Company Overview
Mann Island Finance Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 24 September 1992, so this is a well established company. Mann Island Finance Limited has been in business for 33 years and 6 months. The accounts status is full and the accounts are next due on Wednesday 31 December 2025.
Registered Address

Reading International Business Park, Reading, RG2 6AA
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameMANN ISLAND FINANCE LIMITED
Company Number02750308
Registered Office AddressReading International Business Park
 RG2 6AA
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date24/09/1992
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2025
Accounts Last Made Up Date31/03/2024
Accounts Account CategoryFULL
Returns Next Due Date21/06/2017
Returns Last Made Up Date24/05/2016
Directors & Members
Show Resigned
Stephen Budd - Director
(British, 63 years old, born April 1963)
Appointed 11 September 2019
 Active
James Collins - Director
(British, 41 years old, born May 1985)
Appointed 11 September 2019
 Active
Andrew Hart - Director
(British, 52 years old, born May 1974)
Appointed 27 April 2016
 Active
Peter Orton - Director
(British, 56 years old, born March 1970)
Appointed 11 September 2019
 Active
Noel Sumner - Director
(British, 53 years old, born May 1973)
Appointed 10 November 2021
 Active
Margaret Zimunhu - Director
(British, 45 years old, born September 1981)
Appointed 10 November 2021
 Active
Secretaries
Show Resigned
Connie Law - Secretary
(British)
Appointed 08 April 2014
 Active
Other Company Directorships
Stephen Budd
CF CORPORATE FINANCE LIMITED
INVESTEC ASSET FINANCE (NO.8) LIMITED
INVESTEC ASSET FINANCE PLC
MI VEHICLE FINANCE LIMITED
PIF INVESTMENTS LIMITED
QUANTUM FUNDING LIMITED
James Collins
CF CORPORATE FINANCE LIMITED
INVESTEC ASSET FINANCE (NO.8) LIMITED
INVESTEC ASSET FINANCE PLC
INVESTEC CAPITAL SOLUTIONS LIMITED
INVESTEC CS LIMITED
MI VEHICLE FINANCE LIMITED
PEA LEASING LIMITED
PIF INVESTMENTS LIMITED
QUANTUM FUNDING LIMITED
Andrew Hart
ASH FINANCIAL SERVICES LIMITED
ASH PROPERTY SERVICES LIMITED
CF CORPORATE FINANCE LIMITED
IEC UK INVESTMENT MANAGEMENT LTD
INVESTEC ASSET FINANCE (CAPITAL NO.3) LIMITED
INVESTEC ASSET FINANCE (NO.8) LIMITED
INVESTEC ASSET FINANCE PLC
INVESTEC CAPITAL SOLUTIONS LIMITED
INVESTEC CS LIMITED
MI VEHICLE FINANCE LIMITED
ORCHARD PLACE (PENN) RESIDENTS MANAGEMENT COMPANY LIMITED
QUANTUM FUNDING LIMITED
Peter Orton
FOWS LIMITED
MI VEHICLE FINANCE LIMITED
Noel Sumner
CF CORPORATE FINANCE LIMITED
INVESTEC ASSET FINANCE PLC
MI VEHICLE FINANCE LIMITED
QUANTUM FUNDING LIMITED
Margaret Zimunhu
CF CORPORATE FINANCE LIMITED
INVESTEC ASSET FINANCE PLC
MI VEHICLE FINANCE LIMITED
QUANTUM FUNDING LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2024 31-Dec-2013 31-Dec-2012
Balance Sheet
Fixed Assets 585,882 585,882 672,370
Current Assets 2,631,869 2,631,869 2,016,182
Creditors Due Within One Year 2,941,181 2,941,181 2,423,734
Working Cap -309,312 -309,312 -407,552
Total Assets Less Current Liabilities 276,570 276,570 264,818
Long-term Liabilities 8,557 8,557 13,224
Net Assets 268,013 268,013 251,594
Share Capital & Reserves
Share Cap 101,120 101,120 101,120
Profit & Loss Reserves 100,335 100,335 82,626
Other Reserves 66,558 66,558 67,848
Shareholders Funds 268,013 268,013 251,594
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Dec-2013 31-Dec-2012
Tangible Fixed Assets - - -
Fixed Assets 18.2% 18.2% 25.0%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 48.4% 48.4% 55.9%
Cash Bank In Hand 6.2% 6.2% 1.4%
Current Assets 81.8% 81.8% 75.0%
Creditors Due Within One Year 91.4% 91.4% 90.2%
Net Current Assets Liabilities -9.6% -9.6% -15.2%
Creditors Due After One Year 0.3% 0.3% 0.5%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 8.3% 8.3% 9.4%
Called Up Share Capital 3.1% 3.1% 3.8%
Share Capital Allotted Called Up Paid 3.1% 3.1% 3.8%
Profit Loss Account Reserve 3.1% 3.1% 3.1%
Shareholder Funds 8.3% 8.3% 9.4%
Capital Employed - - -
Total Assets Less Current Liabilities 8.6% 8.6% 9.8%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Dec-2013 31-Dec-2012
Liquidity Ratio 0.9 0.9 0.8
Solvency Ratio 1.1 1.1 1.1
Reserves to Assets 0.0 0.0 0.0
Secured Creditors Unlock full report
Mortgages Charges 3
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 2
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Dec-2013 31-Dec-2012
Assets 3,217,751 3,217,751 2,688,552
Debt 2,949,738 2,949,738 2,436,958
Net Assets/Debt 268,013 268,013 251,594

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

As at the balance sheet date short term liquid assets were less than current debt. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date short term liquid assets were less than current debt. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date short term liquid assets were less than current debt. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around RG2 6AA
ABINGDON NO.1 LEASING PARTNERSHIP LP
READING INTERNATIONAL BUSINESS PARK, READING, BERKSHIRE, RG2 6AA
INVESTEC ASSET FINANCE PLC
READING INTERNATIONAL BUSINESS PARK, READING, RG2 6AA
Document Filings
Termination of appointment of Ryan James Eric Tholet as a director on 15 August 2025
Confirmation statement made on 7 June 2025 with no updates
Termination of appointment of John Peter Hughes as a director on 31 March 2025
Confirmation statement made on 7 June 2024 with no updates
Confirmation statement made on 7 June 2023 with no updates
Confirmation statement made on 7 June 2022 with no updates
Director's details changed for Mr James Stephen Collins on 29 November 2021
Appointment of Ms. Margaret Dambudzo Zimunhu as a director on 10 November 2021
Termination of appointment of Ian Robert Wohlman as a director on 10 November 2021
Appointment of Mr. Noel Justin Sumner as a director on 10 November 2021
Confirmation statement made on 7 June 2021 with no updates
Appointment of Mr. Ryan James Eric Tholet as a director on 10 May 2021
Termination of appointment of Michael Richard Francis as a director on 15 October 2020
Confirmation statement made on 7 June 2020 with no updates
Director's details changed for Mr Stephen Philip Budd on 11 September 2019
Appointment of Peter James Orton as a director on 11 September 2019
Appointment of Mr. James Stephen Collins as a director on 11 September 2019
Appointment of Mr Stephen Philip Budd as a director on 11 September 2019
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2026 Check Free