 31-Dec-2014
Balance Sheet
Fixed Assets 90,684,000 90,684,000 127,495,000
Current Assets 7,424,436,000 7,424,436,000 7,233,387,000
Creditors Due Within One Year 2,647,623,000 2,647,623,000 4,261,799,000
Working Cap 4,776,813,000 4,776,813,000 2,971,588,000
Total Assets Less Current Liabilities 4,867,497,000 4,867,497,000 3,099,083,000
Long-term Liabilities 2,046,744,000 2,046,744,000 445,547,000
Net Assets 2,820,753,000 2,820,753,000 2,653,536,000
Share Capital & Reserves
Share Cap 1,400,500,000 1,400,500,000 1,400,500,000
Profit & Loss Reserves 1,408,903,000 1,408,903,000 1,242,815,000
Other Reserves 11,350,000 11,350,000 10,221,000
Shareholders Funds 2,820,753,000 2,820,753,000 2,653,536,000
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2022 31-Dec-2015 31-Dec-2014
Tangible Fixed Assets - - -
Fixed Assets 1.2% 1.2% 1.7%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 0.0% 0.0% 0.0%
Cash Bank In Hand 0.9% 0.9% 0.7%
Current Assets 98.8% 98.8% 98.3%
Creditors Due Within One Year 35.2% 35.2% 57.9%
Net Current Assets Liabilities 63.6% 63.6% 40.4%
Creditors Due After One Year 27.2% 27.2% 6.1%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 37.5% 37.5% 36.0%
Called Up Share Capital 18.6% 18.6% 19.0%
Share Capital Allotted Called Up Paid 18.6% 18.6% 19.0%
Profit Loss Account Reserve 18.7% 18.7% 16.9%
Shareholder Funds 37.5% 37.5% 36.0%
Capital Employed - - -
Total Assets Less Current Liabilities 64.8% 64.8% 42.1%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2022 31-Dec-2015 31-Dec-2014
Liquidity Ratio 2.8 2.8 1.7
Solvency Ratio 1.6 1.6 1.6
Reserves to Assets 0.2 0.2 0.2
Secured Creditors Unlock full report
Mortgages Charges 3
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 3
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2022 31-Dec-2015 31-Dec-2014
Assets 7,515,120,000 7,515,120,000 7,360,882,000
Debt 4,694,367,000 4,694,367,000 4,707,346,000
Net Assets/Debt 2,820,753,000 2,820,753,000 2,653,536,000

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the substantial net assets of a large company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the substantial net assets of a large company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the substantial net assets of a large company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around CH4 9QQ
MBNA GLOBAL SERVICES LIMITED
1 MORE LONDON PLACE, LONDON, CH4 9QQ
MBNA EUROPE HOLDINGS LIMITED
CAWLEY HOUSE, CHESTER BUSINESS PARK, CHESTER, CH4 9QQ
LOANS.CO.UK LIMITED
CAWLEY HOUSE, CHESTER BUSINESS PARK, CHESTER, CH4 9QQ
MBNA DIRECT LIMITED
1 More London Place, London, CH4 9QQ
MAINSEARCH COMPANY LIMITED
1 More London Place, London, CH4 9QQ
Document Filings
Confirmation statement made on 17 January 2024 with no updates
Termination of appointment of Anish Bipin Ambani as a director on 29 September 2023
Appointment of Mrs Melanie Candice Campbell as a director on 29 September 2023
Appointment of Mrs Annabel Christine Hind as a director on 15 June 2023
Termination of appointment of Simon James Kenyon as a director on 12 April 2023
Appointment of Mr Anish Bipin Ambani as a director on 10 March 2023
Termination of appointment of Israel Santos Perez as a director on 24 February 2023
Appointment of Mr Marc Lien as a director on 11 January 2023
Confirmation statement made on 17 January 2023 with updates
Notification of Bank of Scotland Plc as a person with significant control on 30 November 2022
Cessation of Lloyds Bank Plc as a person with significant control on 30 November 2022
Appointment of Mr Amitav Borkakoty as a director on 4 November 2022
Statement of capital on 22 February 2022
Statement by Directors
Solvency Statement dated 21/02/22
Resolutions
Termination of appointment of Vanessa Ann Murden as a director on 4 February 2022
Confirmation statement made on 17 January 2022 with no updates
Statement of Company's objects
Confirmation statement made on 17 January 2021 with no updates
Director's details changed for Mr Israel Santos Perez on 11 March 2020
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